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LAMBERTS & PARTNERS

Active
Private limited companyfounded 20214 yrs activeStationsstraat 121, 1840 Londerzeel, BelgiumKBO/BCE: BE 0778.744.506

LAMBERTS & PARTNERS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192k and a net result of €52k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
65 / 100
Healthy▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency66▼-34
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.6 against 3.56 in 2024), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.3%
Return on assets
14.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
25 d late
2024
28 d late
2023
2 d early
2022
57 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€192k▼ 53.3%
2024 · €410k
2022: €217k 2023: €330k 2024: €410k
2022 → 2025
Total assets
€353k▼ 37.6%
2024 · €566k
2022: €1.30M 2023: €532k 2024: €566k
2022 → 2025
Net result
€52k▼ 35.9%
2024 · €80k
2022: €-23k 2023: €115k 2024: €80k
2022 → 2025
Working capital
€-48k
2024 · €209k
2022: €-73k 2023: €162k 2024: €209k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€217k-€330k▲ 52.0%€410k▲ 24.4%€192k▼ 53.3%
Operating result€-16k-€161k€22k▼ 86.2%€27k▲ 20.8%
Net result€-23k-€115k€80k▼ 30.2%€52k▼ 35.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2022: €-16k€-16kNet result 2022: €-23k€-23kOperating result 2023: €161k€161kNet result 2023: €115k€115kOperating result 2024: €22k€22kNet result 2024: €80k€80kOperating result 2025: €27k€27kNet result 2025: €52k€52k2022202320242025
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets €281k▲ 1.9%
Current assets €72k▼ 75.1%
Equity and liabilities €353k
Equity €192k▼ 53.3%
Debt €161k▲ 3.7%
The debt ratio rises from 27.5% to 45.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35k
2024 · €29k
Cash flow
€60k
2024 · €88k
Solvency
54.3%
2024 · 72.5%
Current ratio
0.60
2024 · 3.56
Quick ratio
0.60
2024 · 3.56
Debt / equity
0.84
2024 · 0.38
ROE
26.9%
2024 · 19.6%
ROA
14.6%
2024 · 14.2%
Interest coverage
6.70
2024 · 4.58
Debt
€161k
2024 · €156k
Debt ≤ 1 year
€120k
2024 · €82k
Debt > 1 year
€41k
2024 · €74k
Income taxes
€8k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€566k€353k
Fixed assets21/28€275k€281k
Tangible fixed assets22/27€32k€38k
Plant, machinery and equipment23€1k€1k
Furniture and vehicles24€13k€21k
Other tangible fixed assets26€19k€16k
Financial fixed assets28€243k€243k=
Current assets29/58€290k€72k
Amounts receivable within one year40/41€55k€42k
Trade receivables40€47k€33k
Other amounts receivable41€9k€9k=
Current investments50/53€50k-
Cash at bank and in hand54/58€182k€28k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€566k€353k
Equity10/15€410k€192k
Contributions10/11€240k€138k
Profit (loss) carried forward14€170k€54k
Amounts payable17/49€156k€161k
Amounts payable after more than one year17€74k€41k
Financial debts170/4€74k€41k
Amounts payable within one year42/48€82k€120k
Current portion of amounts payable after more than one year42€31k€33k
Trade debts44€5k€4k
Suppliers440/4€5k€4k
Taxes, remuneration and social security45€45k€16k
Taxes450/3€45k€16k
Other amounts payable47/48-€68k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k
Gross operating margin9900€29k€35k
Operating profit (loss)9901€22k€27k
Financial income75/76B€71k€38k
Recurring financial income75€71k€38k
Financial charges65/66B€6k€5k
Recurring financial charges65€6k€5k
Profit (loss) for the period before taxes9903€87k€59k
Income taxes67/77€6k€8k
Profit (loss) for the period9904€80k€52k
Profit (loss) for the period to be appropriated9905€80k€52k
Appropriation of the result
Profit (loss) to be appropriated9906€170k€222k
Profit (loss) brought forward from the previous period14P€90k€170k
Profit to be distributed694/7-€168k
Return on contributions (dividend)694-€168k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €115k
Net result €115k after one loss-making year.
31-12
Financial Liquidity times 6current ratio 2.68
Current ratio from 0.49 to 2.68; short-term debt falls from €142k to €96k.
26-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stationsstraat 1211840 Londerzeel
Ground area
1,017 m²
Building footprint
493 m²
Parcel 23045C0667/00D005, Flanders. Linked by address, not a title deed.
1 establishment unit
LAMBERTS & PARTNERS
Stationsstraat 121, 1840 LonderzeelFinancial service activities, except insurance and pension funding
since 20212.325.500.269
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23045C0667/00D005 Flanders 1,017 m² 1 · 493 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,043 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.