D.C.
ActiveSummary
D.C. has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €11k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-9
Solvency93▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 1.76 in 2024; short-term debt: 30.4% and cash: 8.8% of total assets), and 32.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
30 d late
2023
28 d early
2022
21 d early
2021
2 d early
2020
44 d early
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▼ 63.0%
2024 · €30k
2018: €12k
2019: €11k
2020: €16k
2021: €-2k
2022: €14k
2023: €59k
2024: €30k
2018 → 2025
Working capital
€106k▲ 46.3%
2024 · €72k
2018: €-117k
2019: €-111k
2020: €-84k
2021: €-78k
2022: €-70k
2023: €-18k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€106k▲ 15.2%€165k▲ 55.6%€194k▲ 18.1%€205k▲ 5.7%
Operating result€-129-€23k€85k▲ 263%€42k▼ 50.8%€16k▼ 61.8%
Net result€-2k-€14k€59k▲ 321%€30k▼ 49.3%€11k▼ 63.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€106k ▼ 13.2%
Current assets
€198k ▲ 18.1%
Equity and liabilities €304k
Equity
€205k ▲ 5.7%
Debt
€99k ▲ 3.4%
Debt's share of the balance-sheet total falls from 33.0% to 32.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €58k
Cash flow
€28k▼
2024 · €46k
Current ratio
2.15▲
2024 · 1.76
Debt to equity
0.48▼
2024 · 0.49
ROE
5.4%▼
2024 · 15.3%
ROA
3.6%▼
2024 · 10.3%
Interest coverage
20.31▼
2024 · 39.58
Debt ≤ 1 year
€92k▼
2024 · €96k
Debt > 1 year
€6k
Income taxes
€6k▼
2024 · €10k
Staff costs
€142k▼
2024 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€290k€304k▲
Fixed assets21/28€122k€106k▼
Intangible fixed assets21€117k€104k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€2k€973▼
Current assets29/58€168k€198k▲
Amounts receivable within one year40/41€71k€66k▼
Trade receivables40€61k€56k▼
Other amounts receivable41€10k€10k▲
Current investments50/53€56k€106k▲
Cash at bank and in hand54/58€41k€27k▼
Deferred charges and accrued income490/1€976-
Equity and liabilities
Total equity and liabilities10/49€290k€304k▲
Equity10/15€194k€205k▲
Contributions10/11€39k€39k=
Capital10-€39k
Issued capital100-€39k
Outside capital11€39k-
Other1109/19€39k-
Reserves13€4k€4k=
Non-distributable reserves130/1-€4k
Legal reserve130-€4k
Distributable reserves133€4k-
Profit (loss) carried forward14€152k€163k▲
Amounts payable17/49€96k€99k▲
Amounts payable after more than one year17-€6k
Financial debts170/4-€6k
Amounts payable within one year42/48€96k€92k▼
Current portion of amounts payable after more than one year42€23k€3k▼
Trade debts44€54k€64k▲
Suppliers440/4€54k€64k▲
Taxes, remuneration and social security45€16k€22k▲
Taxes450/3-€4k
Remuneration and social security454/9€16k€18k▲
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A€89€19k▲
Remuneration, social security and pensions62€172k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€884€368▼
Non-recurring operating charges66A€6k€3k▼
Gross operating margin9900€237k€178k▼
Operating profit (loss)9901€42k€16k▼
Financial income75/76B€52€3k▲
Recurring financial income75€52€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€40k€17k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€30k€11k▼
Profit (loss) for the period to be appropriated9905€30k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€163k▲
Profit (loss) brought forward from the previous period14P€122k€152k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
2025
31-12
Financial
Equity above €200kEq €205k ▲5.7%
4 profitable years in a row build equity to €205k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €59k ▲321%
Operating result €85k, net result €59k, both a record.
31-12
Financial
Equity above €150kEq €165k ▲55.6%
2 profitable years in a row build equity to €165k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲15.2%
Equity rises from €92k to €106k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-2k ▼114%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 19 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Léon Champagne 21480 TubizeGround area
4,171 m²
Building footprint
1,043 m²
Volume, LiDAR
8,242 m³
Parcel 25097C0563/00V000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Léon Champagne 2, 1480 Tubize
since 19892.042.513.558
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097C0563/00V000 | Wallonia | 4,171 m² | 1 · 1,043 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Elevarit Consulting
BE 0681.507.845
Hasselt · Eq €205,349
ICO CONSULT
BE 0807.510.647
Dilbeek · Eq €205,351
SODEV
BE 0683.631.749
Wetteren · Eq €205,357
BIOAWARE
BE 0472.477.102
Hannut · Eq €205,295
EASY ACTION
BE 0475.228.932
Rebecq · Eq €205,421
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1989
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.