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LAKollection

Active Private limited companyfounded 2016active for 10 yearsRue de l'Yser 401, 4430 AnsKBO/BCE: BE 0665.616.473

Lifetime

8 annual accounts with figures on one time axis
peak €79,829 (2018)
€58,627▲ 28.4%
lowest -€8,916 (2023)
€4,286▲ €8,173
peak €60,391 (2021)
€48,737▲ 9.6%
€172,860▼ 11.3%
peak 0.6 FTE (2018)
-not published
Board1 name since 2023
1 directorAENDEKERK Laure
Documentsfilings and deeds
14-02-202614 days late
2025micro format
Gross margin from €45,645 to €58,627Back to profit: €4,286

Key points

from the 2025 annual accounts

Turnover

≈ €280,000 estimated

The micro format states no turnover.

Debts

€172,860 78% of the balance sheet
Financial debts 73%Suppliers 1%Taxes and wages 13%Other 13%

Of this, €46,793 falls due within a year.

Filings

8 annual accounts 8 late
deadline20202025

The 2022 accounts came latest: 61 days after the end of the period.

Checked score

66
Healthy
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.3% 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.9%▲ +0.6 percentage points vs 01-2025highest value 03-2025: 1.6%▼ -1.3 percentage points vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.7%▲ +0.1 percentage points vs 12-2025 02-2026: 2.2%▲ +0.5 percentage points vs 01-2026 03-2026: 1.0%▼ -1.2 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026lowest value 08-2026: 1.0%● unchanged vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026

Financial strength
Average

47+3equity 21.9% of total assets
45-1short-term debt 21.0% · cash 1.9%
50+16return on assets 1.9%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
Liquidity: current ratio 0.81, cash €4,231
2 establishment units
Equity €48,737 (21.9% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 45% on liquidity, 36% on profitability and 60% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as LAKollection has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of LAKollection itself: 1.0% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for LAKollection. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.81 (0.88 in 2024), below 1. Short-term debt is 21% and cash 1.9% of total assets. 78.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 0.81, cash €4,231
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Equity €48,737 (21.9% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-02-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
14 days late
2024
26 days late
2023
19 days late
2022
61 days late
2021
21 days late
2020
25 days late
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AL
Director
Board & ownership

Recent changes

Appointment: AENDEKERK Laure (director) General meeting of 01-06-2023 · Gazette deed
Incorporation published on 03-11-2016 · Gazette deed
2 establishments registered Ans and Liège
All 14 events

Comparable companies

same main activity, similar in size and age
Company
LAKollection Ans €222,547 €58,627 21.9% -
Polo II Turnhout €237,952 €57,837 81.0% 1
DIVA FASHION Beringen €206,102 €62,716 45.6% -
Instant de Luxe Liège €295,188 €54,070 -7.6% -
KATIMINI Hannut €242,931 €40,144 58.4% -
DIVA BOUTIQUE Liège €206,591 €92,770 12.2% -
DC FASHION STORE Waimes €222,030 €54,007 74.2% -

These companies have the same main activity as LAKollection: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €206,000 and €295,000, founded between 2015 and 2019.

Official details

Source: KBO
Status
Active since 28-10-2016Normal situation
Activity
Retail sale of women's outerwearNACE 47711and 5 others
Establishment units
2.258.410.4184430 Ans, since 28-10-2016
2.258.410.5174000 Liège, since 28-10-2016
Financial year end
30 June
Peppol
Reachable
Company details

Annual accounts to 30-06-2025

€222,547▼ 7.0%
Filing
Filed on 14-02-2026
Financials

Insights on LAKollection

LAKollection files the micro format. That format states no turnover. The gross margin fell from €79,829 in 2018 to €58,627 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LAKollection

What is the company number of LAKollection?
The company number of LAKollection is 0665.616.473. The VAT number is the same number with BE in front: BE 0665.616.473.
Where is LAKollection based?
The registered office is at Rue de l'Yser 401, 4430 Ans.Company details
What does LAKollection do?
According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of LAKollection?
LAKollection is a private limited company (BV).
When was LAKollection founded?
LAKollection was founded on 28-10-2016.
Is LAKollection still active?
Yes, LAKollection is an active enterprise in the KBO register.
How many employees does LAKollection have?
LAKollection had an average of 0.6 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of LAKollection?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €58,627 and 45 comparable companies (NACE 477). It probably lies between €150,000 and €380,000.
Is LAKollection profitable?
In financial year 2025, LAKollection made a profit of €4,286.
Where can I find the annual accounts of LAKollection?
LAKollection filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LAKollection due?
LAKollection must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

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