LAM Vastgoed
ActiveLAM Vastgoed has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €-38k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 80% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+9
Solvency100▲+17
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.31 in 2024; short-term debt: 20.5% and cash: 0.8% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
-2.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-38k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
27 d early
2022
17 d early
2021
31 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€143k
EBIT margin
-15.4%
Net result
€-38k▲ 58.4%
2024 · €-92k
2018: €-76k
2019: €-68k
2020: €-22k
2021: €320k
2022: €-66k
2023: €-60k
2024: €-92k
2018 → 2025
Working capital
€175k▼ 72.7%
2024 · €640k
2018: €449k
2019: €468k
2020: €363k
2021: €820k
2022: €1.17M
2023: €1.05M
2024: €640k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€143k
Equity€1.52M-€1.45M▼ 4.3%€1.39M▼ 4.1%€1.30M▼ 6.6%€1.26M▼ 3.0%
Operating result€348k-€-43k€-8k▲ 80.6%€-22k▼ 164%€9k
Net result€320k-€-66k€-60k▲ 9.5%€-92k▼ 55.0%€-38k▲ 58.4%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.59M
Fixed assets
€1.09M▼ 2.9%
Current assets
€500k▼ 55.7%
Equity and liabilities €1.59M
Equity
€1.26M▼ 3.0%
Debt
€325k▼ 65.7%
The debt ratio falls from 42.2% to 20.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €-5k
Cash flow
€-25k▲
2024 · €-75k
Solvency
79.5%▲
2024 · 57.8%
Current ratio
1.54▼
2024 · 2.31
Quick ratio
1.54▼
2024 · 2.31
Debt / equity
0.26▼
2024 · 0.73
ROE
-3.0%▲
2024 · -7.1%
ROA
-2.4%▲
2024 · -4.1%
Interest coverage
0.46▲
2024 · -0.07
Debt
€325k▼
2024 · €947k
Debt ≤ 1 year
€325k▼
2024 · €487k
Debt > 1 year
€0▼
2024 · €456k
Staff costs
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.25M€1.59M▼
Fixed assets21/28€1.12M€1.09M▼
Tangible fixed assets22/27€107k€74k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€102k€72k▼
Financial fixed assets28€1.01M€1.01M=
Current assets29/58€1.13M€500k▼
Amounts receivable within one year40/41€1.11M€486k▼
Trade receivables40€48k€45k▼
Other amounts receivable41€1.07M€440k▼
Cash at bank and in hand54/58€14k€13k▼
Deferred charges and accrued income490/1-€362
Equity and liabilities
Total equity and liabilities10/49€2.25M€1.59M▼
Equity10/15€1.30M€1.26M▼
Contributions10/11€3.13M€3.13M=
Capital10€3.13M€3.13M=
Issued capital100€3.13M€3.13M=
Profit (loss) carried forward14€-1.83M€-1.87M▼
Amounts payable17/49€947k€325k▼
Amounts payable after more than one year17€456k€0▼
Financial debts170/4€456k€0▼
Amounts payable within one year42/48€487k€325k▼
Current portion of amounts payable after more than one year42€42k€0▼
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9€185€0▼
Other amounts payable47/48€432k€312k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Turnover70€143k-
Non-recurring operating income76A-€1k
Goods, raw materials, services and sundry goods60/61€161k-
Remuneration, social security and pensions62€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€14k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€-966€26k▲
Operating profit (loss)9901€-22k€9k▲
Financial income75/76B€3€2k▲
Recurring financial income75€3€2k▲
Financial charges65/66B€70k€49k▼
Recurring financial charges65€70k€49k▼
Profit (loss) for the period before taxes9903€-92k€-38k▲
Profit (loss) for the period9904€-92k€-38k▲
Profit (loss) for the period to be appropriated9905€-92k€-38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.83M€-1.87M▼
Profit (loss) brought forward from the previous period14P€-1.74M€-1.83M▼
Social balance
Average headcount (FTE)90870.40.0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-92k
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €320k
Net result €320k after 3 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 15.72
Current ratio from 3.99 to 15.72; short-term debt falls from €121k to €56k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 8current ratio 31.14
Current ratio from 3.95 to 31.14; short-term debt falls from €152k to €16k.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-05-2024
Lien Van Mechelen: Resigned as Director
23-05-2024
VERBEECK Stephane Clément Theophile: Resigned as Director
05-08-2013
SUETENS François: Resigned as Director
05-08-2013
VAN THILLO Robert: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mediaplein 12018 AntwerpenGround area
1,898 m²
Building footprint
1,898 m²
Volume, LiDAR
15,087 m³
Parcel 11808H1130/00L008, Flanders · tallest building 16.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lam Vastgoed
since 20092.177.650.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1130/00L008 | Flanders | 1,898 m² | 1 · 1,898 m² | 16.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
34 connected companiesNetwork connections
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Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 3,976 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-03-2009
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68202Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.