Equity
€166,265 ▲ 28.7%
LAMBERT et CIE paid out €29,246 in dividends. That is 44% of the 2025 profit.
LAMBERT et CIE
Lifetime
19 annual accounts with figures on one time axis, 34 filings since 1991peak €141,684 (2025)
€141,684▲ 54.7%
lowest -€16,939 (2015)
€66,371▲ 87.9%
peak €166,265 (2025)
€166,265▲ 28.7%
€60,785▲ 264%
Board2 names since 2019
1 directorBertrand RENAUD
Documentsfilings and deeds
23-02-202623 days late
2025micro format
Gross margin from €91,597 to €141,684Result from €35,323 to €66,371Dividend €29,246Equity from €129,140 to €166,265Debts from €16,706 to €60,785Cash from €127,434 to €193,610
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 74% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025highest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.70, cash €193,610
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €166,265 (73.2% of total assets)
Size: total assets €227,050
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 67% of them on solvency, 76% on liquidity, 82% on profitability and 71% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as LAMBERT et CIE has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LAMBERT et CIE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for LAMBERT et CIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.7 (8.6 in 2024), above the usual 1.5. Short-term debt is 26.8% and cash 85.3% of total assets. 26.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 23 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
23 days late
2024
20 days late
2023
28 days late
2022
27 days late
2021
17 days late
2020
22 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442761844
Resignations & appointments
General meeting of 10-10-2023 · Gazette deed
Resignations & appointments
Director in office: Bertrand Renaud · General meeting of 10-10-2023 · Gazette deed
Resignation: François Renaud (manager)
Appointment: Bertrand RENAUD (director) · General meeting of 01-01-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAMBERT et CIE La Hulpe | €227,050 | €141,684 | 73.2% | - |
| Callitrix Merksplas | €221,161 | €133,455 | 86.6% | - |
| YGREX Consulting Boutersem | €201,588 | €136,312 | 89.9% | - |
| KNOWLEDGE PARTNERS Ottignies-Louvain-la-Neuve | €235,891 | €134,621 | 79.1% | 1 |
| WINDOWS OBJECT ORIENTED DESIGN et DEVELOPMENT Wavre | €297,211 | €140,955 | 13.3% | - |
| D.C. Tubize | €304,119 | €177,523 | 67.5% | - |
| CODELTA Zaventem | €228,159 | €164,287 | 89.5% | - |
These companies have the same main activity as LAMBERT et CIE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €202,000 and €304,000, founded between 1989 and 1999.
Official details
Source: KBO- Status
- Active since 17-12-1990Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 2 others
- Establishment unit
- 2.051.826.0531310 La Hulpe, since 23-05-1997
- Financial year end
- 30 June
- Peppol
- Reachable since 17-12-2025
Annual accounts to 30-06-2025
- ≈ €220,000estimated
- €227,050▲ 55.7%
- ≈ 1 FTEestimated
- Filing
- Filed on 23-02-2026
Insights on LAMBERT et CIE
LAMBERT et CIE files the micro format. That format states no turnover. The gross margin rose from €854 in 2007 to €141,684 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAMBERT et CIE
- What is the company number of LAMBERT et CIE?
- The company number of LAMBERT et CIE is 0442.761.844. The VAT number is the same number with BE in front: BE 0442.761.844.
- Where is LAMBERT et CIE based?
- The registered office is at Avenue Roi Baudouin 31, 1310 La Hulpe.Company details
- What does LAMBERT et CIE do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of LAMBERT et CIE?
- LAMBERT et CIE is a private limited company (pre-2019) (BVBA).
- When was LAMBERT et CIE founded?
- LAMBERT et CIE was founded on 17-12-1990.
- Is LAMBERT et CIE still active?
- Yes, LAMBERT et CIE is an active enterprise in the KBO register.
- What is the turnover of LAMBERT et CIE?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €141,684 and 42 comparable companies (NACE 62200). It probably lies between €200,000 and €270,000.Financials
- Is LAMBERT et CIE profitable?
- In financial year 2025, LAMBERT et CIE made a profit of €66,371.
- Where can I find the annual accounts of LAMBERT et CIE?
- LAMBERT et CIE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAMBERT et CIE due?
- LAMBERT et CIE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.