Equity
€213,643 ▲ 51.2%
Equity rose in 2025 from €141,256 to €213,643.
Brumico
Lifetime
3 annual accounts with figures on one time axispeak €233,276 (2023)
€131,523▲ 30.1%
peak €89,611 (2023)
€72,387▲ 40.2%
peak €213,643 (2025)
€213,643▲ 51.2%
€671,620▼ 13.5%
Board2 names since 2021
2 directorsLIETAER Bruno Paul Gery and 1 other
Documentsfilings and deeds
05-01-202626 days before the deadline
2025abbreviated format
Gross margin from €101,090 to €131,523Result from €51,643 to €72,387Equity from €141,256 to €213,643
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 69% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024highest value
02-2025: 0.1%▼ -0.3 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.2%▲ +0.1 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2021
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €885,263
Figures for financial year 2025 (filed on 06-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 44% of them on solvency, 71% on liquidity, 76% on profitability and 86% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as Brumico has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Brumico itself is lower: 0.1% within 12 months. It rests on far more data about Brumico than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for Brumico. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.96 (1.37 in 2024), above the usual 1.5. Short-term debt is 12.5% and cash 8.8% of total assets. However, 75.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
26 days early
2024
18 days early
2023
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 29 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 5 January (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
- LIETAER Bruno Paul Gery 50 sharesdeed of 30-07-2021
- VERSCHEURE Mieke Willeke Denise 50 sharesdeed of 30-07-2021
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Kortrijk
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0771802472
Incorporation
Founders: LIETAER Bruno Paul Gery and VERSCHEURE Mieke Willeke Denise · 100 shares · Appointments: LIETAER Bruno Paul Gery (director) and VERSCHEURE Mieke Willeke Denise (director) · published on 30-07-2021 · Gazette deed
First establishment
Kortrijksestraat 161, Kuurne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Brumico Kuurne | €0.9m | €131,523 | 24.1% | - |
| Eddie Floge Ypres | €1.0m | €122,015 | -7.4% | - |
| IMMO DAP HEIDEL Zedelgem | €0.9m | €128,578 | 22.2% | - |
| Pride & Proud Waregem | €0.8m | €110,602 | -18.5% | - |
| Z IMMO INVEST Namur | €0.8m | €125,217 | 9.0% | - |
| Immo H&P Genk | €0.9m | €121,096 | 25.9% | - |
| V&P Ghent | €1.0m | €141,472 | 88.8% | - |
These companies have the same main activity as Brumico: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €777,000 and €1m, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 28-07-2021Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.319.927.2248520 Kuurne, since 28-07-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 24-11-2023
Annual accounts to 30-06-2025
- ≈ €190,000estimated
- €885,263▼ 3.5%
- Filing
- Filed on 05-01-2026, 26 days before the end of the filing period
Insights on Brumico
Brumico files the abbreviated format. That format states no turnover. The gross margin fell from €233,276 in 2023 to €131,523 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Brumico
- What is the company number of Brumico?
- The company number of Brumico is 0771.802.472. The VAT number is the same number with BE in front: BE 0771.802.472.
- Where is Brumico based?
- The registered office is at Kortrijksestraat 161, 8520 Kuurne.Company details
- What does Brumico do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of Brumico?
- Brumico is a private limited company (BV).
- When was Brumico founded?
- Brumico was founded on 28-07-2021.
- Is Brumico still active?
- Yes, Brumico is an active enterprise in the KBO register.
- What is the turnover of Brumico?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €131,523 and 31 comparable companies (NACE 68201). It probably lies between €150,000 and €260,000.Financials
- Is Brumico profitable?
- In financial year 2025, Brumico made a profit of €72,387.
- Where can I find the annual accounts of Brumico?
- Brumico filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Brumico due?
- Brumico must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.