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D.C.

Active Private limited companyfounded 1989active for 37 yearsAvenue Léon Champagne 2, 1480 TubizeKBO/BCE: BE 0436.637.976 #3 oldest company in Tubize, Telecoms and IT sector

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €237,142 (2024)
€177,523▼ 25.1%
lowest -€26,390 (2013)
€11,025▼ 63.0%
peak €205,332 (2025)
€205,332▲ 5.7%
€98,788▲ 3.4%
peak 2.8 FTE (2022)
-not published
Board7 names since 2022
3 directorsAERT and 2 others
Owners2 names in the annual accounts
33.35%INGEXP and 1 other
Documentsfilings and deeds
04-08-20264 days late
2025financial year
Gross margin from €237,142 to €177,523Result from €29,790 to €11,0251 director appointed, 1 resignation 04-08Cash from €40,859 to €26,632

Key points

from the 2025 annual accounts

Turnover

≈ €400,000 estimated

The accounts state no turnover.

Filings

37 annual accounts since 1989
AprilJune31 JulyOctober1990200020102020

Five of the last ten came late. The 2017 accounts came latest: 30 days after the end of the period.

Checked score

93
Excellent
Financially stronger than 42% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: < 0.1%▼ -0.2 percentage points vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

93+1equity 67.5% of total assets
48-5short-term debt 30.4% · cash 8.8%
73-9return on assets 3.6%

Score breakdown

raises risk
Profit of €11,025 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €304,119
Figures for financial year 2025 (filed on 07-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 60% of them on solvency, 23% on liquidity, 32% on profitability and 51% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as D.C. has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of D.C. itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for D.C.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.15 (1.76 in 2024), above the usual 1.5. Short-term debt is 30.4% and cash 8.8% of total assets. 32.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €304,119
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Profit of €11,025 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 07-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
30 days late
2023
28 days early
2022
21 days early
2021
2 days early
2020
44 days early
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

A
Director, COURTOIS Justin, since 05-07-2024
I
Director, HOORNAERT Pascal Claude Rony, since 05-07-2024
SL
SKEDIO LABORATOIR D'ARCHITECTE ET D'EXPERTISE SRL
Director, since 14-04-2025

Shares in 1 company, VIBEK

Board & ownership

Recent changes

1 director appointed, 1 resignation Transfer of shares from Michel Coppens to SRL SKEDIO Laboratoire d'Architecture et d'Expertise · Resignation: S.R.L B.C.D · Permanent representatives: Michel Coppens, Ludivine DEPASSE and Fabio BERGANTINO · General meeting of 14-04-2025 · Gazette deed
Merger: D.C. takes over VIBEK Changes of role: INGEXP (director) and Bureau d'études - Construction et Dessin (director) · Resignation: COURTOIS Justin (manager) · Appointment: AERT (director) · General meeting of 05-07-2024 · Gazette deed
Merger proposal: D.C. takes over VIBEK Capital increase of €20,000 to €38,592.01 · Capital after the increase: €38,592.01 · The company holds all the shares of VIBEK · Gazette deed
Appointment: Justin Courtois (director) General meeting of 29-08-2022 · Gazette deed
All 53 events

Comparable companies

same main activity, similar in size and age
Company
D.C. Tubize €304,119 €177,523 67.5% -
JIMMO-CONSULT Beauvechain €290,075 €177,202 16.8% -
OKAPI Willebroek €320,529 €158,956 79.9% -
TOP SYSTEM Schaerbeek €274,194 €195,899 50.4% -
OVERSTIJNS NETWORK CONSULTANTS Beauvechain €317,884 €155,621 62.1% -
WINDOWS OBJECT ORIENTED DESIGN et DEVELOPMENT Wavre €297,211 €140,955 13.3% -
LAMBERT et CIE La Hulpe €227,050 €141,684 73.2% -

These companies have the same main activity as D.C.: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €227,000 and €321,000, founded between 1982 and 1998.

Official details

Source: KBO
Status
Active since 03-02-1989Normal situation
Registered office
17 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.042.513.5581480 Tubize, since 14-03-1989
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€304,119▲ 4.9%
Employeeson 31-12-2025
3=
Filing
Filed on 04-08-2026
Financials

Insights on D.C.

D.C. has existed since 1989. The gross margin grew from €107,033 in 2006 to €177,523 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about D.C.

What is the company number of D.C.?
The company number of D.C. is 0436.637.976. The VAT number is the same number with BE in front: BE 0436.637.976.
Where is D.C. based?
The registered office is at Avenue Léon Champagne 2, 1480 Tubize.Company details
What does D.C. do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of D.C.?
D.C. is a private limited company (BV).
When was D.C. founded?
D.C. was founded on 03-02-1989.
Is D.C. still active?
Yes, D.C. is an active enterprise in the KBO register.
How many employees does D.C. have?
D.C. had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of D.C.?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €177,523 and 74 comparable companies (NACE 62200). It probably lies between €270,000 and €860,000.
Is D.C. profitable?
In financial year 2025, D.C. made a profit of €11,025.
Where can I find the annual accounts of D.C.?
D.C. filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of D.C. due?
D.C. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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