Agentschap Vangronsveld
ActiveAgentschap Vangronsveld has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €411k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-3
Solvency71▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.7 in 2024; short-term debt: 46.6% and cash: 0.5% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.3%
Return on assets
15.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
35 d early
2023
5 d early
2022
3 d early
2021
3 d early
2020
9 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.26M▼ 6.2%
2024 · €1.34M
2019: €776k
2020: €847k
2021: €506k
2022: €705k
2023: €982k
2024: €1.34M
2019 → 2025
Total assets
€2.73M▲ 5.2%
2024 · €2.59M
2019: €886k
2020: €968k
2021: €2.68M
2022: €4.16M
2023: €2.84M
2024: €2.59M
2019 → 2025
Net result
€411k▲ 13.5%
2024 · €362k
2019: €45k
2020: €71k
2021: €179k
2022: €199k
2023: €277k
2024: €362k
2019 → 2025
Working capital
€1.33M▲ 64.3%
2024 · €807k
2019: €413k
2020: €520k
2021: €191k
2022: €172k
2023: €524k
2024: €807k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€506k-€705k▲ 39.4%€982k▲ 39.2%€1.34M▲ 36.9%€1.26M▼ 6.2%
Operating result€238k-€250k▲ 5.0%€462k▲ 84.6%€551k▲ 19.3%€629k▲ 14.2%
Net result€179k-€199k▲ 11.3%€277k▲ 38.8%€362k▲ 31.0%€411k▲ 13.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.73M
Fixed assets
€131k▼ 79.5%
Current assets
€2.59M▲ 33.0%
Equity and liabilities €2.73M
Equity
€1.26M▼ 6.2%
Provisions
€53k▲ 10.9%
Debt
€1.41M▲ 17.6%
The debt ratio rises from 46.3% to 51.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€684k▲
2024 · €615k
Cash flow
€466k▲
2024 · €426k
Solvency
46.3%▼
2024 · 51.8%
Current ratio
2.04▲
2024 · 1.70
Quick ratio
2.04▲
2024 · 1.70
Debt / equity
1.12▲
2024 · 0.89
ROE
32.6%▲
2024 · 27.0%
ROA
15.1%▲
2024 · 14.0%
Interest coverage
5.13▼
2024 · 5.64
Debt
€1.41M▲
2024 · €1.20M
Debt ≤ 1 year
€1.27M▲
2024 · €1.14M
Income taxes
€135k▲
2024 · €120k
Staff costs
€235k▲
2024 · €217k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.59M€2.73M▲
Fixed assets21/28€641k€131k▼
Intangible fixed assets21€27k€21k▼
Tangible fixed assets22/27€614k€111k▼
Land and buildings22€476k-
Plant, machinery and equipment23€27k€25k▼
Furniture and vehicles24€112k€86k▼
Current assets29/58€1.95M€2.59M▲
Amounts receivable after more than one year29-€28k
Other amounts receivable291-€28k
Amounts receivable within one year40/41€1.68M€2.03M▲
Trade receivables40€5k€10k▲
Other amounts receivable41€1.68M€2.02M▲
Current investments50/53€250k€525k▲
Cash at bank and in hand54/58€19k€13k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€2.59M€2.73M▲
Equity10/15€1.34M€1.26M▼
Contributions10/11€79k€55k▼
Capital10€79k€55k▼
Issued capital100€79k€55k▼
Reserves13€1.26M€1.21M▼
Non-distributable reserves130/1€18k€13k▼
Legal reserve130€18k€13k▼
Distributable reserves133€1.25M€1.19M▼
Provisions and deferred taxes16€48k€53k▲
Provisions for liabilities and charges160/5€48k€53k▲
Other liabilities and charges164/5€48k€53k▲
Amounts payable17/49€1.20M€1.41M▲
Amounts payable within one year42/48€1.14M€1.27M▲
Trade debts44€30k€32k▲
Suppliers440/4€30k€32k▲
Taxes, remuneration and social security45€27k€12k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€15k€4k▼
Other amounts payable47/48€1.09M€1.23M▲
Accrued charges and deferred income492/3€56k€143k▲
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€217k€235k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€55k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€3k€5k▲
Other operating charges640/8€12k€12k▼
Non-recurring operating charges66A€299-
Gross operating margin9900€847k€937k▲
Operating profit (loss)9901€551k€629k▲
Financial income75/76B€40k€50k▲
Recurring financial income75€40k€50k▲
Financial charges65/66B€109k€133k▲
Recurring financial charges65€109k€133k▲
Profit (loss) for the period before taxes9903€482k€546k▲
Income taxes67/77€120k€135k▲
Profit (loss) for the period9904€362k€411k▲
Profit (loss) for the period to be appropriated9905€362k€411k▲
Appropriation of the result
Profit (loss) to be appropriated9906€362k€323k▼
Profit (loss) brought forward from the previous period14P-€-88k
Transfer to equity691/2€362k€323k▼
To other reserves6921€362k€323k▼
Social balance
Average headcount (FTE)90874.84.3▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €411k ▲13.5%
Operating result €629k, net result €411k, both a record.
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.34M ▲36.9%
6 profitable years in a row build equity to €1.34M.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Demerlaan 213740 Bilzen-HoeseltGround area
358 m²
Building footprint
214 m²
Volume, LiDAR
1,715 m³
Parcel 73006M0334/00R000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Agentschap Vangronsveld / Max Beheer
since 19912.052.711.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006M0334/00R000 | Flanders | 358 m² | 1 · 214 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 6,035 EUR awarded · 6,035 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 300 EUR | 300 EUR |
| 2022 | 1 | 5,735 EUR | 5,735 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
5493009TSRRUPQ5XKG30
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 3,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-03-1991
Fiscal year end31-03
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
70311
41001General construction of residential buildings
45211
66220Insurance agents and brokers
67201
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.