Lotkar

Active

Private limited companyfounded 20251 yr activeGrintweg 48, 8400 Oostende, BelgiumKBO/BCE: BE 1021.971.907

Summary

Lotkar has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,272 and a net result of €10,738. Its solvency ranks better than 20% of 9439 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

LotkarActiveChecked score 90/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€92,870total assets 2025

Equity: €10,272
Profit: €10,738

Turnover not published (abridged schema)

Financial health

90 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 58 d early0 of 1 deed read

Why 90- Founded in 2025+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.05, cash €52,982+ Size: total assets €92,870Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Better than 47% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 36

equity 11.1% of total assets

Liquidity 67

short-term debt 62.3% · cash 57.0%

Profitability 83

return on assets 11.6%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,482 companies)

Last 24 months 05-2026: 0.6% 06-2026: 0.6%▲ +3.0% vs 05-2026 07-2026: 0.6%▲ +3.4% vs 06-2026 08-2026: 0.7%▲ +5.5% vs 07-2026 09-2026: 0.8%▲ +12.1% vs 08-2026highest value 10-2026: 0.2%▼ -79.4% vs 09-2026lowest value

Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Liquidity: current ratio 1.05, cash €52,982 lowers the probability
Founded in 2025 raises the probability for this profile
Size: total assets €92,870 lowers the probability for this profile

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.05; short-term debt: 62.3% and cash: 57% of total assets), and 88.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 22%, liquidity 62%, profitability 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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