Equity
-€768,385
Debts exceed assets in financial year 2025.
LAMOO
Lifetime
12 annual accounts with figures on one time axispeak €231,751 (2018)
€47,925▲ €160,216
lowest -€706,062 (2023)
€12,277▲ €167,771
peak €172,094 (2019)
-€768,385▲ €12,277
€1.7m▼ 16.4%
Board2 names since 2013
-
Owners2 names in the annual accounts
50%BOUWONDERNEMING LAMERS and 1 other
Documentsfilings and deeds
23-06-202638 days before the deadline
2025financial year
Gross margin from -€112,291 to €47,925Back to profit: €12,277Debts from €2.0m to €1.7m
Key points
from the 2025 annual accountsResult
€12,277 €12,277
Back in profit in 2025, after a loss of €155,494 in 2024.
Debts
€1.7m 185% of the balance sheet
After one year 99%Within one year 1%
Of this, €12,011 falls due within a year.
Liquidity
75.02 was 11.10 in 2024
Short-term debts fell from €109,453 to €12,011.
Filings
12 annual accounts since 2014
Two of the last ten came late. The 2019 accounts came latest: 46 days after the end of the period.
Position in the sector
-85.2%
Lower solvency than 95% of companies in construction of buildings. Sector median 32.8% · 1,033 companies.
Checked score
55
Fair
Financially stronger than 40% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.7%
01-2025: 3.7%● unchanged vs 12-2024
02-2025: 3.7%● unchanged vs 01-2025
03-2025: 3.6%▼ -0.1 percentage points vs 02-2025
04-2025: 3.7%▲ +0.1 percentage points vs 03-2025
05-2025: 3.9%▲ +0.2 percentage points vs 04-2025
06-2025: 3.9%● unchanged vs 05-2025
07-2025: 4.1%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 2.3%▼ -1.8 percentage points vs 07-2025
09-2025: 2.3%● unchanged vs 08-2025
10-2025: 2.3%● unchanged vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.3%● unchanged vs 11-2025
01-2026: 2.3%● unchanged vs 12-2025
02-2026: 1.2%▼ -1.1 percentage points vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 0.4%▼ -0.8 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€768,385
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Size: total assets €902,166
Liquidity: current ratio 75.02, cash €365,763
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 99% on liquidity, 20% on profitability and 39% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 522 companies had the same profile as LAMOO has now. Each dot stands for 2 companies, two years later.
93.7%
were still trading
1.7%
stopped another way
3.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LAMOO itself is lower: 0.4% within 12 months. It rests on far more data about LAMOO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 522 companies, not a prediction for LAMOO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 75.02 (11.1 in 2024), above the usual 1.5. Short-term debt is 1.3% and cash 40.5% of total assets. However, equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1033 sector peers (2025).
NBB · sector comparisonPosition among 1033 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 days early
2024
20 days early
2023
27 days early
2022
32 days early
2021
41 days early
2020
15 days early
2019
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- BOUWONDERNEMING LAMERS 50%score 91equity €7.5m (2025) · 2025 annual accounts of BOUWONDERNEMING LAMERS
- MOOREA PROJECTS 50%equity €606,396 (2025) · 30-06-2025 annual accounts of MOOREA PROJECTS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0536804631
Registered office moved within Bree
New registered office: Dwarsstraat 3, 3960 Bree · Previous registered office: Bocholterkiezel 72, 3960 Bree · Resignations: MOOREA PROJECTS (director) and BOUWONDERNEMING LAMERS (director) · General meeting of 30-11-2023 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden, Verbouwen en/of uitbreiden met functiewijziging, maar zonder wijziging van het aantal woongelegenheden, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Pelt
Environmental permit refused
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden, Verbouwen en/of uitbreiden met functiewijziging, maar zonder wijziging van het aantal woongelegenheden, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Pelt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAMOO Bree | €0.9m | €47,925 | -85.2% | - |
| DEWOLA CONSULTING Zottegem | €0.8m | €41,162 | 92.1% | - |
| JAGERSHOF Harelbeke | €1.1m | €54,314 | 98.9% | - |
| ART PLAFOND AR Ixelles | €1.1m | €54,777 | 5.5% | - |
| European Real Estate Management Zaventem | €1.1m | €48,671 | 7.7% | - |
| CAPE 2 INVEST Oudsbergen | €0.9m | €41,175 | 12.8% | - |
| BOUW PROJECTEN CLAES Hasselt | €0.6m | €63,193 | 21.1% | - |
These companies have the same main activity as LAMOO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €582,000 and €1.1m, founded between 2011 and 2017.
Official details
Source: KBO- Status
- Active since 05-07-2013Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.221.612.6753960 Bree, since 17-07-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2025
Annual accounts 2025
- ≈ €220,000estimated
- €902,166▼ 25.9%
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on LAMOO
LAMOO has existed since 2013. In 2018 the gross margin rose from €27,297 to €231,751.
Solvency fell in 2025 from -64.2% to -85.2%.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAMOO
- What is the company number of LAMOO?
- The company number of LAMOO is 0536.804.631. The VAT number is the same number with BE in front: BE 0536.804.631.
- Where is LAMOO based?
- The registered office is at Dwarsstraat 3, 3960 Bree.Company details
- What does LAMOO do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of LAMOO?
- LAMOO is a public limited company (NV).
- When was LAMOO founded?
- LAMOO was founded on 05-07-2013.
- Is LAMOO still active?
- Yes, LAMOO is an active enterprise in the KBO register.
- What is the turnover of LAMOO?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €47,925 and 36 comparable companies (NACE 41001). It probably lies between €140,000 and €430,000.Financials
- Is LAMOO profitable?
- In financial year 2025, LAMOO made a profit of €12,277.
- Where can I find the annual accounts of LAMOO?
- LAMOO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAMOO due?
- LAMOO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.