Active BE 0538.630.904Private limited company

LAMS 1

H. Consciencelaan 236/238 ·1140 Evere, Belgium· 12 yrs active

Sector: Cafés and bars (56301)

Conclusion Checked

The computed 12-month bankruptcy probability of LAMS 1 is 2.5% (moderate). The 2025 annual accounts show equity of €64k and a net result of €4k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 1106 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€64k
Net result	€4k
Better than sector	93%
Active	12 yrs

Financial profile 5 of 5 axes measured · computed by Checked

79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 32

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

2.5% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2013, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€6k

estimate, not credit advice

Score history

73 2022

94 2023

100 2024

86 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 4.34 (≥ 1.5) +10

Quick ratio Quick ratio 4.20 (≥ 1.0) +5

Leverage Debt/equity 0.27 (< 1.0) +10

Profitability ROE 6% +3

Interest coverage Interest coverage 114.8× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview12 NBB filings

Annual accounts filed on 13-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~12.9%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	78.4%	25.6%	better than 93% of 1106 sector peers
Net result	€4k	€7k	better than 44% of 1108 sector peers
Equity	€64k	€22k	better than 75% of 1110 sector peers
Gross operating margin	€9k	€63k	better than 17% of 1104 sector peers
Total assets	€82k	€106k	better than 40% of 1106 sector peers

EBITDA

€8k

-47.0% 22-25

Net profit

€4k

-59.4% 22-25

Cash flow

€7k

-44.5% 22-25

Total assets

€82k

+16.2% 22-25

Equity

€64k

+6.9% 22-25

Working capital

€59k

+13.0% 22-25

Staff costs

€654

- 22-25

Income taxes

€1k

-59.4% 22-25

Debt

€18k

+70.0% 22-25

Debt ≤ 1y

€18k

+70.0% 22-25

Current ratio

4.34

-27.9% 22-25

Quick ratio

4.20

-27.2% 22-25

Solvency

78.4%

-8.0% 22-25

Debt / equity

0.27

+59.1% 22-25

ROE

6.4%

-62.1% 22-25

ROA

5.0%

-65.1% 22-25

Interest coverage

114.84

-72.7% 22-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022
Deposit	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-
EBITDA	€8k	€15k	€7k	€404
Net profit	€4k	€10k	€5k	€-2k
Cash flow	€7k	€12k	€7k	€337
Staff costs	-	-	-	€654
Income taxes	€1k	€3k	€196	-
Dividends	-	-	-	-
Total assets	€82k	€70k	€57k	€49k
Equity	€64k	€60k	€50k	€45k
Debt	€18k	€10k	€8k	€4k
of which ≤ 1y	€18k	€10k	€8k	€4k
of which > 1y	-	-	-	-
Working capital	€59k	€52k	€44k	€38k
Employees (FTE)	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022
Current ratio	4.34	6.02	6.85	9.57
Quick ratio	4.20	5.76	6.43	8.77
Working capital ratio	71.9%	73.9%	77.1%	75.9%
Solvency	78.4%	85.3%	86.8%	91.2%
Debt / equity	0.27	0.17	0.15	0.10
Long-term debt ratio	-	-	-	-
Interest coverage	114.84	421.35	152.91	6.00
Gross margin	-	-	-	-
Net margin	-	-	-	-
ROA	5.0%	14.5%	8.2%	-3.0%
ROE	6.4%	16.9%	9.4%	-3.3%
EBITDA margin	-	-	-	-
Days sales outstanding	-	-	-	-
Days payable outstanding	-	-	-	-
Inventory turnover	-	-	-	-
Days inventory (DSI)	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €5k · 6.5% Current assets €76k · 93.5%

Equity & liabilities

Equity €64k · 78.4% Debt €18k · 21.6%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€82k	€70k	€57k	€49k
Fixed assets	21/28	€5k	€8k	€6k	€8k
Tangible fixed assets	22/27	€5k	€8k	€6k	€8k
Financial fixed assets	28	€52	€52	€26	-
Current assets	29/58	€76k	€62k	€52k	€42k
Stocks & contracts in progress	3	€2k	€3k	€3k	€4k
Amounts receivable within one year	40/41	€8k	€4k	€17k	€15k
Cash & bank	54/58	€66k	€56k	€30k	€24k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€82k	€70k	€57k	€49k
Equity	10/15	€64k	€60k	€50k	€45k
Contributions / capital	10/11	€9k	€9k	€9k	€9k
Reserves	13	€682	€682	€682	€682
Accumulated profits (losses)	14	€55k	€51k	€41k	€36k
Amounts payable	17/49	€18k	€10k	€8k	€4k
Amounts payable within one year	42/48	€18k	€10k	€8k	€4k
Trade debts payable within one year	44	€11k	€7k	€7k	€4k
Income statement
Gross operating margin	9900	€9k	€16k	€8k	€2k
Operating result	9901	€5k	€13k	€5k	€-1k
Financial income	75	€6	-	-	€0
Financial charges	65	€69	€36	€45	€67
Result before taxes	9903	€5k	€13k	€5k	€-2k
Income taxes	67/77	€1k	€3k	€196	-
Net result for the period	9904	€4k	€10k	€5k	€-2k
Result to be appropriated	9905	€4k	€10k	€5k	€-2k

Directors & mandates 1 directors

Current directors & mandates

MURADJAN Shant
Managing director
State Gazette act 24307754 (05-01-2024)

Current
05-01-2024 → present
2 events
- 05-01-2024 Resigned· Manager
- 05-01-2024 Appointed· Managing director

Legal Structure

NACE primary	Cafés and bars(56301)
Legal form	Private limited company(610)
Incorporation	16-09-2013
Status	Active
Postal code	1140

Establishment units 1 location

LAMS 1

H. Consciencelaan 236-238, 1140 EvereCafés and bars

since 20132.222.775.784

Updates 11 events

All 13Financial 2Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

13-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 13 days late

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

31-12

Financial Highest result since 2022net €10k ▲117%

Operating result €13k, net result €10k, both a record.

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

05-01

State Gazette act Director changes

Cindy SCHOONE

2023

31-12

Financial Back to profitnet €5k

Net result €5k after one loss-making year.

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

2020

31-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 31 days late

2019

30-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 30 days late

2018

18-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

05-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

05-01-2024 1 director appointed, 1 resigning, 1 reappointed Director changes·Cindy SCHOONE

MURADJAN Shant, Gedelegeerd bestuurder
MURADJAN Shant, Zaakvoerder
MURADJAN Shant, Bestuurder

Notary: Cindy SCHOONE · PéruwelzFirm: Notaire Cindy Schoone

Original publication ↗

Technical details

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  "act_meta": {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Cafés and bars56301

Names & trade names

Legal nameFR

LAMS 1

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