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Complete company report
Generated 04-09-2026
Active BE 1009.349.039Private limited company

Laenen Construct

Voort 54 ·2440 Geel, Belgium· 2 yrs active
Sector: Roofing work (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of Laenen Construct is 2.2% (moderate). The 2025 annual accounts show equity of €73k and a net result of €55k. Its solvency ranks better than 65% of 343 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €73k
Net result €55k
Better than sector 65%
Active 2 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency91Growth78Stability82
90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 91
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€7k
estimate, not credit advice
Score history
81 2024
100 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 1.83 (≥ 1.5) +10
Quick ratio Quick ratio 1.83 (≥ 1.0) +5
Leverage Debt/equity 0.99 (< 1.0) +10
Profitability ROE 75% (≥ 10%) +10
Interest coverage Interest coverage 138.5× (≥ 3×) +8
Profit trend Net profit up YoY +5
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
€0€20k€40k€60k€80kOperating result 2024: €20k€20kNet result 2024: €13k€13kOperating result 2025: €77k€77kNet result 2025: €55k€55k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 50.2% 39.1%
better than 65% of 343 sector peers
Net result €55k €40k
better than 57% of 343 sector peers
Equity €73k €193k
better than 31% of 343 sector peers
Gross operating margin €83k €230k
better than 32% of 343 sector peers
Staff costs €1k €224k
higher than 5% of 221 sector peers
EBITDA
€81k
+266.8% 24-25
Net profit
€55k
+320.7% 24-25
Cash flow
€59k
+286.3% 24-25
Total assets
€146k
+188.4% 24-25
Equity
€73k
+304.6% 24-25
Working capital
€60k
+511.9% 24-25
Staff costs
€1k
- 24-25
Income taxes
€21k
+213.9% 24-25
Debt
€73k
+123.6% 24-25
Debt ≤ 1y
€73k
+123.6% 24-25
Current ratio
1.83
+40.2% 24-25
Quick ratio
1.83
+40.2% 24-25
Solvency
50.2%
+40.3% 24-25
Debt / equity
0.99
-44.7% 24-25
ROE
75.3%
+4.0% 24-25
ROA
37.8%
+45.9% 24-25
Interest coverage
138.45
-91.2% 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositabbreviated schemaabbreviated schema
Revenue--
EBITDA€81k€22k
Net profit€55k€13k
Cash flow€59k€15k
Staff costs€1k-
Income taxes€21k€7k
Dividends--
Total assets€146k€51k
Equity€73k€18k
Debt€73k€33k
of which ≤ 1y€73k€33k
of which > 1y--
Working capital€60k€10k
Employees (FTE)--
Ratios (computed)
20252024
Current ratio1.831.30
Quick ratio1.831.30
Working capital ratio41.1%19.4%
Solvency50.2%35.8%
Debt / equity0.991.79
Long-term debt ratio--
Interest coverage138.451580.51
Gross margin--
Net margin--
ROA37.8%25.9%
ROE75.3%72.4%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€146k€51k
Fixed assets 21/28€13k€8k
Tangible fixed assets 22/27€13k€8k
Current assets 29/58€133k€42k
Amounts receivable within one year 40/41€84k€21k
Cash & bank 54/58€47k€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€146k€51k
Equity 10/15€73k€18k
Contributions / capital 10/11€5k€5k
Reserves 13€68k€13k
Amounts payable 17/49€73k€33k
Amounts payable within one year 42/48€73k€33k
Trade debts payable within one year 44€33k€17k
Income statement
Gross operating margin 9900€83k€22k
Operating result 9901€77k€20k
Financial income 75-€15
Financial charges 65€586€14
Result before taxes 9903€76k€20k
Income taxes 67/77€21k€7k
Net result for the period 9904€55k€13k
Result to be appropriated 9905€55k€13k
Legal Structure
NACE primary Roofing work(43410)
Legal form Private limited company(610)
Incorporation14-05-2024
StatusActive
Postal code2440
Establishment units 1 location
Laenen Construct
Voort 54, 2440 GeelManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 20242.359.330.703
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008I0240/00P000 Flanders 1,035 m² 1 · 142 m² 9.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Roofing work43410Demolition43110Joinery installation43320Painting of buildings43341Specialised construction activities43994
Names & trade names
Legal nameNL Laenen Construct
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ZORENO BE 0878.456.150 · Zonhoven
VDA TOITURE BE 0533.916.308 · Braine-le-Château
Dak & afdichtingswerken Dens BE 0762.854.817 · Lille
PARLONS DE TOÎT BE 0791.676.485 · Manage
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative