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LALEMAN

Active Risk: very low Private limited companyfounded 2015active for 11 yearsRoeselaarsestraat 219 a, 8890 MoorsledeKBO/BCE: BE 0568.898.565 #8 company by total assets in Moorslede, Finance and insurance sector

Lifetime

10 annual accounts with figures on one time axis
peak €256,986 (2025)
€256,986▲ 147%
lowest -€72,014 (2024)
€80,464▲ €152,478
peak €309,966 (2025)
€309,966▲ 35.1%
€1.8m▲ 24.5%
peak 1.5 FTE (2018)
-not published
Board2 names since 2020
- 
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €103,838 to €256,986Back to profit: €80,464Equity from €229,502 to €309,966Debts from €1.5m to €1.8mInvestments €468,416Cash from €988 to €14,751

Key points

from the 2025 annual accounts

Result

€80,464 €80,464
-€72,0002024€80,5002025

Back in profit in 2025, after a loss of €72,014 in 2024.

Turnover

≈ €340,000 estimated

The accounts state no turnover.

Debts

€1.8m 85% of the balance sheet
Financial debts 63%Suppliers 4%Taxes and wages 2%Other 31%

Of this, €667,434 falls due within a year.

Investments

€468,416 3.5 × depreciation
202120242025

Green is investment, beige is depreciation. Land and buildings stand 26.1% higher than in 2024.

Filings

10 annual accounts 7 late
AprilJune31 JulyOctober20202025

The 2020 accounts came latest: 90 days after the end of the period.

Position in the sector

14.6%

Lower solvency than 80% of companies in financial services. Sector median 50.9% · 9,770 companies.

Financial institution: outside the model

Bankruptcy probability

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.5 percentage points vs 07-2025 09-2025: 1.9%▲ +0.7 percentage points vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.8%▼ -0.1 percentage points vs 12-2025 02-2026: 1.9%▲ +0.1 percentage points vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.0%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%▲ +0.3 percentage points vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 3.4%▲ +1.2 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -3.0 percentage points vs 08-2026 10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Comparable companies, two years later

In July 2024, 4,107 companies had the same profile as LALEMAN has now. Each dot stands for 11 companies, two years later.

97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of LALEMAN itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,107 companies, not a prediction for LALEMAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed on 27-08-2026)
NBB · annual accounts
raises risk · Equity €309,966 (14.6% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9770 sector peers (2025).
NBB · sector comparison
Position among 9770 sector peers
Solvency
better than 20%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
21 days late
2023
30 days late
2022
24 days early
2021
11 days early
2020
90 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
SL
Director, until 2024

Shares in 1 company, Stijn Laleman

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0568898565
Registered office moved within Moorslede New registered office: Roeselaarsestraat 219A, 8890 Moorslede · Previous registered office: Lindenweg 6, 8890 Moorslede · Board meeting of 08-02-2024 · Gazette deed
Resignation: BV Stijn Laleman (director) Appointment: Stijn Laleman (director) · “Onderneming voor het plaatsen en onderhouden van verwarming met warme lucht,luchtconditionering en…” (deed in Dutch) · General meeting of 28-12-2023 · Gazette deed
1 director appointed, 1 resignation Resignation: LALEMAN Stijn · Appointment: BV STIJN LALEMAN · Permanent representative: LALEMAN Stijn · General meeting of 01-10-2020 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
LALEMAN Moorslede €2.1m €256,986 14.6% -
JULENIK Spiere-Helkijn €1.9m €258,390 57.5% -
Elfranroax Ostend €2.0m €242,194 41.7% -
RYCCOM Alveringem €1.9m €293,241 44.4% -
HILDE VERLINDE Jabbeke €2.3m €233,718 31.7% -
XALU INVEST Kuurne €2.0m €215,037 2.6% 1
GROUP DECLERCQ CONSTRUCT Tielt €2.5m €289,375 60.6% -

These companies have the same main activity as LALEMAN: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.9m and €2.5m, founded between 2014 and 2016.

Official details

Source: KBO
Status
Active since 20-01-2015Normal situation
Activity
Activities of holding companiesNACE 64210and 2 others
Joint committee
149.01Electricians: installation and distribution · annual accounts 2022
Establishment unit
2.265.671.6598890 Moorslede, since 24-04-2017
Financial year end
31 December
Peppol
Reachable since 09-10-2025
Company details

Annual accounts 2025

€2.1m▲ 25.9%
Filing
Filed on 25-08-2026
Financials

Insights on LALEMAN

LALEMAN files the micro format. That format states no turnover. The gross margin rose from €70,112 in 2016 to €256,986 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LALEMAN

What is the company number of LALEMAN?
The company number of LALEMAN is 0568.898.565. The VAT number is the same number with BE in front: BE 0568.898.565.
Where is LALEMAN based?
The registered office is at Roeselaarsestraat 219 a, 8890 Moorslede.Company details
What does LALEMAN do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of LALEMAN?
LALEMAN is a private limited company (BV).
When was LALEMAN founded?
LALEMAN was founded on 20-01-2015.
Is LALEMAN still active?
Yes, LALEMAN is an active enterprise in the KBO register.
How many employees does LALEMAN have?
LALEMAN had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does LALEMAN fall under?
In its 2022 annual accounts, LALEMAN states joint committee 149.01 (Electricians: installation and distribution).
What is the turnover of LALEMAN?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €256,986 and 34 comparable companies (NACE 64210). It probably lies between €280,000 and €530,000.
Is LALEMAN profitable?
In financial year 2025, LALEMAN made a profit of €80,464.
Where can I find the annual accounts of LALEMAN?
LALEMAN filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LALEMAN due?
LALEMAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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