LALLEMAND
ActiveSummary
LALLEMAND has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €36k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 20% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-2
Solvency37▼-59
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 3.37 in 2024; short-term debt: 88.3% and cash: 83.3% of total assets), and 88.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
20.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7058 sector peers (2025).
NBB · sector comparisonPosition among 7058 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
21 d late
2023
29 d late
2022
16 d late
2021
26 d late
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 82.3%
2024 · €116k
2018: €47k
2019: €60k
2020: €66k
2021: €68k
2022: €48k
2023: €79k
2024: €116k
2018 → 2025
Total assets
€175k▲ 7.9%
2024 · €163k
2018: €58k
2019: €66k
2020: €76k
2021: €92k
2022: €115k
2023: €140k
2024: €163k
2018 → 2025
Net result
€36k▼ 0.2%
2024 · €36k
2018: €9k
2019: €6k
2020: €13k
2021: €23k
2022: €28k
2023: €31k
2024: €36k
2018 → 2025
Working capital
€17k▼ 84.6%
2024 · €112k
2018: €46k
2019: €59k
2020: €65k
2021: €67k
2022: €43k
2023: €75k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€48k▼ 29.5%€79k▲ 65.1%€116k▲ 45.7%€20k▼ 82.3%
Operating result€31k-€37k▲ 18.9%€42k▲ 14.2%€49k▲ 15.8%€50k▲ 2.4%
Net result€23k-€28k▲ 22.4%€31k▲ 13.5%€36k▲ 15.9%€36k▼ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€3k ▼ 18.4%
Current assets
€172k ▲ 8.6%
Equity and liabilities €175k
Equity
€20k ▼ 82.3%
Debt
€155k ▲ 230%
Debt's share of the balance-sheet total rises from 28.9% to 88.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €49k
Cash flow
€37k▼
2024 · €37k
Current ratio
1.11▼
2024 · 3.37
Debt to equity
7.57▲
2024 · 0.41
ROE
176.8%▲
2024 · 31.4%
ROA
20.6%▼
2024 · 22.3%
Interest coverage
20.39▼
2024 · 34.62
Debt ≤ 1 year
€155k▲
2024 · €47k
Income taxes
€11k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€163k€175k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€39€39=
Current assets29/58€158k€172k▲
Amounts receivable within one year40/41€25k€26k▲
Trade receivables40€24k€25k▲
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€132k€146k▲
Deferred charges and accrued income490/1€969€95▼
Equity and liabilities
Total equity and liabilities10/49€163k€175k▲
Equity10/15€116k€20k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€95k€0▼
Amounts payable17/49€47k€155k▲
Amounts payable within one year42/48€47k€155k▲
Trade debts44€2k€484▼
Suppliers440/4€2k€484▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€41k€148k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€738€738=
Other operating charges640/8€387€400▲
Gross operating margin9900€50k€51k▲
Operating profit (loss)9901€49k€50k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€47k€47k▲
Income taxes67/77€11k€11k▲
Profit (loss) for the period9904€36k€36k▼
Profit (loss) for the period to be appropriated9905€36k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€131k▲
Profit (loss) brought forward from the previous period14P€59k€95k▲
Profit to be distributed694/7-€131k
Return on contributions (dividend)694-€131k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2018net €36k ▲15.9%
Net result €36k, the highest in the series.
31-12
Financial
Equity above €100kEq €116k ▲45.7%
7 profitable years in a row build equity to €116k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €6k ▼29.5%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 10.43
Current ratio from 5.09 to 10.43; short-term debt falls from €11k to €6k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
Ground area
324 m²
Building footprint
61 m²
Volume, LiDAR
639 m³
Parcel 92322E0118/00S000, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LALLEMAND
since 20162.248.304.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322E0118/00S000 | Wallonia | 324 m² | 1 · 61 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,712 companies in sector 73200 we hold annual accounts for 1,782. 826 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
43212Electrical installation work in industrial facilities
62100Computer programming
91110Libraries, archives, museums and other cultural activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeanpia@skynet.be
Phone:081/30.86.15