DIALNA
ActiveSummary
DIALNA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €176k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+1
Solvency94▼-6
Growth80=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 3.82 in 2024; short-term debt: 30.8% and cash: 9.6% of total assets), and 30.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
7.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
56 d late
2023
68 d late
2022
56 d late
2021
78 d late
2020
89 d late
2019
83 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€9.81M▲ 23.5%
2019 · €7.94M
EBIT margin
4.1%▼ 1.3pp
2019 · 5.4%
Net result
€176k▲ 23.4%
2024 · €142k
Working capital
€1.51M▼ 4.3%
2024 · €1.58M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€562k▲ 39.7%€425k▼ 24.4%€109k▼ 74.3%€201k▲ 84.0%€261k▲ 29.8%
Net result€418k▲ 49.3%€293k▼ 30.0%€77k▼ 73.7%€142k▲ 84.6%€176k▲ 23.4%
EBIT margin
Equity€1.45M▲ 40.4%€1.75M▲ 20.1%€1.82M▲ 4.4%€1.67M▼ 8.6%€1.56M▼ 6.3%
Total assets€2.17M▲ 37.5%€2.43M▲ 12.1%€2.27M▼ 6.3%€2.23M▼ 2.1%€2.26M▲ 1.5%
Debt€712k▲ 31.9%€680k▼ 4.4%€451k▼ 33.8%€560k▲ 24.2%€696k▲ 24.4%
Working capital€1.27M▲ 44.0%€1.58M▲ 23.7%€1.71M▲ 8.5%€1.58M▼ 7.5%€1.51M▼ 4.3%
Staff (FTE)4.9▲ 63.3%5.6▲ 14.3%7▲ 25.0%8.2▲ 17.1%9.3▲ 13.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€50k ▼ 41.9%
Current assets
€2.21M ▲ 3.2%
Equity and liabilities €2.26M
Equity
€1.56M ▼ 6.3%
Debt
€696k ▲ 24.4%
Debt's share of the balance-sheet total rises from 25.1% to 30.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€309k▲
2024 · €241k
Cash flow
€224k▲
2024 · €183k
Current ratio
3.17▼
2024 · 3.82
Quick ratio
3.13▼
2024 · 3.79
Debt to equity
0.45▲
2024 · 0.34
ROE
11.2%▲
2024 · 8.5%
ROA
7.8%▲
2024 · 6.4%
Interest coverage
32.03▼
2024 · 56.11
Debt ≤ 1 year
€696k▲
2024 · €560k
Income taxes
€76k▲
2024 · €55k
Staff costs
€555k▲
2024 · €344k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €184k | €212k | €294k | €344k | €555k | ▲ 61.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38k | €52k | €62k | €40k | €49k | ▲ 21.0% |
| Other operating charges640/8 | €707 | €4k | €3k | €6k | €20k | ▲ 235% |
| Non-recurring operating charges66A | - | €15k | - | - | - | - |
| Gross operating margin9900 | €784k | €708k | €468k | €591k | €884k | ▲ 49.7% |
| Operating profit (loss)9901 | €562k | €425k | €109k | €201k | €261k | ▲ 29.8% |
| Financial income75/76B | €537 | €326 | €1k | €314 | €267 | ▼ 15.0% |
| Recurring financial income75 | €537 | €326 | €1k | €314 | €267 | ▼ 15.0% |
| Financial charges65/66B | €10k | €1k | €5k | €4k | €10k | ▲ 125% |
| Recurring financial charges65 | €10k | €1k | €5k | €4k | €10k | ▲ 125% |
| Profit (loss) for the period before taxes9903 | €553k | €424k | €106k | €197k | €251k | ▲ 27.7% |
| Income taxes67/77 | €134k | €131k | €28k | €55k | €76k | ▲ 38.7% |
| Profit (loss) for the period9904 | €418k | €293k | €77k | €142k | €176k | ▲ 23.4% |
| Profit (loss) for the period to be appropriated9905 | €418k | €293k | €77k | €142k | €176k | ▲ 23.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.17M | €2.43M | €2.27M | €2.23M | €2.26M | ▲ 1.5% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €180k | €171k | €115k | €86k | €50k | ▼ 41.9% |
| Tangible fixed assets22/27 | €178k | €169k | €113k | €84k | €48k | ▼ 42.8% |
| Plant, machinery and equipment23 | €779 | €5k | €3k | €32k | €33k | ▲ 1.8% |
| Furniture and vehicles24 | €10k | €42k | €33k | €6k | €3k | ▼ 43.6% |
| Other tangible fixed assets26 | €168k | €123k | €77k | €46k | €12k | ▼ 74.2% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €1.99M | €2.26M | €2.16M | €2.14M | €2.21M | ▲ 3.2% |
| Stocks and contracts in progress3 | €23k | €17k | €20k | €21k | €25k | ▲ 20.0% |
| Stocks30/36 | €23k | €17k | €20k | €21k | €25k | ▲ 20.0% |
| Amounts receivable within one year40/41 | €918k | €1.62M | €1.50M | €1.46M | €1.95M | ▲ 33.4% |
| Trade receivables40 | €799k | €1.33M | €1.10M | €1.12M | €1.54M | ▲ 38.0% |
| Other amounts receivable41 | €120k | €294k | €397k | €345k | €409k | ▲ 18.6% |
| Cash at bank and in hand54/58 | €949k | €594k | €601k | €649k | €216k | ▼ 66.7% |
| Deferred charges and accrued income490/1 | €94k | €23k | €37k | €6k | €14k | ▲ 148% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.17M | €2.43M | €2.27M | €2.23M | €2.26M | ▲ 1.5% |
| Equity10/15 | €1.45M | €1.75M | €1.82M | €1.67M | €1.56M | ▼ 6.3% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €1.44M | €1.73M | €1.81M | €1.65M | €1.55M | ▼ 6.3% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €1.44M | €1.73M | €1.81M | €1.65M | €1.55M | ▼ 6.3% |
| Amounts payable17/49 | €712k | €680k | €451k | €560k | €696k | ▲ 24.4% |
| Amounts payable after more than one year17 | - | - | €0 | - | - | - |
| Other amounts payable178/9 | - | - | €0 | - | - | - |
| Amounts payable within one year42/48 | €712k | €680k | €451k | €560k | €696k | ▲ 24.4% |
| Trade debts44 | €500k | €525k | €386k | €309k | €254k | ▼ 17.9% |
| Suppliers440/4 | €500k | €525k | €386k | €309k | €254k | ▼ 17.9% |
| Taxes, remuneration and social security45 | €212k | €156k | €64k | €250k | €176k | ▼ 29.5% |
| Taxes450/3 | €85k | €70k | €3k | €142k | €40k | ▼ 71.5% |
| Remuneration and social security454/9 | €127k | €85k | €61k | €108k | €136k | ▲ 25.8% |
| Other amounts payable47/48 | €0 | €0 | €0 | €0 | €266k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €418k | €293k | €77k | €142k | €176k | ▲ 23.4% |
| + Depreciation and write-downs630 | €38k | €52k | €62k | €40k | €49k | ▲ 21.0% |
| Operating cash flow (approximation) | €456k | €345k | €139k | €183k | €224k | ▲ 22.9% |
| Investment in fixed assets (approximation) | - | €-43k | €-6k | €-11k | €-13k | ▼ 11.6% |
| Change in cash | - | €-355k | €6k | €49k | €-433k | ▼ 990% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €77k ▼73.7%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 56 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
31-12
Financial
Highest result since 2018net €418k ▲49.3%
Operating result €562k, net result €418k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
2020
31-12
Financial
Equity above €1MEq €1.04M ▲37%
3 profitable years in a row build equity to €1.04M.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 83 days late
2019
31-12
Financial
Equity above €500kEq €756k ▲54%
2 profitable years in a row build equity to €756k.
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 70 days late
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 120 days late
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2009
Ground area
12.1 ha
Building footprint
7,658 m²
Volume, LiDAR
77,931 m³
2 parcels, Brussels · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
MABRU
since 20092.188.138.668
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813E0110/00G002 | Brussels | 12.0 ha | 1 · 6,817 m² | 11.7 m · 3 fl. |
| 21522B0713/00N002 | Brussels | 1,795 m² | 1 · 840 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.188.138.668
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Of 958 companies in sector 46319 we hold annual accounts for 610. 387 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
Contact
E-mail
dialnafruit@gmail.comBrussel
Phone
0486810004Brussel
Scores and ratios are computed by Checked and are not a credit decision.