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LAMIKA

Active
Private limited companyfounded 20214 yrs activeBankblokstraat 5, 3061 Bertem, BelgiumKBO/BCE: BE 0777.408.577

LAMIKA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €114k. Equity is shrinking by ~27.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 6% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
53 / 100
Fair= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency8▼-1
Growth58=
Stability94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.86 in 2024), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.7%
Return on assets
94.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 12627 sector peers (2025).
NBB · sector comparison
Position among 12627 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
154 d early
2024
31 d early
2023
34 d early
2022
33 d early
2021
34 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2k=
2024 · €2k
2021: €30k 2022: €106k 2023: €207k 2024: €2k
2021 → 2025
Total assets
€121k▼ 25.6%
2024 · €162k
2021: €45k 2022: €145k 2023: €276k 2024: €162k
2021 → 2025
Net result
€114k▲ 3.4%
2024 · €110k
2021: €28k 2022: €76k 2023: €102k 2024: €110k
2021 → 2025
Working capital
€-19k▲ 11.2%
2024 · €-22k
2021: €29k 2022: €101k 2023: €176k 2024: €-22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€30k-€106k▲ 254%€207k▲ 96.2%€2k▼ 99.0%€2k=
Operating result€35k-€96k▲ 176%€137k▲ 42.0%€147k▲ 7.9%€154k▲ 4.7%
Net result€28k-€76k▲ 172%€102k▲ 34.1%€110k▲ 8.5%€114k▲ 3.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €35k€35kNet result 2021: €28k€28kOperating result 2022: €96k€96kNet result 2022: €76k€76kOperating result 2023: €137k€137kNet result 2023: €102k€102kOperating result 2024: €147k€147kNet result 2024: €110k€110kOperating result 2025: €154k€154kNet result 2025: €114k€114k20212022202320242025
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets €21k▼ 10.3%
Current assets €99k▼ 28.3%
Equity and liabilities €121k
Equity €2k=
Debt €119k▼ 25.9%
The debt ratio falls from 98.8% to 98.3%: debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€162k
2024 · €155k
Cash flow
€121k
2024 · €117k
Solvency
1.7%
2024 · 1.2%
Current ratio
0.84
2024 · 0.86
Quick ratio
0.84
2024 · 0.86
Debt / equity
59.33
2024 · 80.12
ROA
94.5%
2024 · 67.9%
Interest coverage
348.83
2024 · 31.31
Debt
€119k
2024 · €160k
Debt ≤ 1 year
€119k
2024 · €160k
Income taxes
€40k
2024 · €33k
A ratio outside any meaningful range has been withheld (balance sheet total €121k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€162k€121k
Fixed assets21/28€24k€21k
Tangible fixed assets22/27€24k€21k
Plant, machinery and equipment23-€472
Furniture and vehicles24€18k€12k
Other tangible fixed assets26€6k€8k
Current assets29/58€138k€99k
Amounts receivable within one year40/41€19k€17k
Trade receivables40€18k€17k
Other amounts receivable41€1k€188
Current investments50/53-€23k
Cash at bank and in hand54/58€119k€59k
Equity and liabilities
Total equity and liabilities10/49€162k€121k
Equity10/15€2k€2k=
Contributions10/11€2k€2k=
Amounts payable17/49€160k€119k
Amounts payable within one year42/48€160k€119k
Trade debts44€135€429
Suppliers440/4€135€429
Taxes, remuneration and social security45€60k€14k
Taxes450/3€57k€14k
Remuneration and social security454/9€3k-
Other amounts payable47/48€100k€105k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k
Other operating charges640/8€972€1k
Gross operating margin9900€156k€163k
Operating profit (loss)9901€147k€154k
Financial income75/76B€1k€1
Recurring financial income75€1k€1
Financial charges65/66B€5k€464
Recurring financial charges65€5k€464
Profit (loss) for the period before taxes9903€144k€154k
Income taxes67/77€33k€40k
Profit (loss) for the period9904€110k€114k
Profit (loss) for the period to be appropriated9905€110k€114k
Appropriation of the result
Profit (loss) to be appropriated9906€110k€114k
Transfer from equity791/2€205k-
Profit to be distributed694/7€315k€114k
Return on contributions (dividend)694€315k€114k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2021net €114k ▲3.4%
Operating result €154k, net result €114k, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200kEq €207k ▲96.2%
3 profitable years in a row build equity to €207k.
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €106k ▲254%
2 profitable years in a row build equity to €106k.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bankblokstraat 53061 Bertem
Ground area
313 m²
Building footprint
87 m²
Volume, LiDAR
42 m³
Parcel 24061C0219/00X006, Flanders · tallest building 6.3 m. Linked by address, not a title deed.
1 establishment unit
LAMIKA
Bankblokstraat 5, 3061 BertemLegal and accounting activities
since 20212.324.218.285
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24061C0219/00X006 Flanders 313 m² 1 · 87 m² 6.3 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

875500WGCY8VW6FQC524
live in the LEI register

Similar companies · same sector, comparable size

Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 232 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-11-2021
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.