Financials
- Fiscal year
- 2024
- Total assets
- €2.7m
- Profit
- €386,515
- Solvency
- 49.2%
Lalero
ActiveSummary
The computed 12-month bankruptcy probability of Lalero is 2.5% (moderate). The 2024 annual accounts show equity of €1.3m and a net result of €386,515. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 9091 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale trade
NACE 46331
#5 company by equity in Steenokkerzeel, Wholesale and retail trade sector1 site
Size
€2.7mtotal assets 2024
- Staff
- 3.8 FTE
- Equity
- €1.3m
- Profit
- €386,515
Turnover not published (abridged schema)
Structure
Accounts 67 d overdue0 of 2 deeds read
Why 53- Figures for FY 2024 (filed 09-12-2025)- 1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 late+ Equity €1.3m (49.2% of total assets)+ Liquidity: current ratio 2.05, cash €382,245Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 66% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
74+7
equity 49.2% of total assets
Liquidity
49+8
short-term debt 40.5% · cash 14.2%
Profitability
87+19
return on assets 14.4%
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● 0.0% vs 11-2024
01-2025: 0.8%● 0.0% vs 12-2024
02-2025: 0.8%● 0.0% vs 01-2025
03-2025: 0.9%▲ +14.2% vs 02-2025
04-2025: 0.9%▼ -0.2% vs 03-2025
05-2025: 0.9%▲ +2.4% vs 04-2025
06-2025: 1.1%▲ +21.1% vs 05-2025
07-2025: 1.1%▲ +2.5% vs 06-2025
08-2025: 1.6%▲ +46.2% vs 07-2025
09-2025: 1.7%▲ +7.0% vs 08-2025
10-2025: 2.6%▲ +53.2% vs 09-2025
11-2025: 2.7%▲ +2.7% vs 10-2025
12-2025: 3.5%▲ +30.3% vs 11-2025highest value
01-2026: 0.6%▼ -82.7% vs 12-2025lowest value
02-2026: 0.6%● 0.0% vs 01-2026lowest value
03-2026: 0.7%▲ +12.5% vs 02-2026
04-2026: 0.7%▲ +1.6% vs 03-2026
05-2026: 0.7%▼ -0.4% vs 04-2026
06-2026: 0.8%▲ +22.7% vs 05-2026
07-2026: 1.0%▲ +21.3% vs 06-2026
08-2026: 1.3%▲ +30.5% vs 07-2026
09-2026: 1.6%▲ +17.7% vs 08-2026
10-2026: 2.5%▲ +58.9% vs 09-2026
- Figures for FY 2024 (filed 09-12-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 late raises the probability
- Equity €1.3m (49.2% of total assets) lowers the probability
- Liquidity: current ratio 2.05, cash €382,245 lowers the probability
Credit up to €70,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.05 against 1.9 in 2023; short-term debt: 40.5% and cash: 14.2% of total assets), but 50.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 57%, liquidity 48%, profitability 82%, growth against the median 77%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
131 d late
2023
71 d late
2022
66 d late
2021
29 d late
2020
30 d late
2019
108 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 73 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
- Highest result since 2018net €386,515 ▲37.9%
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2018
- 09-12-2025Annual accounts filed
- 31-12-2024Highest result since 2018
- 10-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46331
- Founded
- 02-02-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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