Equity
€996,331 ▲ 0.6%
LAFAUT INVESTMENT & DEVELOPMENT has made a profit without a break since 2013.
LAFAUT INVESTMENT & DEVELOPMENT
Lifetime
14 annual accounts with figures on one time axispeak €591,543 (2013)
€217,642▼ 22.8%
lowest -€19,925 (2011)
€6,111▲ 162%
peak €996,331 (2025)
€996,331▲ 0.6%
€3.7m▼ 0.3%
peak 1.5 FTE (2022)
1.1 FTE▼ 26.7%
Board2 names since 2022
2 directorsBart Lafaut and 1 other
Owners
Documentsfilings and deeds
30-01-202630 days late
2025abbreviated format
Gross margin from €282,074 to €217,642Result from €2,333 to €6,111Staff from 1.5 FTE to 1.1 FTECash from €369,614 to €242,240
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 34% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.1%▼ -0.2 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.2%▲ +0.1 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.4%▲ +0.2 percentage points vs 12-2025
02-2026: 0.5%▲ +0.1 percentage points vs 01-2026highest value
03-2026: 0.1%▼ -0.4 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.19, cash €242,240
Equity €996,331 (21.3% of total assets)
lowers risk
Size: 1.1 FTE, total assets €4.7m
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 41% of them on solvency, 13% on liquidity, 34% on profitability and 48% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-05-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as LAFAUT INVESTMENT & DEVELOPMENT has now. Each dot stands for 12 companies, two years later.
96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LAFAUT INVESTMENT & DEVELOPMENT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for LAFAUT INVESTMENT & DEVELOPMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (1.19 in 2024), below the usual 1.5. Short-term debt is 78.4% and cash 5.2% of total assets. 78.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 30-01-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
30 days late
2024
23 days late
2023
19 days late
2022
20 days late
2021
20 days late
2020
19 days late
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-05-2026 is due by 31-12-2026. Nothing is late today. The company usually files around 20 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
31-05-2026 year end08-11-2026 today31-12-2026 deadline
Board and ownership
- LAFAUT ENTERPRISES 50%score 91equity €2.6m (2025) · 2024 annual accounts of LAFAUT ENTERPRISES
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0822943644
2 directors resigning, 2 reappointments
Resignations: Bart Lafaut and Leen De Cnuydt · Reappointments: Bart Lafaut and Leen De Cnuydt · Director discharge: Bart Lafaut · General meeting of 04-12-2023 · Gazette deed
Incorporation
published on 17-02-2010 · Gazette deed
First establishment
Plezierstraat 8A, Nazareth-De Pinte
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAFAUT INVESTMENT & DEVELOPMENT Nazareth | €4.7m | €217,642 | 21.3% | 1.1 |
| GOLD INVEST Schaerbeek | €4.2m | €216,041 | 40.7% | 1.5 |
| GROUP LN Ghent | €3.2m | €218,319 | 43.5% | 1.8 |
| CRUISE CAREERS Antwerp | €5.2m | €344,945 | 22.3% | 1 |
| GEDAN INVEST Oudenburg | €3.2m | €191,658 | 84.4% | 1 |
| IMMO & CO INVEST Ham-sur-Heure-Nalinnes | €3.3m | €370,148 | 26.5% | 1 |
| COMINN Aalst | €2.5m | €234,682 | 5.3% | 1 |
These companies have the same main activity as LAFAUT INVESTMENT & DEVELOPMENT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €2.5m and €5.2m, founded between 2008 and 2014.
Official details
Source: KBO- Status
- Active since 29-01-2010Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Establishment unit
- 2.186.046.4389810 Nazareth-De Pinte, since 29-01-2010
- Financial year end
- 31 May
- Peppol
- Reachable since 05-01-2026
Annual accounts to 31-05-2025
- ≈ €380,000estimated
- €4.7m▼ 0.1%
- Employeeson 31-05-2025
- 1▼ 50.0%
- Filing
- Filed on 30-01-2026
Insights on LAFAUT INVESTMENT & DEVELOPMENT
LAFAUT INVESTMENT & DEVELOPMENT files the abbreviated format. That format states no turnover. The gross margin rose from €19,555 in 2011 to €217,642 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAFAUT INVESTMENT & DEVELOPMENT
- What is the company number of LAFAUT INVESTMENT & DEVELOPMENT?
- The company number of LAFAUT INVESTMENT & DEVELOPMENT is 0822.943.644. The VAT number is the same number with BE in front: BE 0822.943.644.
- Where is LAFAUT INVESTMENT & DEVELOPMENT based?
- The registered office is at Plezierstraat 8, 9810 Nazareth.Company details
- What does LAFAUT INVESTMENT & DEVELOPMENT do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of LAFAUT INVESTMENT & DEVELOPMENT?
- LAFAUT INVESTMENT & DEVELOPMENT is a private limited company (BV).
- When was LAFAUT INVESTMENT & DEVELOPMENT founded?
- LAFAUT INVESTMENT & DEVELOPMENT was founded on 29-01-2010.
- Is LAFAUT INVESTMENT & DEVELOPMENT still active?
- Yes, LAFAUT INVESTMENT & DEVELOPMENT is an active enterprise in the KBO register.
- How many employees does LAFAUT INVESTMENT & DEVELOPMENT have?
- LAFAUT INVESTMENT & DEVELOPMENT had an average of 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LAFAUT INVESTMENT & DEVELOPMENT?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €217,642 and 31 comparable companies (NACE 68310). It probably lies between €320,000 and €590,000.
- Is LAFAUT INVESTMENT & DEVELOPMENT profitable?
- In financial year 2025, LAFAUT INVESTMENT & DEVELOPMENT made a profit of €6,111.
- Where can I find the annual accounts of LAFAUT INVESTMENT & DEVELOPMENT?
- LAFAUT INVESTMENT & DEVELOPMENT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAFAUT INVESTMENT & DEVELOPMENT due?
- LAFAUT INVESTMENT & DEVELOPMENT must file the annual accounts for financial year 2026 by 31-12-2026.Timeline
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