GBDM SERVICES
ActiveGBDM SERVICES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €190k. Equity is shrinking by ~28.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency16▲+4
Growth58=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.06 against 1.01 in 2024), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
509.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
72 d early
2023
58 d early
2022
3 d early
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k=
2024 · €2k
2021: €53k
2022: €175k
2023: €298k
2024: €2k
2021 → 2025
Total assets
€37k▼ 80.4%
2024 · €190k
2021: €79k
2022: €210k
2023: €324k
2024: €190k
2021 → 2025
Net result
€190k▲ 19.8%
2024 · €158k
2021: €51k
2022: €123k
2023: €123k
2024: €158k
2021 → 2025
Working capital
€2k=
2024 · €2k
2021: €53k
2022: €175k
2023: €298k
2024: €2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€175k▲ 232%€298k▲ 69.9%€2k▼ 99.3%€2k=
Operating result€64k-€158k▲ 145%€158k▲ 0.2%€205k▲ 29.5%€247k▲ 20.8%
Net result€51k-€123k▲ 139%€123k▲ 0.1%€158k▲ 28.4%€190k▲ 19.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €37k
Equity
€2k=
Debt
€35k▼ 81.3%
The debt ratio falls from 98.9% to 94.6%: debt is paid down.
Key figures and ratios
Solvency
5.4%▲
2024 · 1.1%
Current ratio
1.06▲
2024 · 1.01
Quick ratio
1.06▲
2024 · 1.01
Debt / equity
17.61▼
2024 · 94.16
ROA
509.7%▲
2024 · 83.2%
Debt
€35k▼
2024 · €188k
Debt ≤ 1 year
€35k▼
2024 · €188k
Income taxes
€58k▲
2024 · €46k
A ratio outside any meaningful range has been withheld (balance sheet total €37k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€37k▼
Current assets29/58€190k€37k▼
Cash at bank and in hand54/58€186k€32k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€190k€37k▼
Equity10/15€2k€2k=
Contributions10/11€2k€2k=
Amounts payable17/49€188k€35k▼
Amounts payable within one year42/48€188k€35k▼
Trade debts44€527€625▲
Suppliers440/4€527€625▲
Taxes, remuneration and social security45€28k€24k▼
Taxes450/3€28k€24k▼
Other amounts payable47/48€160k€11k▼
Income statement
Code20242025
Other operating charges640/8-€787
Gross operating margin9900€205k€248k▲
Operating profit (loss)9901€205k€247k▲
Financial charges65/66B€84€108▲
Recurring financial charges65€84€108▲
Profit (loss) for the period before taxes9903€205k€247k▲
Income taxes67/77€46k€58k▲
Profit (loss) for the period9904€158k€190k▲
Profit (loss) for the period to be appropriated9905€158k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€454k€190k▼
Profit (loss) brought forward from the previous period14P€296k-
Profit to be distributed694/7€454k€190k▼
Return on contributions (dividend)694€454k€190k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €190k ▲19.8%
Operating result €247k, net result €190k, both a record.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 12.38
Current ratio from 5.95 to 12.38; short-term debt falls from €35k to €26k.
31-12
Financial
Equity above €200kEq €298k ▲69.9%
3 profitable years in a row build equity to €298k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €175k ▲232%
2 profitable years in a row build equity to €175k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marsveldplein 51050 ElseneGround area
3,724 m²
Building footprint
1,306 m²
Volume, LiDAR
98,133 m³
Parcel 21009A0769/00S002, Brussels · tallest building 99.0 m, ±27 floors. Linked by address, not a title deed.
1 establishment unit
GBDM SERVICES
since 20212.321.377.670
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0769/00S002 | Brussels | 3,724 m² | 1 · 1,306 m² | 99.0 m · 27 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAMIKA
BE 0777.408.577
Bertem · Eq €2k
MLONOT
BE 0777.827.063
Gent · Eq €2k
Jovycon
BE 0780.438.145
Merchtem · Eq €2k
Terraforming
BE 0782.321.529
Sint-Joost-ten-Node · Eq €2k
ANTOINE DEBOUCHE MANAGEMENT
BE 0790.123.495
Le Roeulx · Eq €2k
Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2021
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.