LALOUX & C°
ActiveSummary
The computed 12-month bankruptcy probability of LALOUX & C° is 2.8% (moderate). The 2025 annual accounts show equity of €113k and a net result of €20k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 18280 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-2
Solvency100=
Growth60▲+1
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 6.31 in 2024; short-term debt: 18% and cash: 21.2% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
14.3%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€325k▼ 1.8%
2024 · €331k
2020: €375k
2021: €417k
2022: €337k
2023: €314k
2024: €331k
2020 → 2025
EBIT margin
6.5%▲ 0.4pp
2024 · 6.1%
2020: 6.9%
2021: 15.7%
2022: 3.9%
2023: 1.9%
2024: 6.1%
2020 → 2025
Net result
€20k▲ 2.6%
2024 · €19k
2020: €18k
2021: €55k
2022: €5k
2023: €4k
2024: €19k
2020 → 2025
Working capital
€104k▲ 21.9%
2024 · €86k
2020: €15k
2021: €51k
2022: €57k
2023: €65k
2024: €86k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€417k-€337k▼ 19.0%€314k▼ 6.9%€331k▲ 5.4%€325k▼ 1.8%
Equity€65k-€70k▲ 8.4%€74k▲ 5.8%€93k▲ 26.0%€113k▲ 21.2%
Operating result€65k-€13k▼ 80.0%€6k▼ 54.7%€20k▲ 240%€21k▲ 4.4%
Net result€55k-€5k▼ 90.1%€4k▼ 24.8%€19k▲ 373%€20k▲ 2.6%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€9k ▲ 12.8%
Current assets
€129k ▲ 27.0%
Equity and liabilities €138k
Equity
€113k ▲ 21.2%
Debt
€25k ▲ 53.7%
Debt's share of the balance-sheet total rises from 14.8% to 18.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €25k
Cash flow
€24k▲
2024 · €24k
Current ratio
5.21▼
2024 · 6.31
Quick ratio
4.94▼
2024 · 5.79
Debt to equity
0.22▲
2024 · 0.17
ROE
17.5%▼
2024 · 20.6%
ROA
14.3%▼
2024 · 17.6%
Interest coverage
35.21▲
2024 · 26.08
Debt ≤ 1 year
€25k▲
2024 · €16k
Income taxes
€5k▲
2024 · €3k
Staff costs
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€138k▲
Fixed assets21/28€8k€9k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€250€250=
Current assets29/58€102k€129k▲
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€66k€89k▲
Other amounts receivable41€66k€89k▲
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1€4k€4k=
Equity and liabilities
Total equity and liabilities10/49€109k€138k▲
Equity10/15€93k€113k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€85k€105k▲
Amounts payable17/49€16k€25k▲
Amounts payable within one year42/48€16k€25k▲
Financial debts43€9k€9k▼
Credit institutions430/8€9k€9k▼
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9€24€4k▲
Income statement
Code20242025
Turnover70€331k€325k▼
Non-recurring operating income76A€12k€12k▼
Goods, raw materials, services and sundry goods60/61€311k€300k▼
Remuneration, social security and pensions62€5k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€32k€37k▲
Operating profit (loss)9901€20k€21k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Non-recurring financial income76B-€181
Financial charges65/66B€1k€770▼
Recurring financial charges65€956€720▼
Non-recurring financial charges66B€50€50=
Profit (loss) for the period before taxes9903€22k€25k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€19k€20k▲
Profit (loss) for the period to be appropriated9905€19k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€105k▲
Profit (loss) brought forward from the previous period14P€66k€85k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
31-03
Financial
Equity above €100kEq €113k ▲21.2%
6 profitable years in a row build equity to €113k.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €4k ▼24.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-03
Financial
Highest result since 2020net €55k ▲208%
Operating result €65k, net result €55k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 3.24
Current ratio from 1.60 to 3.24; short-term debt falls from €25k to €23k.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François Donsstraat 211050 ElseneGround area
255 m²
Building footprint
140 m²
Volume, LiDAR
1,331 m³
Parcel 21446D0012/00T008, Brussels · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
François Donsstraat 21, 1050 Elsene
since 20182.283.552.917
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0012/00T008 | Brussels | 255 m² | 1 · 140 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.283.552.917
Similar companies · same sector, comparable size
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BE 0471.333.985
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GALOCHE
BE 0460.442.469
Herentals · Eq €111,872
T.F.E.
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Aalst · Eq €110,790
VALEN CONCEPT
BE 0757.957.307
Stoumont · Eq €110,750
SCHOENENPALEIS
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Of 1,034 companies in sector 47721 we hold annual accounts for 582. 456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2018
Fiscal year end31-03
Activities, NACEBEL 2025
47721Retail sale of footwear
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.