Equity
€1.6m ▼ 6.3%
DIALNA paid out €280,000 in dividends. That is 159% of the 2025 profit.
DIALNA
Lifetime
17 annual accounts with figures on one time axispeak €884,460 (2025)
€884,460▲ 49.7%
lowest -€198 (2009)
€175,664▲ 23.4%
peak €1.8m (2023)
€1.6m▼ 6.3%
€696,384▲ 24.4%
peak 9.3 FTE (2025)
9.3 FTE▲ 13.4%
Board3 names since 2021
3 directorsACHARKI Larbi and 2 others
Documentsfilings and deeds
10-09-202641 days late
2025abbreviated format
Gross margin from €590,664 to €884,460Staff from 8.2 FTE to 9.3 FTEDividend €280,000Debts from €559,619 to €696,384Cash from €649,342 to €216,280
Key points
from the 2025 annual accountsChecked score
90
Excellent
Financially stronger than 56% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025highest value
10-2025: 0.1%▼ -0.2 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 41 days late; 3 of the last 3 accounts late
lowers risk
Founded in 2009
Profit of €175,664 (financial year 2025)
Equity €1.6m (69.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 74% of them on solvency, 48% on liquidity, 70% on profitability and 30% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DIALNA has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DIALNA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DIALNA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.17 (3.82 in 2024), above the usual 1.5. Short-term debt is 30.8% and cash 9.6% of total assets. 30.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
41 days late
2024
56 days late
2023
68 days late
2022
56 days late
2021
78 days late
2020
89 days late
2019
83 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 67 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0811639976
Amendment of the articles · Legal-form change · Resignations & appointments
Resignations: KHANNOUJ Abdelmajid, ACHARKI Larbi and BEN KADI Fouad · Reappointments: KHANNOUJ Abdelmajid, ACHARKI Larbi and BEN KADI Fouad · General meeting of 29-09-2023 · Gazette deed
Incorporation
published on 19-05-2009 · Gazette deed
First establishment
MABRU, Werkhuizenkaai 22-23, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIALNA Molenbeek-Saint-Jean | €2.3m | €0.9m | 69.2% | 9.3 |
| NORADIN Brussels | €2.6m | €0.7m | 64.7% | 7.1 |
| STARPACK Sint-Katelijne-Waver | €2.5m | €1.2m | 14.4% | 10 |
| A.C. Hulshout | €2.5m | €0.7m | 21.5% | 10.9 |
| MARCHAND DIRK Overijse | €1.8m | €0.8m | 73.6% | 9.7 |
| GUIDOFRUIT Brussels | €3.0m | €1.2m | 23.3% | 9.6 |
| Lahaye-Lardies Brussels | €1.3m | €0.3m | 16.1% | 8.8 |
These companies have the same main activity as DIALNA: wholesale of fruit and vegetables, excluding potatoes (NACE 46319). They are comparable in size and age: total assets between €1.3m and €3m, founded between 2003 and 2009.
Official details
Source: KBO- Status
- Active since 11-05-2009Normal situation
- Activity
- Wholesale of fruit and vegetables, excluding potatoesNACE 46319
- Joint committees
- 119Food trade
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.188.138.6681000 Brussels, since 11-05-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 22-10-2025
Annual accounts 2025
- ≈ €5.4mestimated
- €2.3m▲ 1.5%
- Employeeson 31-12-2025
- 8▼ 20.0%
- Filing
- Filed on 10-09-2026
Insights on DIALNA
DIALNA files the abbreviated format. That format states no turnover. The gross margin rose from €360,063 in 2010 to €884,460 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIALNA
- What is the company number of DIALNA?
- The company number of DIALNA is 0811.639.976. The VAT number is the same number with BE in front: BE 0811.639.976.
- Where is DIALNA based?
- The registered office is at Vier-Windenstraat 23, 1080 Molenbeek-Saint-Jean.Company details
- What does DIALNA do?
- According to the KBO register, the main activity is wholesale of fruit and vegetables, excluding potatoes (NACE 46319).
- What is the legal form of DIALNA?
- DIALNA is a private limited company (BV).
- When was DIALNA founded?
- DIALNA was founded on 11-05-2009.
- Is DIALNA still active?
- Yes, DIALNA is an active enterprise in the KBO register.
- How many employees does DIALNA have?
- DIALNA had an average of 9.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DIALNA fall under?
- In its 2025 annual accounts, DIALNA states joint committees 119 (Food trade) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DIALNA?
- The turnover in financial year 2025 is ≈ €5.4m. This figure is estimated from the gross margin of €884,460 and 30 comparable companies (NACE 463). It probably lies between €4.1m and €9.9m. In financial year 2020 turnover was €9.8m.
- Is DIALNA profitable?
- In financial year 2025, DIALNA made a profit of €175,664.
- Where can I find the annual accounts of DIALNA?
- DIALNA filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DIALNA due?
- DIALNA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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