Laer Consulting
ActiveLaer Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €87k. Its solvency ranks better than 78% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+22
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 5.44 against 1.94 in 2024; short-term debt: 17.4% and cash: 85.6% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
38.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▲ 85.5%
2024 · €102k
2024: €102k
2024 → 2025
Total assets
€230k▲ 18.9%
2024 · €193k
2024: €193k
2024 → 2025
Net result
€87k▼ 38.4%
2024 · €142k
2024: €142k
2024 → 2025
Working capital
€177k▲ 108%
2024 · €85k
2024: €85k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€102k-€190k▲ 85.5%
Operating result€183k-€123k▼ 32.8%
Net result€142k-€87k▼ 38.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€12k▼ 27.6%
Current assets
€217k▲ 23.4%
Equity and liabilities €230k
Equity
€190k▲ 85.5%
Debt
€40k▼ 56.0%
The debt ratio falls from 47.0% to 17.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€127k▼
2024 · €186k
Cash flow
€92k▼
2024 · €145k
Solvency
82.6%▲
2024 · 53.0%
Current ratio
5.44▲
2024 · 1.94
Quick ratio
5.44▲
2024 · 1.94
Debt / equity
0.21▼
2024 · 0.89
ROE
46.1%▼
2024 · 138.8%
ROA
38.1%▼
2024 · 73.5%
Interest coverage
547.22▼
2024 · 1628.35
Debt
€40k▼
2024 · €91k
Debt ≤ 1 year
€40k▼
2024 · €91k
Income taxes
€35k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€193k€230k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€14k€11k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€176k€217k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€17k€19k▲
Cash at bank and in hand54/58€157k€196k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€193k€230k▲
Equity10/15€102k€190k▲
Contributions10/11€6k€6k=
Reserves13€96k€184k▲
Distributable reserves133€96k€184k▲
Amounts payable17/49€91k€40k▼
Amounts payable within one year42/48€91k€40k▼
Trade debts44€999€519▼
Suppliers440/4€999€519▼
Taxes, remuneration and social security45€60k€38k▼
Taxes450/3€60k€38k▼
Other amounts payable47/48€30k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€18k€8k▼
Gross operating margin9900€203k€136k▼
Operating profit (loss)9901€183k€123k▼
Financial income75/76B€54€10▼
Recurring financial income75€54€10▼
Financial charges65/66B€114€233▲
Recurring financial charges65€114€233▲
Profit (loss) for the period before taxes9903€183k€123k▼
Income taxes67/77€41k€35k▼
Profit (loss) for the period9904€142k€87k▼
Profit (loss) for the period to be appropriated9905€142k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€87k▼
Transfer to equity691/2€96k€87k▼
To other reserves6921€96k€87k▼
Profit to be distributed694/7€46k-
Return on contributions (dividend)694€46k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 5.44
Current ratio from 1.94 to 5.44; short-term debt falls from €91k to €40k.
31-12
Financial
Equity above €150kEq €190k ▲85.5%
2 profitable years in a row build equity to €190k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoornblaas 263271 Scherpenheuvel-ZichemGround area
1,251 m²
Building footprint
104 m²
Volume, LiDAR
611 m³
Parcel 24129B0054/00P000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Laer Consulting
since 20232.352.368.774
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24129B0054/00P000 | Flanders | 1,251 m² | 1 · 104 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
YOUNITED
BE 0890.971.229
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RESULTX
BE 1005.682.043
Kortenberg · Eq €190k
ZERAS
BE 0810.497.356
Maasmechelen · Eq €190k
Conneqtr
BE 0765.529.146
Zaventem · Eq €190k
PROSPERTISE
BE 0802.076.172
Mouscron · Eq €190k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.