LAMI
ActiveLAMI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €463k and a net result of €1k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-99
Solvency80▼-9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.63 against 3.64 in 2024), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
9 d early
2023
19 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€463k▲ 0.3%
2024 · €462k
2018: €111k
2019: €107k
2020: €112k
2021: €158k
2022: €131k
2023: €106k
2024: €462k
2018 → 2025
Total assets
€1.24M▲ 19.9%
2024 · €1.03M
2018: €686k
2019: €687k
2020: €668k
2021: €780k
2022: €762k
2023: €873k
2024: €1.03M
2018 → 2025
Net result
€1k▼ 99.7%
2024 · €356k
2018: €-28k
2019: €-4k
2020: €5k
2021: €46k
2022: €-27k
2023: €-25k
2024: €356k
2018 → 2025
Working capital
€461k▲ 72.3%
2024 · €268k
2018: €74k
2019: €84k
2020: €38k
2021: €174k
2022: €167k
2023: €-66k
2024: €268k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€131k▼ 17.0%€106k▼ 19.0%€462k▲ 335%€463k▲ 0.3%
Operating result€56k-€-16k€-8k▲ 48.4%€489k€24k▼ 95.1%
Net result€46k-€-27k€-25k▲ 7.5%€356k€1k▼ 99.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€652k▼ 2.0%
Current assets
€588k▲ 59.3%
Equity and liabilities €1.24M
Equity
€463k▲ 0.3%
Debt
€776k▲ 35.7%
The debt ratio rises from 55.3% to 62.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€66k▼
2024 · €527k
Cash flow
€44k▼
2024 · €394k
Solvency
37.4%▼
2024 · 44.7%
Current ratio
4.63▲
2024 · 3.64
Quick ratio
4.63▲
2024 · 3.64
Debt / equity
1.68▲
2024 · 1.24
ROE
0.3%▼
2024 · 77.0%
ROA
0.1%▼
2024 · 34.4%
Interest coverage
3.35▼
2024 · 25.37
Debt
€776k▲
2024 · €572k
Debt ≤ 1 year
€127k▲
2024 · €101k
Debt > 1 year
€650k▲
2024 · €471k
Income taxes
€3k▼
2024 · €112k
Staff costs
€4k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.24M▲
Fixed assets21/28€665k€652k▼
Intangible fixed assets21€6k-
Tangible fixed assets22/27€359k€352k▼
Land and buildings22€283k€264k▼
Plant, machinery and equipment23€54k€55k▲
Furniture and vehicles24€21k€22k▲
Other tangible fixed assets26-€12k
Financial fixed assets28€300k€300k=
Current assets29/58€369k€588k▲
Amounts receivable within one year40/41€170k€419k▲
Trade receivables40€23k€84k▲
Other amounts receivable41€147k€336k▲
Current investments50/53-€63k
Cash at bank and in hand54/58€198k€103k▼
Deferred charges and accrued income490/1€695€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.24M▲
Equity10/15€462k€463k▲
Contributions10/11€225k€225k=
Capital10€225k€225k=
Issued capital100€225k€225k=
Reserves13€238k€239k▲
Non-distributable reserves130/1€12k€13k▲
Legal reserve130€12k€13k▲
Distributable reserves133€226k€226k=
Amounts payable17/49€572k€776k▲
Amounts payable after more than one year17€471k€650k▲
Financial debts170/4€471k€650k▲
Amounts payable within one year42/48€101k€127k▲
Current portion of amounts payable after more than one year42€82k€108k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€10k€14k▲
Remuneration and social security454/9€7k-
Income statement
Code20242025
Remuneration, social security and pensions62€24k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€43k▲
Other operating charges640/8€7k€26k▲
Gross operating margin9900€558k€96k▼
Operating profit (loss)9901€489k€24k▼
Financial income75/76B€48€10▼
Recurring financial income75€48€10▼
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€468k€4k▼
Income taxes67/77€112k€3k▼
Profit (loss) for the period9904€356k€1k▼
Profit (loss) for the period to be appropriated9905€356k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€233k€1k▼
Profit (loss) brought forward from the previous period14P€-123k-
Transfer to equity691/2€233k€1k▼
To the legal reserve6920€12k€1k▼
To other reserves6921€221k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
State Gazette act
Capital & sharesGeneral meeting · Statutes amendment · Approval9 facts ▸
State Gazette act
Capital & shares
General meeting · Statutes amendment · Approval9 facts ▸
- General meeting, 2026-08-17
- Statutes amendment
- Approval, Report of the management organ regarding the proposed change of purpose
- Purpose change, a) Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het verwerven en het beheer van een roerend en onroerend vermogen; ... b) Plaatsin…
- Capital decrease, €163.092
- Capital, €61.500
- Corporate purpose, a) Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het verwerven en het beheer van een roerend en onroerend vermogen; onroerende goed…
- Authorization, Authorization to the board to carry out the repayment resulting from the capital decrease
- Statute adoption, Adoption of entirely new statutes
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €356k
Net result €356k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 3.64
Current ratio from 0.69 to 3.64; short-term debt falls from €215k to €101k.
31-12
Financial
Equity above €200kEq €462k ▲335%
Equity rises from €106k to €462k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €158k ▲40.8%
2 profitable years in a row build equity to €158k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Wauter Van den Branden
CurrentNon-statutory director · since 01-01-2025
01-01-2025
Wauter Van den Branden: Appointed as Non-statutory director
01-01-2025
Jean-Marie Surinx: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leestsesteenweg 1302800 MechelenGround area
1,071 m²
Building footprint
163 m²
Volume, LiDAR
1,051 m³
Parcel 12404G0333/00V000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leestsesteenweg 130, 2800 Mechelen
since 19912.052.716.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404G0333/00V000 | Flanders | 1,071 m² | 1 · 163 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEVE VIERSTRAETE
BE 0828.835.504
Torhout · Eq €463k
TT Automation
BE 0753.679.409
Hamme (Vl.) · Eq €463k
VANDENBERGHE JEROEN
BE 0822.492.989
Deerlijk · Eq €464k
ADL SECURITY
BE 0452.253.293
Braine-l'Alleud · Eq €463k
ALLROUND ELECTRO SOLUTIONS
BE 0808.371.373
Lommel · Eq €464k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,269. 6,628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-04-1991
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.