Lahaye-Lardies
ActiveLahaye-Lardies has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €272k and a net result of €88k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
78
/ 100
Excellent▲ +2 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency53▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.18 in 2023), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
91 d late
2021
30 d late
2020
17 d early
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€272k▲ 47.5%
2023 · €185k
2018: €58k
2019: €66k
2020: €-73k
2021: €-137k
2022: €-95k
2023: €185k
2018 → 2024
Total assets
€901k▲ 6.3%
2023 · €848k
2018: €856k
2019: €755k
2020: €607k
2021: €439k
2022: €654k
2023: €848k
2018 → 2024
Net result
€88k▼ 68.6%
2023 · €279k
2018: €16k
2019: €8k
2020: €-140k
2021: €-64k
2022: €42k
2023: €279k
2018 → 2024
Working capital
€133k▲ 34.5%
2023 · €99k
2018: €-52k
2019: €-49k
2020: €-196k
2021: €-262k
2022: €-219k
2023: €99k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-73k-€-137k▼ 87.3%€-95k▲ 31.0%€185k€272k▲ 47.5%
Operating result€-138k-€-52k▲ 62.1%€48k€329k▲ 580%€146k▼ 55.7%
Net result€-140k-€-64k▲ 54.2%€42k€279k▲ 558%€88k▼ 68.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 56% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €901k
Fixed assets
€197k▲ 0.3%
Current assets
€703k▲ 8.1%
Equity and liabilities €901k
Equity
€272k▲ 47.5%
Debt
€628k▼ 5.2%
The debt ratio falls from 78.2% to 69.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€162k▼
2023 · €348k
Cash flow
€104k▼
2023 · €299k
Solvency
30.3%▲
2023 · 21.8%
Current ratio
1.23▲
2023 · 1.18
Quick ratio
1.16▲
2023 · 1.10
Debt / equity
2.31▼
2023 · 3.59
ROE
32.2%▼
2023 · 151.3%
ROA
9.7%▼
2023 · 33.0%
Interest coverage
15.54▼
2023 · 47.30
Debt
€628k▼
2023 · €663k
Debt ≤ 1 year
€570k▲
2023 · €552k
Debt > 1 year
€58k▼
2023 · €74k
Income taxes
€47k▲
2023 · €42k
Staff costs
€302k▲
2023 · €295k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€848k€901k▲
Fixed assets21/28€197k€197k▲
Tangible fixed assets22/27€197k€197k▲
Land and buildings22€193k€181k▼
Plant, machinery and equipment23€455€364▼
Furniture and vehicles24€4k€16k▲
Financial fixed assets28€275€275=
Current assets29/58€651k€703k▲
Stocks and contracts in progress3€44k€44k=
Stocks30/36€44k€44k=
Amounts receivable within one year40/41€575k€621k▲
Trade receivables40€565k€621k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€31k€39k▲
Deferred charges and accrued income490/1€826-
Equity and liabilities
Total equity and liabilities10/49€848k€901k▲
Equity10/15€185k€272k▲
Contributions10/11€10k€10k=
Outside capital11€10k-
Other1109/19€10k-
Reserves13€175k€262k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€173k€262k▲
Amounts payable17/49€663k€628k▼
Amounts payable after more than one year17€74k€58k▼
Financial debts170/4€74k€58k▼
Amounts payable within one year42/48€552k€570k▲
Current portion of amounts payable after more than one year42€13k€16k▲
Financial debts43€7k€7k▲
Credit institutions430/8€7k€7k▲
Trade debts44€457k€404k▼
Suppliers440/4€457k€404k▼
Advances received on contracts in progress46€2k€25k▲
Taxes, remuneration and social security45€64k€113k▲
Taxes450/3€52k€90k▲
Remuneration and social security454/9€12k€23k▲
Other amounts payable47/48€9k€5k▼
Accrued charges and deferred income492/3€37k-
Income statement
Code20232024
Remuneration, social security and pensions62€295k€302k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€7k€40k▲
Gross operating margin9900€650k€505k▼
Operating profit (loss)9901€329k€146k▼
Financial income75/76B-€287
Recurring financial income75-€287
Non-recurring financial income76B-€287
Financial charges65/66B€8k€11k▲
Recurring financial charges65€7k€10k▲
Non-recurring financial charges66B€366€428▲
Profit (loss) for the period before taxes9903€321k€135k▼
Income taxes67/77€42k€47k▲
Profit (loss) for the period9904€279k€88k▼
Profit (loss) for the period to be appropriated9905€279k€88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€88k▼
Profit (loss) brought forward from the previous period14P€-161k-
Transfer to equity691/2€118k€88k▼
To other reserves6921€118k€88k▼
Social balance
Average headcount (FTE)908710.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €272k ▲47.5%
3 profitable years in a row build equity to €272k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial
Highest result since 2018net €279k ▲558%
Operating result €329k, net result €279k, both a record.
31-12
Financial
Equity above €150kEq €185k
2 profitable years in a row build equity to €185k.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 91 days late
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-140k ▼1826%
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diksmuidelaan 151000 BrusselGround area
402 m²
Building footprint
379 m²
Volume, LiDAR
5,807 m³
Parcel 21812N1454/00B012, Brussels · tallest building 24.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Lahaye-Lardies
since 20102.188.818.658
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1454/00B012 | Brussels | 402 m² | 1 · 379 m² | 24.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.188.818.658
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Of 949 companies in sector 46319 we hold annual accounts for 603. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2009
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.