D&D
ActiveSummary
D&D has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,100 and a net result of €3,107. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 7868 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+34
Solvency56▼-44
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 4.52 in 2024; short-term debt: 66.6% and cash: 1.6% of total assets), and 68.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
29 d late
2023
14 d late
2022
8 d late
2021
30 d late
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€107,100▲ 3.0%
2024 · €103,993
Total assets
€340,281▲ 145%
2024 · €139,101
Net result
€3,107▲ 1,415%
2024 · €205
Working capital
€87,836▼ 14.0%
2024 · €102,166
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,109▲ 67.4%€2,745▼ 92.2%€189▼ 93.1%€5,508▲ 2,816%€4,835▼ 12.2%
Net result€12,409▼ 5.9%€1,446▼ 88.3%€368▼ 74.6%€205▼ 44.2%€3,107▲ 1,415%
Equity€101,975▲ 13.9%€103,421▲ 1.4%€103,788▲ 0.4%€103,993▲ 0.2%€107,100▲ 3.0%
Total assets€436,262▼ 52.0%€116,170▼ 73.4%€125,295▲ 7.9%€139,101▲ 11.0%€340,281▲ 145%
Debt€334,288▼ 59.2%€12,749▼ 96.2%€21,506▲ 68.7%€35,107▲ 63.2%€233,181▲ 564%
Working capital€121,562▲ 19.0%€90,378▼ 25.7%€95,370▲ 5.5%€102,166▲ 7.1%€87,836▼ 14.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €340,281
Fixed assets
€25,973 ▲ 227%
Current assets
€314,308 ▲ 140%
Equity and liabilities €340,281
Equity
€107,100 ▲ 3.0%
Debt
€233,181 ▲ 564%
Debt's share of the balance-sheet total rises from 25.2% to 68.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,724▲
2024 · €8,973
Cash flow
€8,997▲
2024 · €3,669
Current ratio
1.39▼
2024 · 4.52
Quick ratio
0.95▼
2024 · 2.67
Debt to equity
2.18▲
2024 · 0.34
ROE
2.9%▲
2024 · 0.2%
ROA
0.9%▲
2024 · 0.1%
Interest coverage
147.82▲
2024 · 2.02
Debt ≤ 1 year
€226,472▲
2024 · €28,992
Income taxes
€1,995▲
2024 · €1,207
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,282 | €1,218 | €3,036 | €3,464 | €5,890 | ▲ 70.0% |
| Other operating charges640/8 | €1,762 | €719 | €5,725 | €5,717 | €740 | ▼ 87.1% |
| Gross operating margin9900 | €38,152 | €4,681 | €8,950 | €14,690 | €11,464 | ▼ 22.0% |
| Operating profit (loss)9901 | €35,109 | €2,745 | €189 | €5,508 | €4,835 | ▼ 12.2% |
| Financial income75/76B | €1,719 | €872 | €1,421 | €335 | €340 | ▲ 1.5% |
| Recurring financial income75 | €1,719 | €872 | €1,421 | €335 | €340 | ▲ 1.5% |
| Financial charges65/66B | €16,533 | €861 | €105 | €4,431 | €73 | ▼ 98.4% |
| Recurring financial charges65 | €16,533 | €861 | €105 | €4,431 | €73 | ▼ 98.4% |
| Profit (loss) for the period before taxes9903 | €20,296 | €2,756 | €1,505 | €1,412 | €5,102 | ▲ 261% |
| Income taxes67/77 | €7,887 | €1,310 | €1,138 | €1,207 | €1,995 | ▲ 65.3% |
| Profit (loss) for the period9904 | €12,409 | €1,446 | €368 | €205 | €3,107 | ▲ 1,415% |
| Profit (loss) for the period to be appropriated9905 | €12,409 | €1,446 | €368 | €205 | €3,107 | ▲ 1,415% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €436,262 | €116,170 | €125,295 | €139,101 | €340,281 | ▲ 145% |
| Fixed assets21/28 | - | €13,043 | €10,007 | €7,943 | €25,973 | ▲ 227% |
| Tangible fixed assets22/27 | €0 | €13,043 | €10,007 | €7,943 | €25,973 | ▲ 227% |
| Plant, machinery and equipment23 | - | €2,455 | €1,918 | €1,380 | €843 | ▼ 39.0% |
| Furniture and vehicles24 | - | €10,588 | €8,089 | €6,563 | €25,131 | ▲ 283% |
| Current assets29/58 | €436,262 | €103,127 | €115,288 | €131,158 | €314,308 | ▲ 140% |
| Stocks and contracts in progress3 | €310,000 | €25,000 | €30,272 | €53,701 | €100,000 | ▲ 86.2% |
| Contracts in progress37 | €310,000 | €25,000 | €30,272 | €53,701 | €100,000 | ▲ 86.2% |
| Amounts receivable within one year40/41 | €120,812 | €74,799 | €55,232 | €52,581 | €17,985 | ▼ 65.8% |
| Trade receivables40 | €120,333 | €62,415 | €51,878 | €37,292 | €14,671 | ▼ 60.7% |
| Other amounts receivable41 | €479 | €12,385 | €3,354 | €15,289 | €3,315 | ▼ 78.3% |
| Cash at bank and in hand54/58 | €2,951 | €988 | €25,776 | €4,869 | €5,546 | ▲ 13.9% |
| Deferred charges and accrued income490/1 | €2,499 | €2,340 | €4,008 | €20,008 | €190,776 | ▲ 854% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €436,262 | €116,170 | €125,295 | €139,101 | €340,281 | ▲ 145% |
| Equity10/15 | €101,975 | €103,421 | €103,788 | €103,993 | €107,100 | ▲ 3.0% |
| Contributions10/11 | €20,460 | €20,460 | €20,460 | €18,600 | €18,600 | = |
| Reserves13 | €81,515 | €82,961 | €83,328 | €85,393 | €88,500 | ▲ 3.6% |
| Distributable reserves133 | €81,515 | €82,961 | €83,328 | €85,393 | €88,500 | ▲ 3.6% |
| Amounts payable17/49 | €334,288 | €12,749 | €21,506 | €35,107 | €233,181 | ▲ 564% |
| Amounts payable within one year42/48 | €314,700 | €12,749 | €19,918 | €28,992 | €226,472 | ▲ 681% |
| Financial debts43 | - | - | - | €84 | - | - |
| Credit institutions430/8 | - | - | - | €84 | - | - |
| Trade debts44 | €8,109 | €3,552 | €1,201 | €11,431 | - | - |
| Suppliers440/4 | €8,109 | €3,552 | €1,201 | €11,431 | - | - |
| Taxes, remuneration and social security45 | €115,591 | €9,197 | €2,448 | €1,207 | €3,203 | ▲ 165% |
| Taxes450/3 | €115,591 | €9,197 | €2,448 | €1,207 | €3,203 | ▲ 165% |
| Other amounts payable47/48 | €191,000 | - | €16,269 | €16,269 | €223,269 | ▲ 1,272% |
| Accrued charges and deferred income492/3 | €19,588 | - | €1,588 | €6,115 | €6,709 | ▲ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,409 | €1,446 | €368 | €205 | €3,107 | ▲ 1,415% |
| + Depreciation and write-downs630 | €1,282 | €1,218 | €3,036 | €3,464 | €5,890 | ▲ 70.0% |
| Operating cash flow (approximation) | €13,690 | €2,664 | €3,404 | €3,669 | €8,997 | ▲ 145% |
| Investment in fixed assets (approximation) | - | - | €0 | -€1,400 | -€23,921 | ▼ 1,609% |
| Change in cash | - | -€1,963 | €24,788 | -€20,907 | €677 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €205 ▼44.2%
Net result drops to €205, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2022
31-12
Financial
Liquidity times 6current ratio 8.09
Current ratio from 1.39 to 8.09; short-term debt falls from €314,700 to €12,749.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €100,000Eq €101,975 ▲13.9%
4 profitable years in a row build equity to €101,975.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €13,190 ▲35.3%
Net result €13,190, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2007
Ground area
166 m²
Building footprint
164 m²
Volume, LiDAR
3,449 m³
Parcel 31004A0741/00K032, Flanders · tallest building 32.0 m, ±10 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
D&D
since 20072.163.193.733
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31004A0741/00K032 | Flanders | 166 m² | 1 · 164 m² | 32.0 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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COOKEN TOITURES
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DINNA CONCEPT
BE 1014.429.463
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AL - SYSTEMS
BE 0449.623.011
Boechout · Eq €106,925
Of 8,574 companies in sector 43410 we hold annual accounts for 4,366. 3,816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43110Demolition
47791Retail sale of antiques
49330On-demand passenger transport by chauffeured vehicle
Scores and ratios are computed by Checked and are not a credit decision.