ATEXIS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ATEXIS is 0.1% (very low). The 2024 annual accounts show equity of €337k and a net result of €52k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 7351 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 95% of 7351 peers (2024). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 31 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	12-08-2025	12 d late	2025-00374618
31-12-2023	31-07-2024	28-07-2024	3 d early	2024-00307074
31-12-2022	31-07-2023	23-05-2023	69 d early	2023-00093308
31-12-2021	31-07-2022	27-05-2022	65 d early	2022-20038168
31-12-2020	31-07-2021	18-05-2021	74 d early	2021-14400572
31-12-2019	31-07-2020	20-05-2020	72 d early	2020-12700090
31-12-2018	31-07-2019	27-05-2019	65 d early	2019-14600054
31-12-2017	31-07-2018	01-06-2018	60 d early	2018-14900122
31-12-2016	31-07-2017	16-05-2017	76 d early	2017-12100454
31-12-2015	31-07-2016	17-05-2016	75 d early	2016-11900583

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2001, 25 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€52k+27.4%

Working capital€331k+22.7%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 12-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~13.6%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	93.1%	65.0%	better than 95% of 7351 sector peers
Net result	€52k	€32k	better than 72% of 7348 sector peers
Equity	€337k	€58k	better than 95% of 7353 sector peers
Gross operating margin	€79k	€52k	better than 72% of 7342 sector peers
Total assets	€362k	€103k	better than 92% of 7354 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P95

Stable position over 2020-2024 · n=655-7351

Net result P72

Improving position over 2020-2024 · n=652-7348

Equity P95

Stable position over 2020-2024 · n=656-7353

Gross operating margin P72

Improving position over 2020-2024 · n=651-7342

Describes the position versus peers, not a forecast.

EBITDA

€78k

+15.7% 18-24

Net profit

€52k

+27.4% 18-24

Cash flow

€61k

+20.7% 18-24

Total assets

€362k

+19.6% 18-24

Equity

€337k

+18.3% 18-24

Working capital

€331k

+22.7% 18-24

Income taxes

€21k

+26.9% 18-24

Dividends

€2k

-43.8% 18-24

Show 9 other metrics

Debt

€25k

+40.3% 18-24

Debt ≤ 1y

€25k

+40.3% 18-24

Current ratio

14.18

-11.8% 18-24

Quick ratio

14.18

-11.8% 18-24

Solvency

93.1%

-1.1% 18-24

Debt / equity

0.07

+18.6% 18-24

ROE

15.5%

+7.7% 18-24

ROA

14.4%

+6.5% 18-24

Interest coverage

314.14

-20.1% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€78k
Net profit	€52k
Cash flow	€61k
Staff costs	-
Income taxes	€21k
Dividends	-
Total assets	€362k
Equity	€337k
Debt	€25k
of which ≤ 1y	€25k
of which > 1y	-
Working capital	€331k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	14.18
Quick ratio	14.18
Working capital ratio	91.4%
Solvency	93.1%
Debt / equity	0.07
Long-term debt ratio	-
Interest coverage	314.14
Gross margin	-
Net margin	-
ROA	14.4%
ROE	15.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €6k · 1.7% Current assets €356k · 98.3%

Equity & liabilities

Equity €337k · 93.1% Debt €25k · 6.9%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€362k
Fixed assets	21/28	€6k
Tangible fixed assets	22/27	€6k
Current assets	29/58	€356k
Amounts receivable within one year	40/41	€17k
Cash & bank	54/58	€339k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€362k
Equity	10/15	€337k
Contributions / capital	10/11	€19k
Reserves	13	€318k
Amounts payable	17/49	€25k
Amounts payable within one year	42/48	€25k
Trade debts payable within one year	44	€7k
Income statement
Gross operating margin	9900	€79k
Operating result	9901	€69k
Financial income	75	€4k
Financial charges	65	€247
Result before taxes	9903	€73k
Income taxes	67/77	€21k
Net result for the period	9904	€52k
Result to be appropriated	9905	€52k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

ATEXIS

Lesten Stuyver(KLS) 12, 9190 StekeneSpeur- en ontwikkelingswerk op wetenschappelijk gebied

since 20012.101.346.830

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,013 m²

Buildings1

Building footprint65 m²

Volume (LiDAR)305 m³

Tallest building7.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46324E0506/00N002	Flanders	1,013 m²	1 · 65 m²	7.4 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 78

Solvency 100

Growth 52

Stability 100

Credit advice

verdict per customer and amount

Similar

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Comparable size, same sector

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We hold annual accounts for 2,811 of the 16,822 companies in this sector. 1,792 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige advisering in verband met programmatuur en levering van programmatuur72220

Primary activity highlighted.

Names & trade names

Legal nameNL

ATEXIS

Registered office

Lesten Stuyver(KLS) 12

9190 Stekene, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.