LAMBAERTS ALGEMENE BOUWONDERNEMING
ActiveLAMBAERTS ALGEMENE BOUWONDERNEMING has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €-26k. Equity is growing by ~40.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-27
Solvency64▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.02 in 2024; short-term debt: 46.6% and cash: 7.9% of total assets), and 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
-9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
42 d early
2023
41 d early
2022
21 d early
2021
37 d early
2020
39 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▼ 19.5%
2024 · €134k
2018: €14k
2019: €26k
2020: €32k
2021: €44k
2022: €203k
2023: €236k
2024: €134k
2018 → 2025
Total assets
€277k▼ 42.7%
2024 · €484k
2018: €188k
2019: €164k
2020: €201k
2021: €228k
2022: €424k
2023: €414k
2024: €484k
2018 → 2025
Net result
€-26k
2024 · €3k
2018: €-61k
2019: €12k
2020: €6k
2021: €11k
2022: €32k
2023: €33k
2024: €3k
2018 → 2025
Working capital
€9k▲ 23.6%
2024 · €7k
2018: €-5k
2019: €10k
2020: €13k
2021: €23k
2022: €52k
2023: €105k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€203k▲ 364%€236k▲ 16.2%€134k▼ 43.2%€108k▼ 19.5%
Operating result€10k-€21k▲ 119%€19k▼ 12.1%€-2k€-28k▼ 1,711%
Net result€11k-€32k▲ 180%€33k▲ 3.0%€3k▼ 91.6%€-26k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€139k▼ 20.4%
Current assets
€138k▼ 55.3%
Equity and liabilities €277k
Equity
€108k▼ 19.5%
Debt
€169k▼ 51.6%
The debt ratio falls from 72.3% to 61.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €37k
Cash flow
€18k▼
2024 · €42k
Solvency
39.0%▲
2024 · 27.7%
Current ratio
1.07▲
2024 · 1.02
Quick ratio
0.26▼
2024 · 0.67
Debt / equity
1.57▼
2024 · 2.60
ROE
-24.2%▼
2024 · 2.1%
ROA
-9.4%▼
2024 · 0.6%
Interest coverage
2.61▼
2024 · 4.43
Debt
€169k▼
2024 · €350k
Debt ≤ 1 year
€129k▼
2024 · €302k
Debt > 1 year
€40k▼
2024 · €48k
Staff costs
€242k▲
2024 · €213k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€277k▼
Fixed assets21/28€175k€139k▼
Tangible fixed assets22/27€173k€137k▼
Land and buildings22€41k€37k▼
Plant, machinery and equipment23€24k€22k▼
Furniture and vehicles24€108k€78k▼
Financial fixed assets28€2k€2k=
Current assets29/58€309k€138k▼
Amounts receivable after more than one year29€95k-
Other amounts receivable291€95k-
Stocks and contracts in progress3€105k€105k▼
Stocks30/36€55k€65k▲
Contracts in progress37€50k€40k▼
Amounts receivable within one year40/41€108k€11k▼
Trade receivables40€80k€11k▼
Other amounts receivable41€28k-
Cash at bank and in hand54/58€119€22k▲
Deferred charges and accrued income490/1€338€307▼
Equity and liabilities
Total equity and liabilities10/49€484k€277k▼
Equity10/15€134k€108k▼
Contributions10/11€28k€28k=
Revaluation surpluses12€100k€80k▼
Reserves13€32k€52k▲
Distributable reserves133€32k€52k▲
Profit (loss) carried forward14€-26k€-52k▼
Amounts payable17/49€350k€169k▼
Amounts payable after more than one year17€48k€40k▼
Financial debts170/4€48k€40k▼
Amounts payable within one year42/48€302k€129k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Financial debts43€27k-
Credit institutions430/8€27k-
Trade debts44€143k€99k▼
Suppliers440/4€143k€99k▼
Taxes, remuneration and social security45€13k€18k▲
Taxes450/3€4k€11k▲
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€110k€5k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€5k▲
Remuneration, social security and pensions62€213k€242k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€44k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€257k€260k▲
Operating profit (loss)9901€-2k€-28k▼
Financial income75/76B€13k€8k▼
Recurring financial income75€0€0▼
Non-recurring financial income76B€13k€8k▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€3k€-26k▼
Income taxes67/77€373-
Profit (loss) for the period9904€3k€-26k▼
Profit (loss) for the period to be appropriated9905€3k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-52k▼
Profit (loss) brought forward from the previous period14P€-28k€-26k▲
Transfer from equity791/2€105k-
Profit to be distributed694/7€105k-
Return on contributions (dividend)694€105k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €33k ▲3%
Net result €33k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €203k ▲364%
4 profitable years in a row build equity to €203k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beerzelstraat 82580 PutteGround area
1,590 m²
Building footprint
138 m²
Volume, LiDAR
668 m³
Parcel 12001B0281/00L000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEBROEDERS LAMBAERTS NV
since 19942.065.819.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001B0281/00L000 | Flanders | 1,590 m² | 1 · 138 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 1,068 EUR awarded · 1,050 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 119 EUR | 377 EUR |
| 2023 | 2 | 860 EUR | 584 EUR |
| 2022 | 1 | 89 EUR | 89 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 2 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-1994
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.