Ladivi
ActiveLadivi has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €108k. Its solvency ranks better than 92% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Stability82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days only on tighter terms
Liquidity ample (current ratio 10.59 against 5.02 in 2024), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
46.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
51 d early
2024
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▲ 102%
2024 · €106k
2024: €106k
2024 → 2025
Total assets
€235k▲ 80.7%
2024 · €130k
2024: €130k
2024 → 2025
Net result
€108k▲ 3.4%
2024 · €105k
2024: €105k
2024 → 2025
Working capital
€202k▲ 106%
2024 · €98k
2024: €98k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€106k-€214k▲ 102%
Operating result€136k-€141k▲ 3.3%
Net result€105k-€108k▲ 3.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€12k▲ 54.5%
Current assets
€223k▲ 82.4%
Equity and liabilities €235k
Equity
€214k▲ 102%
Debt
€21k▼ 13.5%
The debt ratio falls from 18.7% to 9.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€141k▲
2024 · €137k
Cash flow
€109k▲
2024 · €106k
Solvency
91.0%▲
2024 · 81.3%
Current ratio
10.59▲
2024 · 5.02
Quick ratio
10.59▲
2024 · 5.02
Debt / equity
0.10▼
2024 · 0.23
ROE
50.6%▼
2024 · 99.1%
ROA
46.1%▼
2024 · 80.5%
Interest coverage
84.09▲
2024 · 75.53
Debt
€21k▼
2024 · €24k
Debt ≤ 1 year
€21k▼
2024 · €24k
Income taxes
€33k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€235k▲
Fixed assets21/28€8k€12k▲
Tangible fixed assets22/27€8k€12k▲
Land and buildings22-€3k
Plant, machinery and equipment23-€1k
Furniture and vehicles24€1k€704▼
Other tangible fixed assets26€7k€7k=
Current assets29/58€122k€223k▲
Amounts receivable within one year40/41€37k€57k▲
Trade receivables40€37k€56k▲
Other amounts receivable41€330€1k▲
Current investments50/53-€21k
Cash at bank and in hand54/58€85k€142k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€130k€235k▲
Equity10/15€106k€214k▲
Contributions10/11€1k€1k=
Reserves13€105k€213k▲
Distributable reserves133€105k€213k▲
Amounts payable17/49€24k€21k▼
Amounts payable within one year42/48€24k€21k▼
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€8k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€821▼
Other operating charges640/8€3k€610▼
Gross operating margin9900€140k€142k▲
Operating profit (loss)9901€136k€141k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€134k€141k▲
Income taxes67/77€30k€33k▲
Profit (loss) for the period9904€105k€108k▲
Profit (loss) for the period to be appropriated9905€105k€108k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€108k▲
Transfer to equity691/2€105k€108k▲
To other reserves6921€105k€108k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 10.59
Current ratio from 5.02 to 10.59; short-term debt falls from €24k to €21k.
31-12
Financial
Equity above €200kEq €214k ▲102%
2 profitable years in a row build equity to €214k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempenlaan 182300 TurnhoutGround area
836 m²
Building footprint
836 m²
Volume, LiDAR
3,209 m³
Parcel 13453O0035/00M000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ladivi
since 20232.353.217.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0035/00M000 | Flanders | 836 m² | 1 · 836 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOKA
BE 0437.895.315
Malmedy · Eq €214k
Brumico
BE 0771.802.472
Kuurne · Eq €214k
INTERACTIVE FINANCE
BE 0473.833.122
Ukkel · Eq €214k
Terranovis
BE 0455.925.140
Turnhout · Eq €214k
NATIONALE
BE 0439.988.931
Schoten · Eq €214k
Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 4,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
81210General cleaning of buildings
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.