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Gambit

Active
BE 1007.321.046
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Gambit is 0.4% (very low). The 2025 annual accounts show equity of €185k and a net result of €102k. Its solvency ranks better than 66% of 2732 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€102k+25.3%
Working capital€184k+128.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 06-06-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150kOperating result 2024: €102k€102kNet result 2024: €82k€82kOperating result 2025: €128k€128kNet result 2025: €102k€102k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 75.9% 62.2%
better than 66% of 2732 sector peers
Net result €102k €40k
better than 93% of 2734 sector peers
Equity €185k €62k
better than 88% of 2733 sector peers
Gross operating margin €129k €63k
better than 88% of 2734 sector peers
Total assets €243k €120k
better than 82% of 2734 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€129k
+25.1% far above sector median
Net profit
€102k
+25.3% far above sector median
Cash flow
€103k
+25.9% far above sector median
Total assets
€243k
+112.9% +69% vs sector
Equity
€185k
+123.8% +74% vs sector
Working capital
€184k
+128.8% +123% vs sector
Income taxes
€28k
+33.5% far above sector median
Debt
€59k
+84.8% far above sector median
Debt ≤ 1y
€59k
+84.8% far above sector median
Current ratio
4.13
+17.1% -52% vs sector
Quick ratio
4.13
+17.1% -52% vs sector
Solvency
75.9%
+5.1% -15% vs sector
Debt / equity
0.32
-17.4% +161% vs sector
ROE
55.3%
-44.0% far above sector median
ROA
42.0%
-41.2% far above sector median
Interest coverage
1289.86
-19.8% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€129k
Net profit€102k
Cash flow€103k
Staff costs-
Income taxes€28k
Dividends-
Total assets€243k
Equity€185k
Debt€59k
of which ≤ 1y€59k
of which > 1y-
Working capital€184k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.13
Quick ratio4.13
Working capital ratio75.4%
Solvency75.9%
Debt / equity0.32
Long-term debt ratio-
Interest coverage1289.86
Gross margin-
Net margin-
ROA42.0%
ROE55.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€243k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€242k
Amounts receivable within one year 40/41€91k
Investments 50/53€125k
Cash & bank 54/58€24k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€243k
Equity 10/15€185k
Contributions / capital 10/11€1k
Reserves 13€184k
Amounts payable 17/49€59k
Amounts payable within one year 42/48€59k
Trade debts payable within one year 44€425
Income statement
Gross operating margin 9900€129k
Operating result 9901€128k
Financial income 75€2k
Financial charges 65€100
Result before taxes 9903€130k
Income taxes 67/77€28k
Net result for the period 9904€102k
Result to be appropriated 9905€102k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Gambit
Bormansstraat 66, 3401 LandenOntwerpen en programmeren van computerprogramma's
since 20242.357.347.547
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area706 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24118A0914/00Y000 Flanders 706 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameNL Gambit
Registered office
Bormansstraat 66
3401 Landen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.