Polo II
ActivePolo II has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €11k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 5.32 against 6.75 in 2024), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
37 d early
2023
33 d early
2022
33 d early
2021
34 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€193k▲ 6.3%
2024 · €181k
2018: €98k
2019: €108k
2020: €112k
2021: €141k
2022: €150k
2023: €165k
2024: €181k
2018 → 2025
Total assets
€238k▲ 12.2%
2024 · €212k
2018: €306k
2019: €301k
2020: €199k
2021: €255k
2022: €250k
2023: €204k
2024: €212k
2018 → 2025
Net result
€11k▼ 28.8%
2024 · €16k
2018: €11k
2019: €10k
2020: €4k
2021: €29k
2022: €9k
2023: €15k
2024: €16k
2018 → 2025
Working capital
€189k▲ 7.6%
2024 · €176k
2018: €94k
2019: €100k
2020: €102k
2021: €135k
2022: €144k
2023: €163k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€150k▲ 6.2%€165k▲ 10.3%€181k▲ 9.7%€193k▲ 6.3%
Operating result€36k-€9k▼ 73.6%€19k▲ 97.2%€19k▲ 1.0%€16k▼ 15.8%
Net result€29k-€9k▼ 69.8%€15k▲ 75.6%€16k▲ 3.9%€11k▼ 28.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€5k▼ 12.1%
Current assets
€233k▲ 12.8%
Equity and liabilities €238k
Equity
€193k▲ 6.3%
Debt
€45k▲ 46.8%
The debt ratio rises from 14.5% to 19.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€17k▼
2024 · €20k
Cash flow
€12k▼
2024 · €17k
Solvency
81.0%▼
2024 · 85.5%
Current ratio
5.32▼
2024 · 6.75
Quick ratio
3.22▼
2024 · 3.78
Debt / equity
0.23▲
2024 · 0.17
ROE
5.9%▼
2024 · 8.8%
ROA
4.8%▼
2024 · 7.6%
Interest coverage
5.88▼
2024 · 26.05
Debt
€45k▲
2024 · €31k
Debt ≤ 1 year
€44k▲
2024 · €31k
Income taxes
€7k▲
2024 · €6k
Staff costs
€39k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€238k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€184€97▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€207k€233k▲
Stocks and contracts in progress3€91k€92k▲
Stocks30/36€91k€92k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€97€4k▲
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€105k€128k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€212k€238k▲
Equity10/15€181k€193k▲
Contributions10/11€33k€33k=
Reserves13€132k€160k▲
Distributable reserves133€132k€160k▲
Profit (loss) carried forward14€16k-
Amounts payable17/49€31k€45k▲
Amounts payable within one year42/48€31k€44k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€24k€28k▲
Taxes450/3€20k€23k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€6k€8k▲
Accrued charges and deferred income492/3€178€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€33k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€816€682▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€55k€58k▲
Operating profit (loss)9901€19k€16k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€758€3k▲
Recurring financial charges65€758€3k▲
Profit (loss) for the period before taxes9903€22k€18k▼
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€16k€11k▼
Profit (loss) for the period to be appropriated9905€16k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€27k▼
Profit (loss) brought forward from the previous period14P€15k€16k▲
Transfer to equity691/2€15k€27k▲
To other reserves6921€15k€27k▲
Social balance
Average headcount (FTE)90870.91.0▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 5.62
Current ratio from 2.44 to 5.62; short-term debt falls from €100k to €35k.
31-12
Financial
Equity above €150kEq €165k ▲10.3%
6 profitable years in a row build equity to €165k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €29k ▲619%
Operating result €36k, net result €29k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼60.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €108k ▲10.5%
2 profitable years in a row build equity to €108k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Patersstraat 522300 TurnhoutGround area
241 m²
Building footprint
205 m²
Volume, LiDAR
1,448 m³
Parcel 13454R0136/00D000, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Campus
since 20152.243.878.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454R0136/00D000 | Flanders | 241 m² | 1 · 205 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARON
BE 0428.453.057
Turnhout · Eq €193k
ETHNOA
BE 0699.642.588
Honnelles · Eq €191k
BCH HILL
BE 0700.301.594
Liège · Eq €190k
BOETIEK TREND
BE 0442.304.360
Brugge · Eq €190k
CARRE
BE 0480.034.984
Herentals · Eq €196k
Of 2,200 companies in sector 47711 we hold annual accounts for 889. 652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.