Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2018 to 2025 closed with a loss. 2024 was the heaviest.
Turnover fell in 2025 from €1.7m to €368,009.
Of this, €580,442 falls due within a year.
Between 2007 and 2025, 90% of the full-time equivalents disappeared.
LAMCOL pays its suppliers 11 days earlier than in 2024. Customers pay 47 days later.
The dashed line is the sector median: 0.5% across 1,032 companies (NACE 16, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro). It does better than 4% of them on solvency, 1% on liquidity, 4% on profitability and 47% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,619 companies had the same profile as LAMCOL has now. Each dot stands for 17 companies, two years later.
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LAMCOL itself is higher: 7.7% within 12 months. It rests on far more data about LAMCOL than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for LAMCOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.28 (0.09 in 2024), below 1. Short-term debt is 258.6% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 16), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| LAMCOL Marche-en-Famenne | €368,009 | - | -163.2% | 3.8 |
| HAHBOS Wijnegem | €272,491 | 7.8% | 94.0% | 4.2 |
| ARENA CONSTRUCTION Morlanwelz | €802,315 | 1.1% | 43.1% | 10 |
| MENUISERIE SCHYNS G. Dalhem | €380,635 | 2.3% | 12.0% | - |
| 4SEMPER GLOBAL Ixelles | €99,764 | 3.1% | 63.3% | - |
| M.G.C. Forest | - | - | 31.0% | 5.8 |
| WIDAN CHARPENTES Huy | €585,272 | -14.8% | 4.1% | - |
These companies have the same main activity as LAMCOL: manufacture of other builders' carpentry and joinery (NACE 16230). They are comparable in size and age: total assets between €145,000 and €598,000, founded between 1985 and 2004.
LAMCOL has existed since 1986. Turnover fell from €7.5m in 2023 to €368,009 in 2025 and staff from 11.2 to 3.8 full-time equivalents.
Solvency rose in 2025 from -781.0% to -163.2% because of lower debts.
GROEP TERRYN holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Lower than 95% of 174 companies in 2025.
Lower than 95% of 175 companies in 2025.
Lower than 95% of 175 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter · Staff: bottom quarter
2.8 men and 1 woman in full-time equivalents in 2025.
Men €104,767, women €112,871 per full-time equivalent. Jobs differ, so this is not a pay gap.
In 2025, nobody joined and 5 people left. Training hours in 2025: 181. Agency workers: 0.2 on average.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
224,426 | 295,013 | 754,540 | 1.5m | 2.6m | 2.1m | 571,829 | 1.4m | 1.3m | 1.2m | 1.8m | 1.7m | 1.2m | 2.1m | 3.1m | 3.7m | 4.4m | 4.7m | 4.6m | |
21/28 |
62,854 | 77,940 | 78,434 | 80,432 | 82,285 | 183,179 | 185,087 | 194,376 | 206,083 | 206,374 | 185,660 | 166,327 | - | 761,341 | 887,511 | 1.0m | 1.2m | 1.7m | 2.0m | |
21 |
- | 61 | 247 | 433 | 1,268 | 5,826 | 10,059 | 15,098 | 20,138 | 18,363 | 925 | 1,881 | 2,836 | 3,793 | 6,784 | 7,902 | 15,338 | 25,971 | 33,703 | |
22/27 |
5,902 | 20,928 | 21,236 | 23,047 | 24,065 | 18,069 | 15,743 | 19,993 | - | - | 194 | 2,273 | - | 604,377 | 735,821 | 893,790 | 1.0m | 1.3m | 1.6m | |
22 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 175,417 | 195,456 | 215,719 | 241,377 | 265,821 | 277,480 | |
23 |
- | 5,676 | 5,693 | 8,253 | 3,356 | 2,672 | 3,630 | 4,589 | - | - | 157 | 783 | - | 12,832 | 22,641 | 33,204 | 200,081 | 361,642 | 541,366 | |
24 |
5,902 | 15,251 | 15,542 | 14,794 | 20,709 | 15,397 | 12,113 | 15,403 | - | - | 38 | 1,490 | - | 3,795 | 4,591 | 4,852 | 15,454 | 23,849 | 36,785 | |
28 |
56,952 | 56,952 | 56,952 | 56,952 | 56,952 | 159,285 | 159,285 | 159,285 | 185,945 | 188,011 | 184,541 | 162,174 | 145,459 | 153,171 | 144,906 | 144,906 | 129,435 | 309,289 | 311,658 | |
282/3 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | |
282 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | |
284/8 |
56,952 | 56,952 | 56,952 | 56,952 | 56,952 | 159,285 | 159,285 | 159,285 | 185,945 | 188,011 | 184,541 | 162,174 | 144,209 | 151,921 | 143,656 | 143,656 | 128,185 | 308,039 | 310,408 | |
284 |
14,555 | 14,555 | 14,555 | 14,555 | 14,555 | 14,555 | 14,555 | 14,555 | 17,175 | 17,175 | 16,850 | 14,725 | 13,000 | 12,100 | 11,325 | 11,325 | 8,589 | 188,443 | 188,668 | |
285/8 |
42,397 | 42,397 | 42,397 | 42,397 | 42,397 | 144,730 | 144,730 | 144,730 | 168,770 | 170,836 | 167,691 | 147,449 | 131,209 | 139,821 | 132,331 | 132,331 | 119,596 | 119,596 | 121,740 | |
29/58 |
161,572 | 217,072 | 676,106 | 1.5m | 2.5m | 1.9m | 386,741 | 1.2m | 1.1m | 979,972 | 1.6m | 1.6m | 1.0m | 1.3m | 2.2m | 2.6m | 3.2m | 3.1m | 2.6m | |
29 |
- | - | - | - | - | - | - | - | 9,687 | - | - | - | - | - | - | - | - | - | - | |
291 |
- | - | - | - | - | - | - | - | 9,687 | - | - | - | - | - | - | - | - | - | - | |
3 |
79,491 | 48,205 | 360,711 | 880,787 | 613,201 | 431,328 | 239,297 | 307,130 | 302,772 | 467,845 | 343,567 | 476,158 | 248,484 | 220,419 | 437,783 | 773,572 | 469,381 | 660,160 | 549,225 | |
30/36 |
8,835 | 18,957 | 61,740 | 92,170 | 68,361 | 47,166 | 44,690 | 34,928 | 32,150 | 35,570 | 62,359 | 74,425 | 61,447 | 146,153 | 320,110 | 323,436 | 411,583 | 343,216 | 320,762 | |
30/31 |
8,835 | 18,957 | 61,740 | 92,170 | 68,361 | 47,166 | 44,690 | 34,928 | 32,150 | 35,570 | 62,359 | 74,425 | 61,447 | 146,153 | 320,110 | 323,436 | 411,583 | 343,216 | 320,762 | |
37 |
70,656 | 29,248 | 298,971 | 788,617 | 544,839 | 384,162 | 194,607 | 272,203 | 270,622 | 432,275 | 281,208 | 401,732 | 187,037 | 74,266 | 117,673 | 450,136 | 57,798 | 316,944 | 228,463 | |
40/41 |
82,081 | 159,394 | 306,939 | 576,785 | 1.8m | 1.4m | 142,341 | 933,058 | 798,864 | 511,556 | 1.0m | 951,989 | 518,371 | 800,581 | 1.6m | 1.6m | 1.9m | 1.3m | 1.7m | |
40 |
78,949 | 146,909 | 278,038 | 425,279 | 1.7m | 1.3m | 74,962 | 839,417 | 698,940 | 386,513 | 965,382 | 842,494 | 432,994 | 781,337 | 1.5m | 1.5m | 1.7m | 1.3m | 1.6m | |
41 |
3,132 | 12,485 | 28,901 | 151,505 | 135,962 | 154,494 | 67,379 | 93,641 | 99,925 | 125,044 | 56,312 | 109,495 | 85,377 | 19,243 | 113,959 | 147,069 | 205,936 | 23,515 | 145,199 | |
50/53 |
- | - | - | - | - | - | - | - | - | - | - | - | 180,000 | 215,000 | - | 95,000 | 775,000 | 930,001 | - | |
51/53 |
- | - | - | - | - | - | - | - | - | - | - | - | 180,000 | 215,000 | - | 95,000 | 775,000 | 930,001 | - | |
54/58 |
- | - | 273 | 372 | 249 | 1,502 | 388 | 381 | 294 | 570 | 265,335 | 149,033 | 82,084 | 54,959 | 171,429 | 152,917 | 78,466 | 176,050 | 353,778 | |
490/1 |
- | 9,474 | 8,183 | 329 | 23,611 | 13,252 | 4,716 | 2,387 | - | - | - | - | - | 8,278 | 12,210 | - | 1,005 | 312 | 1,183 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
224,426 | 295,013 | 754,540 | 1.5m | 2.6m | 2.1m | 571,829 | 1.4m | 1.3m | 1.2m | 1.8m | 1.7m | 1.2m | 2.1m | 3.1m | 3.7m | 4.4m | 4.7m | 4.6m | |
10/15 |
-366,277 | -2.3m | -1.3m | -631,656 | -190,425 | -19,411 | -15,416 | 94,906 | 376,746 | -500,405 | 4,928 | -120,769 | 424,109 | 1.0m | 400,145 | 1.0m | 1.0m | 1.0m | 859,131 | |
10/11 |
257,722 | 257,722 | 257,722 | 257,722 | 257,722 | 161,722 | 870,000 | 870,000 | 870,000 | 200,000 | 200,000 | 230,000 | - | 480,000 | 480,000 | 480,000 | 480,000 | 480,000 | 480,000 | |
10 |
239,000 | 239,000 | 239,000 | 239,000 | 239,000 | - | - | - | - | - | - | - | 230,000 | - | - | - | - | - | - | |
100 |
239,000 | 239,000 | 239,000 | 239,000 | 239,000 | 143,000 | 870,000 | 870,000 | 870,000 | 200,000 | 200,000 | 230,000 | 230,000 | 480,000 | 480,000 | 480,000 | 480,000 | 480,000 | 480,000 | |
11 |
18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 39,585 | 39,585 | 39,585 | 39,585 | 39,585 | 39,585 | |
1100/10 |
18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | 18,722 | - | 39,585 | 39,585 | 39,585 | 39,585 | 39,585 | 39,585 | |
13 |
23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 48,000 | 48,000 | 48,000 | 53,913 | 61,927 | 69,962 | |
130/1 |
23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 23,000 | 48,000 | 48,000 | 48,000 | 48,000 | 48,000 | 48,000 | |
132 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5,913 | 13,927 | 21,962 | |
14 |
-646,999 | -2.6m | -1.6m | -912,378 | -471,147 | -204,133 | -927,139 | -816,816 | -534,976 | -747,514 | -253,022 | -417,307 | 125,822 | 398,100 | -211,502 | 420,880 | 379,579 | 340,029 | 165,093 | |
15 |
- | - | - | - | - | - | - | - | - | 5,386 | 16,228 | 24,816 | 26,565 | 37,322 | 44,062 | 51,177 | 73,542 | 84,652 | 104,491 | |
16 |
- | 50,032 | - | - | - | - | - | - | - | - | - | - | - | 19,218 | 22,688 | 26,352 | 40,913 | 50,761 | 81,667 | |
160/5 |
- | 50,032 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16,554 | |
164/5 |
- | 50,032 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16,554 | |
168 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 19,218 | 22,688 | 26,352 | 40,913 | 50,761 | 65,113 | |
17/49 |
590,703 | 2.5m | 2.0m | 2.2m | 2.8m | 2.1m | 587,245 | 1.3m | 940,953 | 1.7m | 1.8m | 1.9m | 753,125 | 1.0m | 2.7m | 2.6m | 3.3m | 3.7m | 3.6m | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 411,302 | 491,337 | 571,373 | 485,917 | 643,926 | 893,583 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 411,302 | 491,337 | 571,373 | 485,917 | 643,926 | 893,583 | |
172 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 411,302 | 491,337 | 571,373 | 485,917 | 541,450 | 652,848 | |
173 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 102,476 | 240,735 | |
42/48 |
580,442 | 2.5m | 2.0m | 2.1m | 2.7m | 2.1m | 571,888 | 1.3m | 926,556 | 1.7m | 1.8m | 1.8m | 746,920 | 622,380 | 2.2m | 1.9m | 2.8m | 3.0m | 2.7m | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 80,036 | 80,036 | 73,910 | 158,009 | 249,657 | 255,014 | |
43 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 350,000 | - | - | - | - | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 350,000 | - | - | - | - | |
44 |
23,547 | 124,270 | 106,958 | 525,549 | 162,932 | 806,344 | 207,035 | 641,005 | 670,494 | 564,101 | 1.4m | 1.0m | 618,221 | 405,503 | 467,095 | 887,878 | 967,416 | 645,619 | 791,343 | |
440/4 |
23,547 | 124,270 | 106,958 | 525,549 | 162,932 | 806,344 | 207,035 | 641,005 | 670,494 | 564,101 | 1.4m | 1.0m | 618,221 | 405,503 | 467,095 | 887,878 | 967,416 | 645,619 | 791,343 | |
46 |
- | - | 19,028 | 177,117 | 532,913 | 196,136 | 58,502 | 16,624 | 52,570 | 94,568 | 98,170 | 69,388 | 28,160 | 14,215 | 1.1m | 764,847 | 1.5m | 2.0m | 1.5m | |
45 |
43,967 | 70,353 | 70,539 | 155,304 | 438,343 | 67,146 | 55,823 | 70,370 | 60,787 | 82,237 | 81,209 | 119,917 | 100,539 | 122,627 | 162,257 | 181,858 | 138,928 | 147,276 | 150,694 | |
450/3 |
935 | 16,023 | 6,120 | 46,525 | 379,987 | 20,388 | 14,989 | 16,762 | 19,064 | 15,288 | 13,492 | 30,287 | 14,716 | 25,007 | 43,572 | 29,804 | 15,541 | 19,438 | 14,013 | |
454/9 |
43,032 | 54,330 | 64,418 | 108,779 | 58,356 | 46,757 | 40,834 | 53,608 | 41,723 | 66,949 | 67,717 | 89,630 | 85,823 | 97,620 | 118,686 | 152,054 | 123,387 | 127,838 | 136,681 | |
47/48 |
512,928 | 2.3m | 1.8m | 1.3m | 1.6m | 987,320 | 250,528 | 596,048 | 142,705 | 930,537 | 230,000 | 600,000 | - | - | - | 1,107 | 645 | 10,000 | 685 | |
492/3 |
10,260 | 38,938 | 30,504 | 27,066 | 11,433 | 16,851 | 15,357 | 18,379 | 14,398 | 15,310 | 18,886 | 26,914 | 6,205 | 4,670 | 27,352 | 122,085 | 53,415 | 1,250 | 2,722 | |
| Income statement | ||||||||||||||||||||
70/76A |
418,144 | 1.6m | 3.8m | 5.0m | 7.4m | 3.3m | 3.0m | 2.3m | 4.9m | 3.1m | 4.1m | 3.3m | - | 5.3m | 5.2m | 10.8m | 6.5m | 6.6m | 6.8m | |
70 |
368,009 | 1.7m | 7.5m | 7.2m | 1.6m | 1.6m | 4.6m | 2.5m | 4.2m | 2.4m | 2.9m | 2.9m | 4.2m | 11.5m | 3.9m | 10.2m | 6.7m | 8.4m | 6.7m | |
71 |
41,408 | -250,696 | -4.0m | -2.5m | 5.9m | 1.6m | -1.7m | -246,539 | 36,306 | 479,893 | 1.2m | 398,397 | -184,646 | -6.3m | 1.4m | 583,386 | -180,913 | -1.8m | -4,848 | |
74 |
8,727 | 13,157 | 65,710 | 77,095 | 38,434 | - | - | - | - | - | - | - | 11,395 | - | - | - | - | - | - | |
76A |
- | 124,355 | 214,249 | 130,799 | - | 1,240 | 66,587 | - | 600,000 | 200,000 | - | 1,246 | - | - | - | 42,270 | - | - | 500 | |
60/66A |
918,946 | 2.5m | 4.4m | 5.6m | 8.0m | 3.4m | 3.2m | 2.6m | 4.6m | 3.6m | 4.3m | 3.8m | - | 4.7m | 5.8m | 10.9m | 6.3m | 6.4m | 6.7m | |
60 |
224,405 | 1.2m | 2.7m | 4.0m | 6.1m | 2.4m | 1.9m | 1.5m | 3.4m | 2.3m | 3.1m | 2.6m | 2.6m | 2.4m | 3.2m | 7.2m | 3.7m | 3.6m | 4.1m | |
600/8 |
224,405 | 1.1m | 2.7m | 4.0m | 6.1m | 2.4m | 1.9m | 1.5m | 3.4m | 2.3m | 3.1m | 2.6m | 2.6m | 2.2m | 3.2m | 7.1m | 3.8m | 3.7m | 4.0m | |
609 |
- | 22,645 | 17,430 | -22,618 | -21,140 | -2,478 | -9,854 | -3,229 | 18,016 | 1,377 | 12,066 | -12,978 | -61,448 | 173,958 | 3,326 | 88,147 | -68,367 | -22,454 | 100,506 | |
61 |
297,432 | 543,028 | 691,418 | 696,837 | 1.1m | 464,356 | 572,298 | 396,612 | 536,895 | 484,904 | 591,232 | 516,617 | 576,434 | 920,564 | 884,901 | 1.3m | 769,668 | 846,149 | 853,548 | |
62 |
406,219 | 704,893 | 924,888 | 887,167 | 766,244 | 555,992 | 704,986 | 695,008 | 653,483 | 633,592 | 682,680 | 740,846 | 892,333 | 1.3m | 1.5m | 2.0m | 1.5m | 1.6m | 1.5m | |
630 |
10,023 | 10,204 | 12,542 | 14,557 | 14,535 | 11,805 | 10,561 | 8,182 | 4,390 | 1,787 | 3,034 | 3,794 | 1,317 | 136,365 | 173,664 | 331,505 | 322,547 | 335,226 | 332,504 | |
631/4 |
10,122 | 20,137 | -3,637 | 89,465 | -56 | 2 | -70,707 | 11,459 | 7,419 | 96,211 | 1,023 | - | 12,308 | -113,574 | 38,008 | 61,172 | 17,636 | 31,906 | 1,550 | |
635/8 |
-50,032 | 50,032 | 34,892 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -16,554 | - | |
640/8 |
3,288 | 6,246 | 7,848 | 4,960 | 2,004 | 1,491 | 72,259 | 1,358 | 1,289 | 117,917 | 1,274 | 1,268 | 1,654 | 15,315 | 2,001 | 2,524 | 5,216 | 1,964 | 1,442 | |
66A |
17,488 | - | - | - | - | - | - | - | - | 12,320 | - | - | - | - | - | 7,147 | 226,757 | - | 3,331 | |
9901 |
-500,802 | -871,362 | -542,747 | -675,730 | -511,915 | -191,521 | -167,315 | -272,305 | 224,933 | -486,996 | -225,245 | -536,272 | -25,551 | 628,702 | -580,033 | -25,740 | 232,229 | 190,195 | 29,537 | |
75/76B |
3 | 4,524 | 1,518 | 7,210 | 77,434 | 2,192 | 67,552 | 1,158 | 8,942 | 10,842 | 9,485 | 5,529 | - | 13,094 | 12,818 | 66,571 | 59,619 | 43,916 | 52,697 | |
75 |
3 | 4,524 | 1,518 | 7,210 | 29,397 | 953 | 966 | 1,158 | 8,942 | 10,842 | 9,485 | 5,529 | 2,238 | 13,094 | 12,818 | 66,571 | 59,619 | 43,916 | 52,697 | |
751 |
- | - | - | 1,308 | 1,387 | 722 | 921 | 928 | 1,469 | - | 897 | 3,780 | 2,061 | 6,354 | 5,703 | 44,206 | 28,707 | 24,077 | 32,764 | |
752/9 |
3 | 4,524 | 1,518 | 5,902 | 28,009 | 230 | 45 | 230 | 7,473 | 10,842 | 8,587 | 1,749 | 177 | 6,739 | 7,115 | 22,365 | 30,913 | 19,839 | 19,933 | |
76B |
- | - | - | - | 48,038 | 1,240 | 66,587 | - | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
60,457 | 164,446 | 99,595 | 46,789 | 34,483 | 13,488 | 9,963 | 9,689 | 19,913 | 17,977 | 19,608 | 10,585 | - | 35,142 | 46,508 | 55,127 | 53,601 | 71,562 | 74,971 | |
65 |
60,457 | 143,446 | 99,595 | 46,789 | 34,483 | 13,488 | 9,963 | 9,689 | 19,913 | 17,977 | 19,608 | 10,585 | 24,355 | 35,142 | 46,508 | 55,127 | 53,601 | 71,562 | 74,971 | |
650 |
58,449 | 140,169 | 95,294 | 39,142 | 25,564 | 8,727 | 4,643 | 4,671 | 18,484 | 7,722 | 10,858 | 7,232 | 20,072 | 29,123 | 37,036 | 38,176 | 46,370 | 59,561 | 68,861 | |
652/9 |
2,009 | 3,277 | 4,301 | 7,647 | 8,919 | 4,760 | 5,321 | 5,018 | 1,429 | 10,255 | 8,751 | 3,352 | - | 6,019 | 9,472 | 16,950 | 7,231 | 12,001 | 6,110 | |
66B |
- | 21,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9903 |
-561,256 | -1.0m | -640,824 | -715,309 | -468,963 | -202,816 | -109,726 | -280,835 | 213,961 | -494,131 | -235,368 | -540,082 | -47,668 | 606,653 | -613,723 | 20,827 | 11,490 | 162,549 | 4,432 | |
67/77 |
969 | -2,044 | 2,331 | 5,922 | 2,051 | 1,178 | 597 | 1,005 | 1,423 | 360 | 347 | 3,047 | 11,522 | 522 | 22,322 | - | - | - | - | |
670/3 |
969 | 1,607 | 6,120 | 6,137 | 2,051 | 1,178 | 896 | 1,489 | 1,426 | 370 | 351 | 3,047 | 11,522 | 522 | 22,322 | - | - | - | - | |
77 |
- | 3,651 | 3,789 | 216 | - | - | 300 | 483 | 2 | 10 | 4 | - | - | - | - | - | - | - | - | |
9904 |
-562,225 | -1.0m | -643,155 | -721,231 | -471,014 | -203,994 | -110,322 | -281,840 | 212,538 | -494,492 | -235,715 | -543,129 | -59,190 | 609,601 | -632,382 | 35,388 | 31,535 | 176,902 | 18,833 | |
789 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5,913 | 8,014 | 8,034 | 8,034 | |
9905 |
-562,225 | -1.0m | -643,155 | -721,231 | -471,014 | -203,994 | -110,322 | -281,840 | 212,538 | -494,492 | -235,715 | -543,129 | -59,190 | 609,601 | -632,382 | 41,301 | 39,549 | 184,936 | 26,867 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
-646,999 | -2.6m | -1.6m | -1.2m | -675,147 | -1.1m | -927,139 | -816,816 | -534,976 | -747,514 | -653,022 | -417,307 | 129,097 | 398,100 | -211,502 | 420,880 | 379,579 | 350,029 | 165,093 | |
14P |
-84,774 | -1.6m | -912,378 | -471,147 | -204,133 | - | - | - | - | - | - | - | 188,287 | - | - | - | - | - | - | |
791/2 |
- | - | - | 280,000 | 204,000 | 927,000 | - | - | - | - | 400,000 | - | - | - | - | - | - | - | - | |
791 |
- | - | - | 280,000 | 204,000 | 927,000 | - | - | - | - | 400,000 | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | 3,275 | - | - | - | - | - | - | |
691 |
- | - | - | - | - | - | - | - | - | - | - | - | 2,977 | - | - | - | - | - | - | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | 298 | - | - | - | - | - | - | |
694/7 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10,000 | - | |
695 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10,000 | - | |
| Social balance sheet | ||||||||||||||||||||
9087 |
3.8 | 8.3 | 11.2 | 12.1 | 11.1 | 8.6 | 10.3 | 11.1 | 11.5 | 11.6 | 12 | 14.8 | 21.5 | 30.8 | 35.3 | 37.6 | 36.5 | 39.3 | 39.8 | |
Men (FTE)1003 |
2.8 | 7 | 7.9 | 8.6 | 7.7 | 5.6 | 7.5 | 8.4 | 9.4 | 10 | 10.4 | 12.9 | - | 28.5 | - | - | - | - | - | |
Women (FTE)1003 |
1 | 1.3 | 3.3 | 3.5 | 3.4 | 3 | 2.8 | 2.7 | 2.1 | 1.6 | 1.6 | 1.9 | - | 2.3 | - | - | - | - | - | |
Agency workers1501 |
0.2 | 0.1 | 0.1 | 1 | 1.6 | 0.9 | 0.9 | 0.7 | 0.5 | 0.7 | 0.5 | - | - | - | - | - | - | 0.8 | 1 | |
Hours worked1013 |
6,667 | 13,138 | 17,929 | 18,141 | 17,907 | 12,815 | 16,314 | 16,603 | 17,297 | 17,826 | 19,860 | 20,918 | - | 43,489 | 53,184 | 70,936 | 53,530 | 58,790 | 58,434 | |
| Document | ||||||||||||||||||||
The accounts for 20 older financial years (1986-2006) were filed as documents without figures as data, scans for example.
The notes to these accounts have 51 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 09-07-2026 | 2026-00287283 | |
| 31-12-2024 | full format | 17-06-2025 | 2025-00155854 | |
| 31-12-2023 | full format | 02-07-2024 | 2024-00209671 | |
| 31-12-2022 | full format | 29-08-2023 | 2023-00370362 | |
| 31-12-2021 | full format | 22-08-2022 | 2022-20312989 | |
| 31-12-2020 | full format | 03-06-2021 | 2021-17600379 | |
| 31-12-2019 | full format | 29-06-2020 | 2020-23700306 | |
| 31-12-2018 | full format | 04-07-2019 | 2019-29500588 | |
| 31-12-2017 | full format | 04-06-2018 | 2018-15500028 | |
| 31-12-2016 | full format | 15-06-2017 | 2017-17900113 | |
| 31-12-2015 | full format | 06-07-2016 | 2016-29000127 | |
| 31-12-2014 | full format | 15-07-2015 | 2015-31000381 | |
| 31-12-2013 | full format | 30-06-2014 | 2014-24200595 | |
| 31-12-2012 | full format | 28-06-2013 | 2013-25600043 | |
| 31-12-2011 | full format | 29-06-2012 | 2012-24400464 | |
| 31-12-2010 | full format | 08-06-2011 | 2011-15500149 | |
| 30-09-2009 | full format | 01-04-2010 | 2010-08600082 | |
| 30-09-2008 | full format | 23-03-2009 | 2009-08400300 | |
| 30-09-2007 | full format | 17-03-2008 | 2008-07200207 | |
| 30-09-2006 | full format | 13-03-2007 | 2007-06900121 | |
| 30-09-2005 | full format | 20-03-2006 | 2006-06900231 | |
| 30-09-2004 | full format | 07-04-2005 | 2005-10500197 | |
| 30-09-2003 | full format | 23-03-2004 | 2004-07700209 | |
| 30-09-2002 | full format | 04-04-2003 | 2003-09900183 | |
| 30-09-2001 | full format | 11-04-2002 | 2002-09100269 | |
| 30-09-2000 | full format | 06-04-2001 | 2001-09100067 | |
| 30-09-1999 | full format | 29-03-2000 | 2000-07400376 | |
| 30-09-1998 | full format | 29-03-1999 | 1999-05903745 | |
| 31-12-1996 | full format | 30-04-1997 | 1997-06604688 | |
| 31-12-1995 | full format | 03-05-1996 | 1996-07203053 | |
| 31-12-1994 | full format | 15-09-1995 | 1995-49403510 | |
| 31-12-1993 | full format | 01-04-1994 | 1994-05604970 | |
| 31-12-1992 | full format | 17-06-1993 | 1993-14305371 | |
| 31-12-1991 | full format | 02-06-1992 | 1992-07905053 | |
| 31-12-1990 | full format | 23-04-1991 | 1991-04205226 | |
| 31-12-1989 | full format | 30-05-1990 | 1990-06101727 | |
| 31-12-1988 | full format | 02-06-1989 | 1989-06303578 | |
| 31-12-1987 | full format | 06-06-1988 | 1988-06402500 | |
| 31-12-1986 | full format | 27-05-1987 | 1987-07405251 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -490,778 | -861,158 | -530,205 | -661,173 | -497,380 | -179,716 | -156,754 | -264,123 | 229,323 | -485,209 | -222,210 | -532,479 | -24,234 | 765,066 | -406,369 | 305,765 | 554,775 | 525,421 | 362,041 | ||
| -552,201 | -1.0m | -630,613 | -706,674 | -456,479 | -192,189 | -99,761 | -273,658 | 216,928 | -492,704 | -232,681 | -539,335 | -57,873 | 745,966 | -458,717 | 366,893 | 354,081 | 512,128 | 351,337 | ||
| -5,063 | 9,710 | 10,545 | 12,704 | 15,975 | 9,897 | 1,273 | 23,135 | 6,164 | 19,357 | 2,125 | 6,835 | 900 | 2,705 | 14,577 | 188,293 | 27,207 | 32,870 | 93,324 | ||
| - | - | -99 | 123 | -1,252 | 1,113 | 7 | 87 | -276 | -264,765 | 116,301 | 66,949 | 27,125 | -116,470 | 18,512 | 74,451 | -97,584 | -177,728 | - | ||
| -418,870 | -2.3m | -1.3m | -685,021 | -261,277 | -185,739 | -185,147 | -81,091 | 185,062 | -691,470 | -161,846 | -260,182 | 282,019 | 676,856 | 54,012 | 712,853 | 429,789 | 49,862 | -119,890 | ||
| - | -50.4% | -7.2% | -9.3% | -32.9% | -11.8% | -3.6% | -10.9% | 5.4% | -20.0% | -7.8% | -18.7% | -0.6% | 5.4% | -15.0% | -0.3% | 3.5% | 2.3% | 0.4% | ||
| -163.2% | -781.0% | -169.0% | -41.1% | -7.4% | -0.9% | -2.7% | 6.6% | 28.6% | -42.2% | 0.3% | -6.9% | 36.0% | 48.7% | 12.8% | 28.3% | 23.5% | 21.3% | 18.7% | ||
| 0.28 | 0.09 | 0.34 | 0.68 | 0.90 | 0.91 | 0.68 | 0.94 | 1.20 | 0.59 | 0.91 | 0.86 | 1.38 | 2.09 | 1.02 | 1.37 | 1.16 | 1.02 | 0.96 | ||
| 0.14 | 0.07 | 0.16 | 0.27 | 0.68 | 0.70 | 0.26 | 0.71 | 0.87 | 0.31 | 0.72 | 0.60 | 1.04 | 1.73 | 0.82 | 0.97 | 0.99 | 0.80 | 0.76 | ||
| - | - | - | - | - | - | - | 14.14 | 2.50 | - | - | - | 1.78 | 1.04 | 6.75 | 2.50 | 3.22 | 3.66 | 4.24 | ||
| - | - | - | - | - | - | - | -297.0% | 56.4% | - | - | - | -14.0% | 60.8% | -158.0% | 3.4% | 3.1% | 17.6% | 2.2% | ||
| -250.5% | -348.9% | -85.2% | -46.9% | -18.4% | -9.9% | -19.3% | -19.6% | 16.1% | -41.7% | -13.0% | -31.2% | -5.0% | 29.6% | -20.2% | 1.0% | 0.7% | 3.7% | 0.4% | ||
| -8.40 | -6.14 | -5.56 | -16.89 | -19.46 | -20.59 | -33.76 | -56.55 | 12.41 | -62.83 | -20.47 | -73.62 | -1.21 | 26.27 | -10.97 | 8.01 | 11.96 | 8.82 | 5.26 | ||
| 78 days | 31 days | 14 days | 21 days | 401 days | 286 days | 6 days | 122 days | 61 days | 58 days | 122 days | 107 days | 37 days | 25 days | 142 days | 52 days | 91 days | 56 days | 85 days | ||
| 16 days | 27 days | 12 days | 41 days | 8 days | 102 days | 31 days | 126 days | 62 days | 75 days | 138 days | 125 days | 71 days | 45 days | 41 days | 38 days | 79 days | 53 days | 59 days |
EBIT margin. Not meaningful: turnover is only a small part of operating income.
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 8 | 10 | 14 | 12 |
| full-time | 2 | 8 | 10 | 13 | 12 |
| part-time | 1 | - | - | 1 | 0 |
| in full-time equivalents | 2.8 | 8 | 10 | 13.9 | 12 |
| 3.8 | 8.3 | 11.2 | 12.1 | 11.1 | |
| On a permanent contract | 3 | 8 | 10 | 14 | 12 |
| Joined | 0 | 0 | 0 | 8 | 4 |
| Left | 5 | 2 | 4 | 6 | 2 |
| Agency workers, average number | 0.2 | 0.1 | 0.1 | 1 | 1.6 |
| Training hours | 181 | 337 | 76 | 10 | 78 |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €9,710 | €10,545 | €12,704 | €15,975 |
| €10,023 | €10,204 | €12,542 | €14,557 | €14,535 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Fee for the audit | €8,109 | €7,960 | €7,850 | €3,000 | €3,000 |
Source: notes to the 2021 to 2025 annual accounts (relations with the auditor)
The operating result for 2025 is a loss of €500,802, smaller than the loss of €871,362 in 2024.
Equity is negative. Debt (€590,703) exceeds the balance-sheet total (€224,426).
IV) Les Administrateurs: -Lamcy SRL, ayant pour représentant permanent Bruno LAMBRECHT -Trorema SRL, ayant pour représentant permanent Raymund TROST V) Le Directeur Général : -
Further up the chainCFE CONTRACTING 100%AANNEMINGSMAATSCHAPPIJ CFE 100%ACKERMANS & VAN HAAREN 62.1%
Source: shareholder structure in its own accounts, parent in its own accounts, lists of holdings in the owners' accounts
Source: list of holdings in the 2025 accounts of GROEP TERRYN. Every holding stands with its own latest accounts.
Part of the group ACKERMANS & VAN HAAREN Group, risk and exposure| Laminated Timber Solutions via ALMACON, at LAMCOL until 2022 · Director · deed of 25-02-2019 founded in 1998 · negative equity (2025) · group ACKERMANS & VAN HAAREN |
18 FTE (2025) |
| WOOD SHAPERS via ALMACON (at LAMCOL until 2022) and Bruno Lambrecht (no longer at WOOD SHAPERS) · Director · deeds of 07-05-2025 and 31-10-2019 founded in 2019 · negative equity (2025) · group ACKERMANS & VAN HAAREN |
3.8 FTE (2025) |
| BPC Group via Bruno Lambrecht, no longer at BPC Group · Director · deed of 17-06-2025 founded in 1983 · group ACKERMANS & VAN HAAREN |
301 FTE (2025) |
| BAM BELGIUM via ALMACON, at LAMCOL until 2022 · Director · deed of 15-05-2014 founded in 1989 · group Koninklijke BAM Groep N.V. |
total assets €90.0m (2025) |
| KAIROS via ALMACON, at LAMCOL until 2022 · Director · deed of 18-12-2015 founded in 1990 · group Koninklijke BAM Groep N.V. |
7.6 FTE (2025) |
| BENELMAT via Bruno Lambrecht, no longer at BENELMAT · Director · deed of 07-05-2025 founded in 1997 · group ACKERMANS & VAN HAAREN |
41 FTE (2025) |
| Groep Terryn Construct via ALMACON, at LAMCOL until 2022 · Director · deed of 25-02-2019 founded in 1968 · group ACKERMANS & VAN HAAREN |
1 FTE (2025) |
| TERRYN TIMBER PRODUCTS via ALMACON, at LAMCOL until 2022 · Director · deed of 25-02-2019 founded in 1966 · group ACKERMANS & VAN HAAREN |
25 FTE (2025) |
| Bâtiments et Ponts Construction via Bruno Lambrecht, no longer at Bâtiments et Ponts Construction · Director · deed of 07-05-2025 founded in 1988 · group ACKERMANS & VAN HAAREN |
total assets €936,128 (2025) |
| CITY PROPERTY via ALMACON, at LAMCOL until 2022 · Director · deed of 18-12-2015 founded in 2005 · group Koninklijke BAM Groep N.V. |
total assets €843,524 (2025) |
| SKYLINE CITY CENTER via ALMACON, at LAMCOL until 2022 · Director · deed of 04-12-2018 founded in 2010 |
total assets €841,201 (2025) |
| CITY PROJECTS via ALMACON, at LAMCOL until 2022 · Director · deed of 18-12-2015 founded in 2004 · group Koninklijke BAM Groep N.V. |
turnover €176,770 (2025) |
| FONCIERE FAISANDERIE via ALMACON, at LAMCOL until 2022 · Director · deed of 02-01-2019 No longer active |
turnover €953,200 (2017) |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Marloie, Aux Minières 5 registered office 6900 Marche-en-Famenne | ||
| Marloie, Aux Minières 12 6900 Marche-en-Famenne 1621001 Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials | 02-01-1986 | 2.028.418.171 |
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