JCPH CONSULT
Open bankruptcyAre you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Tribunal de commerce de Charleroi
- Declared bankrupt
- 6 August 2013
- Official Gazette
- 13-08-2013 (pdf) ↗search the document for 2013/028203
Deadlines
- Provisional date payments stopped
- 6 August 2013A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 28 August 2013Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- First verification report
- passed on 3 October 2013Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 6 August 2014Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
The curator is not recorded in a form we can read. You will find them in RegSol and in the publication.
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 32629 sector peers (2025).
NBB · sector comparisonPosition among 32629 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
19 d late
2022
10 d late
2021
on the day
2020
26 d late
2019
on the day
2018
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the Business and other management consultancy sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€191,610▲ 1.6%
2024 · €188,519
Total assets
€1.1m▲ 4.8%
2024 · €1.0m
Net result
€3,091
2024 · -€63,215
Working capital
€116,183▲ 55.8%
2024 · €74,572
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€39,857▲ 25.8%-€16,986€52,131-€1,085-€40,494
Net result€28,882within the sector's middle half▲ 78.2%-€30,184below the sector's middle half€40,077within the sector's middle half-€63,215below the sector's middle half-€3,091within the sector's middle half
Equity€118,841within the sector's middle half▲ 32.1%€88,657within the sector's middle half▼ 25.4%€251,734above the sector's middle half▲ 184%€188,519within the sector's middle half-€191,610within the sector's middle half▲ 1.6%
Total assets€491,625within the sector's middle half▲ 30.0%€593,084above the sector's middle half▲ 20.6%€636,902above the sector's middle half▲ 7.4%€1.0mabove the sector's middle half-€1.1mabove the sector's middle half▲ 4.8%
Debt€372,784▲ 29.3%€504,426▲ 35.3%€385,168▼ 23.6%€860,329-€907,609▲ 5.5%
Working capital€36,957within the sector's middle half▲ 499%€32,403within the sector's middle half▼ 12.3%€112,023within the sector's middle half▲ 246%€74,572within the sector's middle half-€116,183within the sector's middle half▲ 55.8%
Solvency24.2%within the sector's middle half▲ 0.4pp14.9%below the sector's middle half▼ 9.2pp39.5%within the sector's middle half▲ 24.6pp18.0%below the sector's middle half-17.4%below the sector's middle half▼ 0.5pp
Current ratio1.17within the sector's middle half▲ 0.121.10within the sector's middle half▼ 0.071.63within the sector's middle half▲ 0.531.17within the sector's middle half-1.23within the sector's middle half▲ 0.07
Return on assets (ROA)5.9%within the sector's middle half▲ 1.6pp-5.1%below the sector's middle half▼ 11.0pp6.3%within the sector's middle half▲ 11.4pp-6.0%below the sector's middle half-0.3%below the sector's middle half▲ 6.3pp
Staff (FTE)1.1within the sector's middle half▲ 10.0%1.5▲ 36.4%4.7▲ 213%3-2▼ 33.3%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40,494 after a loss of €1,085 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€488,114 ▼ 7.8%
Current assets
€611,106 ▲ 17.7%
Equity and liabilities €1.1m
Equity
€191,610 ▲ 1.6%
Debt
€907,609 ▲ 5.5%
Debt's share of the balance-sheet total rises from 82.0% to 82.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71,829▲
2024 · €42,016
Cash flow
€34,425▲
2024 · -€20,114
Debt to equity
4.74▲
2024 · 4.56
ROE
1.6%▲
2024 · -33.5%
Interest coverage
2.03▲
2024 · 0.91
Debt ≤ 1 year
€494,923▲
2024 · €444,603
Debt > 1 year
€412,686▼
2024 · €415,524
Income taxes
€3,523▼
2024 · €18,884
Staff costs
€47,697▼
2024 · €196,695
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,605 | €1,060 | ▼ 34.0% |
| Remuneration, social security and pensions62 | - | - | €149,731 | €196,695 | €47,697 | ▼ 75.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,225 | €20,451 | €19,102 | €43,101 | €31,334 | ▼ 27.3% |
| Other operating charges640/8 | - | - | €29,311 | €9,389 | €3,199 | ▼ 65.9% |
| Non-recurring operating charges66A | - | - | €558 | €432 | €8,429 | ▲ 1,850% |
| Gross operating margin9900 | €92,798 | €13,363 | €250,834 | €248,533 | €131,153 | ▼ 47.2% |
| Operating profit (loss)9901 | €39,857 | -€16,986 | €52,131 | -€1,085 | €40,494 | ▲ 3,833% |
| Financial income75/76B | - | - | €5,734 | €2,892 | €1,545 | ▼ 46.6% |
| Recurring financial income75 | €1,283 | €2,122 | €5,734 | €2,892 | €1,545 | ▼ 46.6% |
| Financial charges65/66B | - | - | €17,788 | €46,138 | €35,426 | ▼ 23.2% |
| Recurring financial charges65 | €11,110 | €14,703 | €17,788 | €46,138 | €35,426 | ▼ 23.2% |
| Profit (loss) for the period before taxes9903 | €30,031 | -€29,567 | €40,077 | -€44,331 | €6,614 | ▲ 115% |
| Income taxes67/77 | €1,149 | €617 | - | €18,884 | €3,523 | ▼ 81.3% |
| Profit (loss) for the period9904 | €28,882 | -€30,184 | €40,077 | -€63,215 | €3,091 | ▲ 105% |
| Profit (loss) for the period to be appropriated9905 | €28,882 | -€30,184 | €40,077 | -€63,215 | €3,091 | ▲ 105% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €491,625 | €593,084 | €636,902 | €1.0m | €1.1m | ▲ 4.8% |
| Fixed assets21/28 | €234,941 | €237,869 | €346,605 | €529,674 | €488,114 | ▼ 7.8% |
| Intangible fixed assets21 | €6,870 | €4,370 | €1,870 | - | - | - |
| Tangible fixed assets22/27 | €224,491 | €229,919 | €341,155 | €405,094 | €364,534 | ▼ 10.0% |
| Land and buildings22 | - | - | €278,760 | €270,387 | €265,603 | ▼ 1.8% |
| Plant, machinery and equipment23 | - | - | €54,970 | €63,526 | €47,069 | ▼ 25.9% |
| Furniture and vehicles24 | - | - | €7,426 | €15,366 | €8,217 | ▼ 46.5% |
| Leasing and similar rights25 | - | - | - | €55,815 | €43,645 | ▼ 21.8% |
| Financial fixed assets28 | €3,580 | €3,580 | €3,580 | €124,580 | €123,580 | ▼ 0.8% |
| Current assets29/58 | €256,685 | €355,215 | €290,297 | €519,175 | €611,106 | ▲ 17.7% |
| Amounts receivable after more than one year29 | - | - | €99,997 | €68,765 | €61,063 | ▼ 11.2% |
| Trade receivables290 | - | - | - | €16,858 | €7,727 | ▼ 54.2% |
| Other amounts receivable291 | - | - | €99,997 | €51,907 | €53,337 | ▲ 2.8% |
| Stocks and contracts in progress3 | €12,537 | €5,045 | - | - | - | - |
| Amounts receivable within one year40/41 | €197,878 | €278,204 | €154,722 | €437,245 | €542,726 | ▲ 24.1% |
| Trade receivables40 | - | - | €46,564 | €101,110 | €208,920 | ▲ 107% |
| Other amounts receivable41 | - | - | €108,158 | €336,135 | €333,806 | ▼ 0.7% |
| Cash at bank and in hand54/58 | €1,634 | €1,461 | €6,706 | €307 | €84 | ▼ 72.7% |
| Deferred charges and accrued income490/1 | - | - | €28,871 | €12,858 | €7,233 | ▼ 43.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €491,625 | €593,084 | €636,902 | €1.0m | €1.1m | ▲ 4.8% |
| Equity10/15 | €118,841 | €88,657 | €251,734 | €188,519 | €191,610 | ▲ 1.6% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | - | - | €163,000 | €163,000 | €163,000 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €58,381 | €28,197 | €68,274 | €5,059 | €8,150 | ▲ 61.1% |
| Amounts payable17/49 | €372,784 | €504,426 | €385,168 | €860,329 | €907,609 | ▲ 5.5% |
| Amounts payable after more than one year17 | €152,117 | €181,310 | €203,049 | €415,524 | €412,686 | ▼ 0.7% |
| Financial debts170/4 | - | - | €201,186 | €333,424 | €363,486 | ▲ 9.0% |
| Trade debts175 | - | - | €1,863 | - | - | - |
| Other amounts payable178/9 | - | - | - | €82,100 | €49,200 | ▼ 40.1% |
| Amounts payable within one year42/48 | €219,728 | €322,812 | €178,274 | €444,603 | €494,923 | ▲ 11.3% |
| Current portion of amounts payable after more than one year42 | - | - | €69,583 | €120,729 | €69,289 | ▼ 42.6% |
| Financial debts43 | - | - | €3,822 | - | - | - |
| Credit institutions430/8 | - | - | €3,822 | - | - | - |
| Trade debts44 | €75,003 | €159,972 | €21,921 | €52,014 | €85,608 | ▲ 64.6% |
| Suppliers440/4 | - | - | €21,921 | €52,014 | €85,608 | ▲ 64.6% |
| Advances received on contracts in progress46 | - | - | - | €115,265 | €214,366 | ▲ 86.0% |
| Taxes, remuneration and social security45 | - | - | €77,378 | €86,583 | €67,126 | ▼ 22.5% |
| Taxes450/3 | - | - | €37,203 | €53,805 | €49,651 | ▼ 7.7% |
| Remuneration and social security454/9 | - | - | €40,175 | €32,778 | €17,475 | ▼ 46.7% |
| Other amounts payable47/48 | - | - | €5,569 | €70,012 | €58,534 | ▼ 16.4% |
| Accrued charges and deferred income492/3 | - | - | €3,845 | €203 | - | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,882 | -€30,184 | €40,077 | -€63,215 | €3,091 | ▲ 105% |
| + Depreciation and write-downs630 | €17,225 | €20,451 | €19,102 | €43,101 | €31,334 | ▼ 27.3% |
| Operating cash flow (approximation) | €46,107 | -€9,733 | €59,179 | -€20,114 | €34,425 | ▲ 271% |
| Investment in fixed assets (approximation) | - | -€23,379 | -€127,838 | - | €10,226 | - |
| Change in cash | - | -€172 | €5,245 | - | -€223 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
31-03
Financial
Back to profitnet €3,091
Net result €3,091 after one loss-making year.
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
31-03
Financial
Weakest financial yearnet -€63,215
Net result drops to -€63,215, the lowest in the series.
2023
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
30-06
Financial
Back to profitnet €40,077
Net result €40,077 after one loss-making year.
30-06
Financial
Equity above €200,000Eq €251,734 ▲184%
Equity rises from €88,657 to €251,734.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Equity above €100,000Eq €118,841 ▲32.1%
2 profitable years in a row build equity to €118,841.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 5 days late
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
2013
13-08
Bankruptcy
Opening
Tribunal de commerce de Charleroi · event 06-08-2013
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2010
Ground area
1,792 m²
Building footprint
182 m²
Volume, LiDAR
1,138 m³
Parcel 56014D0001/00C002, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Le Garde Manger
since 20102.187.139.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56014D0001/00C002 | Wallonia | 1,792 m² | 1 · 182 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- PARIS BRUSSELS GASTRONOMY
- JCPH CONSULT
Highest known parent: PARIS BRUSSELS GASTRONOMY. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded10-04-2008
Fiscal year end31-03
Activities, NACEBEL 2025
47120Other non-specialised retail sale
70200Business and other management consultancy
Contact
E-mail
jcphconsult406@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897160126
Registered
20-01-2026
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.