LACROIX PATRICK
ActiveLACROIX PATRICK has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465k and a net result of €3k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
short-term debt: 0.1% and cash: 39.7% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.9%
Return on assets
0.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
30 d late
2023
28 d late
2022
30 d late
2021
29 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€465k▲ 0.6%
2024 · €462k
2019: €356k
2020: €396k
2021: €427k
2022: €462k
2023: €468k
2024: €462k
2019 → 2025
Total assets
€466k▲ 0.1%
2024 · €465k
2019: €409k
2020: €432k
2021: €454k
2022: €482k
2023: €484k
2024: €465k
2019 → 2025
Net result
€3k
2024 · €-6k
2019: €46k
2020: €40k
2021: €31k
2022: €35k
2023: €6k
2024: €-6k
2019 → 2025
Working capital
€432k▲ 3.5%
2024 · €417k
2019: €312k
2020: €366k
2021: €404k
2022: €447k
2023: €411k
2024: €417k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€427k-€462k▲ 8.3%€468k▲ 1.3%€462k▼ 1.3%€465k▲ 0.6%
Operating result€45k-€48k▲ 6.3%€9k▼ 82.3%€-5k€3k
Net result€31k-€35k▲ 12.9%€6k▼ 83.3%€-6k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €466k
Fixed assets
€33k▼ 26.1%
Current assets
€432k▲ 2.9%
Equity and liabilities €466k
Equity
€465k▲ 0.6%
Debt
€392▼ 85.6%
The debt ratio falls from 0.6% to 0.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €7k
Cash flow
€15k▲
2024 · €6k
Solvency
99.9%▲
2024 · 99.4%
Debt / equity
0.00▼
2024 · 0.01
ROE
0.6%▲
2024 · -1.3%
ROA
0.6%▲
2024 · -1.3%
Interest coverage
139.91▲
2024 · 4.69
Debt
€392▼
2024 · €3k
Debt ≤ 1 year
€392▼
2024 · €3k
Income taxes
€414▲
2024 · €178
A ratio outside any meaningful range has been withheld (balance sheet total €466k, equity €465k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€465k€466k▲
Fixed assets21/28€45k€33k▼
Tangible fixed assets22/27€45k€33k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€36k€26k▼
Current assets29/58€420k€432k▲
Stocks and contracts in progress3€1k€0▼
Stocks30/36€1k€0▼
Amounts receivable within one year40/41€21k€11k▼
Trade receivables40€1k€6k▲
Other amounts receivable41€20k€5k▼
Current investments50/53€232k€235k▲
Cash at bank and in hand54/58€159k€185k▲
Deferred charges and accrued income490/1€7k€859▼
Equity and liabilities
Total equity and liabilities10/49€465k€466k▲
Equity10/15€462k€465k▲
Contributions10/11€78k€78k=
Reserves13€384k€387k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€377k€380k▲
Profit (loss) carried forward14€124€124=
Amounts payable17/49€3k€392▼
Amounts payable within one year42/48€3k€392▼
Current portion of amounts payable after more than one year42€2k€0▼
Trade debts44€792€133▼
Suppliers440/4€792€133▼
Taxes, remuneration and social security45€164€259▲
Taxes450/3€164€259▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0€10k▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€625€655▲
Gross operating margin9900€8k€15k▲
Operating profit (loss)9901€-5k€3k▲
Financial income75/76B€823€522▼
Recurring financial income75€823€522▼
Financial charges65/66B€1k€105▼
Recurring financial charges65€1k€105▼
Profit (loss) for the period before taxes9903€-6k€3k▲
Income taxes67/77€178€414▲
Profit (loss) for the period9904€-6k€3k▲
Profit (loss) for the period to be appropriated9905€-6k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€3k▲
Profit (loss) brought forward from the previous period14P€1k€124▼
Transfer from equity791/2€5k€0▼
Transfer to equity691/2€0€3k▲
To other reserves6921€0€3k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-03
Financial
Liquidity times 7current ratio 1102.77
Current ratio from 154.10 to 1102.77; short-term debt falls from €3k to €392.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €-6k ▼199%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 6current ratio 154.10
Current ratio from 27.11 to 154.10; short-term debt falls from €16k to €3k.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooikeplein(O.) 109790 Wortegem-PetegemGround area
3,030 m²
Building footprint
250 m²
Volume, LiDAR
1,196 m³
Parcel 45025C0987/00E000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LACROIX PATRICK
since 20102.186.597.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45025C0987/00E000 | Flanders | 3,030 m² | 1 · 250 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AARSCHOTS DAKWERKBEDRIJF
BE 0898.993.228
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HURO
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BELGA TOITURE
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Braine-l'Alleud · Eq €466k
STROOBANTS Gert
BE 0861.558.156
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TIELTSE DAKWERKEN
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 2,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-03-2010
Fiscal year end31-03
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.