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Lalero

Active
Private limited companyfounded 201610 years activeHaachtsesteenweg 47, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 0647.735.019
Summary

The computed 12-month bankruptcy probability of Lalero is 2.5% (moderate). The 2024 annual accounts show equity of €1.3m and a net result of €386,515. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 9,089 sector peers (NACE 46, fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46331
#5 company by equity in Steenokkerzeel, Wholesale and retail trade sector1 site
Size
€2.7mtotal assets 2024
Staff
3.8 FTE
Equity
€1.3m
Profit
€386,515
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2024
Bankruptcy probability, 12 months
2.5%
Structure
Accounts 68 days overdue0 of 2 deeds read
Why 53- Figures for FY 2024 (filed 09-12-2025)- 1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 late+ Equity €1.3m (49.2% of total assets)+ Liquidity: current ratio 2.05, cash €382,245Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 66% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Strong
Solvency 74+7
equity 49.2% of total assets
Liquidity 49+8
short-term debt 40.5% · cash 14.2%
Profitability 87+19
return on assets 14.4%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.1%▲ +0.2 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025 09-2025: 1.7%▲ +0.1 percentage points vs 08-2025 10-2025: 2.6%▲ +0.9 percentage points vs 09-2025 11-2025: 2.7%▲ +0.1 percentage points vs 10-2025 12-2025: 3.5%▲ +0.8 percentage points vs 11-2025highest value 01-2026: 0.6%▼ -2.9 percentage points vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.2 percentage points vs 06-2026 08-2026: 1.3%▲ +0.3 percentage points vs 07-2026 09-2026: 1.6%▲ +0.3 percentage points vs 08-2026 10-2026: 2.5%▲ +0.9 percentage points vs 09-2026
Credit up to €70,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.05 against 1.9 in 2023; short-term debt: 40.5% and cash: 14.2% of total assets), but 50.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 57% on solvency, 48% on liquidity, 82% on profitability and 77% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 09-12-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 late
NBB · filings
lowers risk · Equity €1.3m (49.2% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.05, cash €382,245
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
131 days late
2023
71 days late
2022
66 days late
2021
29 days late
2020
30 days late
2019
108 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Highest result since 2018net €386,515 ▲37.9%
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Positive: Among the best 11% on net resultsector median €40,021 · 9,084 companies €386,515 View
  • Positive: 7 profitable years in a rowprofit 2024: €386,515 7 years View
  • Positive: Result rose in 2024from €280,305 to €386,515 ▲ 37.9% View

By topic

Financials

Fiscal year
2024
Total assets
€2.7m
Profit
€386,515
Solvency
49.2%
Go to Financials

Timeline

Events
12
Since
2018
  1. 31-12-2023Equity above €1m
  2. 05-10-2023Annual accounts filed
  3. 29-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46331
Founded
02-02-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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