Active BE 1007.319.363Private limited company

LAL.009

Allée des Ormes(BL) 2B ·5001 Namur, Belgium· 2 yrs active

Sector: Wassen en poetsen van motorvoertuigen (95316)

Conclusion Checked

The computed 12-month bankruptcy probability of LAL.009 is 1.3% (low). The 2025 annual accounts show equity of €3k and a net result of €1k. Its solvency ranks better than 39% of 179 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€3k
Net result	€1k
Staff (FTE)	5
Better than sector	39%

Snowflake analysis 5 of 5 axes measured · computed by Checked

60 / 100

Strong profile, led by growth.

All 5 axes are computed from data Checked has read.

Health 58

Profitability 53

Solvency 21

Growth 85

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

1.3% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

58 / 100 Fair

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 11-06-2026 with the NBB · fiscal year 2025 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2025 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	18.3%	28.6%	better than 39% of 179 sector peers
Net result	€1k	€9k	better than 35% of 179 sector peers
Equity	€3k	€23k	better than 25% of 179 sector peers
Gross operating margin	€34k	€35k	better than 49% of 179 sector peers
Staff costs	€29k	€31k	higher than 47% of 75 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€72k

+292.3% 24-25

EBITDA

€3k

+490.0% 24-25

Net profit

€1k

+680.9% 24-25

Cash flow

€3k

+454.7% 24-25

Total assets

€15k

+50.4% 24-25

Equity

€3k

+127.3% 24-25

Working capital

€-1k

+48.4% 24-25

Employees (FTE)

5

-31.5% 24-25

Staff costs

€29k

+208.2% 24-25

Income taxes

€447

- 24-25

Debt

€12k

+39.9% 24-25

Debt ≤ 1y

€12k

+39.9% 24-25

Current ratio

0.89

+26.3% 24-25

Quick ratio

0.89

+26.3% 24-25

Solvency

18.3%

+51.1% 24-25

Debt / equity

4.47

-38.5% 24-25

ROE

56.0%

+243.6% 24-25

ROA

10.2%

+419.1% 24-25

Net margin

2.1%

+99.0% 24-25

EBITDA margin

4.8%

+50.4% 24-25

Interest coverage

57.42

+434.2% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	€72k
EBITDA	€3k
Net profit	€1k
Cash flow	€3k
Staff costs	€29k
Income taxes	€447
Dividends	-
Total assets	€15k
Equity	€3k
Debt	€12k
of which ≤ 1y	€12k
of which > 1y	-
Working capital	€-1k
Employees (FTE)	5.0

Ratios (computed)

	2025
Current ratio	0.89
Quick ratio	0.89
Working capital ratio	-8.9%
Solvency	18.3%
Debt / equity	4.47
Long-term debt ratio	-
Interest coverage	57.42
Gross margin	26.4%
Net margin	2.1%
ROA	10.2%
ROE	56.0%
EBITDA margin	4.8%
Days sales outstanding	13d
Days payable outstanding	25d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €4k · 27.2% Current assets €11k · 72.9%

Equity & liabilities

Equity €3k · 18.3% Debt €12k · 81.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€15k
Fixed assets	21/28	€4k
Tangible fixed assets	22/27	€4k
Current assets	29/58	€11k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€15k
Equity	10/15	€3k
Contributions / capital	10/11	€976
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€12k
Amounts payable within one year	42/48	€12k
Trade debts payable within one year	44	€4k
Income statement
Turnover	70	€72k
Gross operating margin	9900	€34k
Operating result	9901	€2k
Financial charges	65	€60
Result before taxes	9903	€2k
Income taxes	67/77	€447
Net result for the period	9904	€1k
Result to be appropriated	9905	€1k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

SAFI Abdul Fatah
Director
State Gazette act 25030839 (05-03-2025)

Current
25-02-2025 → present

Former directors (2)

Amarkhel Zabihullah
Director
State Gazette act 24152684 (23-10-2024)

Former
23-10-2024 → 25-02-2025
2 events
- 25-02-2025 Resigned· Director
- 23-10-2024 Appointed· Director
SAFI Abdul
Director
State Gazette act 24152684 (23-10-2024)

Former
- → 23-10-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Wassen en poetsen van motorvoertuigen(95316)
Legal form	Private limited company(610)
Incorporation	19-03-2024
Status	Active
Postal code	5001

Establishment units 1 location

LAL.009

Allée des Ormes(BL) 2B, 5001 NamurWassen en poetsen van motorvoertuigen

since 20242.365.048.258

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92010C0003/00D002	Wallonia	495 m²	1 · 104 m²	16.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

11-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

19-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

05-03-2025

State Gazette act Director changes

2024

23-10-2024

State Gazette act Director changes

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 1 year ago

2025

05-03-2025 1 director appointed, 1 resigning Director changes

SAFI Abdul Fatah, Bestuurder
Amarkhel Zabihullah, Bestuurder

Original publication ↗

Technical details

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2024

23-10-2024 1 director appointed, 1 resigning Director changes

Amarkhel Zabihullah, Bestuurder
SAFI Abdul, Bestuurder

Original publication ↗

Technical details

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      "subkind": null,
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      "compensated": null,
      "effective_date": "2024-10-23",
      "evidence_quote": "Monsieur SAFI Abdul quite son fonction d\u0027administrateur \u00E0 partir de aujourdhui.",
      "decharge_status": null,
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    },
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      "rep_rotation_new_rep": null,
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    "firm_city": null,
    "firm_name": null,
    "office_city": "Lie\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
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    "filing_date": null,
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  "decisions": [
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  },
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}

Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Wassen en poetsen van motorvoertuigen45206Wassen en poetsen van motorvoertuigen95316

Primary activity highlighted.

Names & trade names

Legal nameFR

LAL.009

Registered office

Allée des Ormes(BL) 2B

5001 Namur, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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