Equity
€5.6m ▲ 4.0%
AB Tech paid out €400,000 in dividends. That is 65% of the 2025 profit.
AB Tech
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1993peak €34.9m (2021)
€24.7m▲ 3.3%
peak €2.5m (2024)
€617,869▼ 75.5%
peak €5.6m (2025)
€5.6m▲ 4.0%
€8.5m▼ 3.0%
peak 102.9 FTE (2013)
84.4 FTE▲ 1.4%
Board9 names since 2015
5 directorsFINOFAB and 4 others
Owners3 names in the annual accounts
100%JOLY SA and 1 other
Documentsfilings and deeds
02-07-202629 days before the deadline
2025financial year
Result from €2.5m to €617,869Dividend €400,000Cash from €16,122 to €27,439
Key points
from the 2025 annual accountsResult
€617,869 ▼ 75.5%
The result fell in 2025 from €2.5m to €617,869.
Staff
83 employees on 31-12-2025
In 2025, 8 people joined and 11 left. On top of that, 1.6 agency workers worked there on average.
Payment terms
94 days to suppliers
AB Tech pays its suppliers 20 days later than in 2024. Customers pay 11 days earlier.
Filings
33 annual accounts since 1993
Two of the last ten came late. The 2017 accounts came latest: 49 days after the end of the period.
At the same address
12 companies
Checked score
85
Excellent
Financially stronger than 43% of medium-sized companies in civil engineering (NACE 42)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 105 companies (NACE 42, medium-sized).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.52, cash €27,439
Sector: Civil engineering (NACE 42)
Size: turnover €24.7m, 84.4 FTE, total assets €14.7m
lowers risk
Founded in 1992
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, medium-sized). It does better than 56% of them on solvency, 35% on liquidity, 41% on profitability and 42% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as AB Tech has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of AB Tech itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for AB Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €470,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.47 in 2024), above the usual 1.5. Short-term debt is 45.1% and cash 0.2% of total assets. However, 61.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
45 days early
2023
44 days early
2022
33 days early
2021
27 days early
2020
48 days early
2019
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
F
FINOFAB
Director, FABRY Olivier
T
TALAND
Director, Bertrand Tallieu
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0447207216
Reappointment: BDO Réviseurs d'Entreprises (commissaire pour les comptes statutaires)
Permanent representative: Cédric ANTONELLI · General meeting of 26-06-2023 · Gazette deed
3 directors appointed, 1 resignation
Resignation: Hervé Frère · Appointments: C&M FRERE CONSTRUCT, DelGest and TALAND · Permanent representatives: Hervé Frère, Pascal Delhez and Bertrand Tallieu · General meeting of 23-08-2021 · Gazette deed
Company renamed from ASPHALTE BETON ET TECHNIQUES to AB Tech
Resignations: Françoise PLANARD (director) and Jean MOUSNY (director) · Reappointments: FINOFAB, FRERE Hervé and JOLY SA · Permanent representatives: FABRY Olivier and Pierre JOLY · General meeting of 22-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AB Tech Liège | €24.7m | 3.5% | 38.1% | 84.4 |
| VANGEEL WEGENBOUW Turnhout | €25.0m | 24.3% | 60.0% | 72.3 |
| Hardo Lokeren | €27.0m | 13.1% | 69.7% | 77 |
| SOCIETE de TRAVAUX de LIEGE Herstal | €16.7m | 16.4% | 24.3% | 78 |
| GEMOCO Bilzen-Hoeselt | €24.0m | 2.2% | 25.4% | 60.2 |
| Vermetten Wegenbouw Merksplas | €22.2m | 22.2% | 87.9% | 57.1 |
| ROBERTY Manhay | €22.2m | 5.5% | 43.9% | 66.7 |
Grey: the largest companies of the sector (civil engineering (NACE 42)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as AB Tech: construction of roads and motorways (NACE 42110). They are comparable in size and age: total assets between €11m and €21m, founded between 1984 and 1997.
Official details
Source: KBO- Status
- Active since 28-04-1992Normal situation
- Registered office
- 13 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 7 November 2026.
- Activity
- Construction of roads and motorwaysNACE 42110and 2 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.057.399.0014020 Liège, since 28-04-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- €14.7m▼ 0.3%
- Employeeson 31-12-2025
- 83▼ 3.5%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Companies linked to AB Tech
Parent and group
Insights on AB Tech
AB Tech has existed since 1992. Turnover grew from €20.0m in 2007 to €24.7m in 2025.
JOLY SA holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AB Tech
- What is the company number of AB Tech?
- The company number of AB Tech is 0447.207.216. The VAT number is the same number with BE in front: BE 0447.207.216.
- Where is AB Tech based?
- The registered office is at Avenue de l'Indépendance 83, 4020 Liège.Company details
- What does AB Tech do?
- According to the KBO register, the main activity is construction of roads and motorways (NACE 42110).
- What is the legal form of AB Tech?
- AB Tech is a public limited company (NV).
- When was AB Tech founded?
- AB Tech was founded on 28-04-1992.
- Is AB Tech still active?
- Yes, AB Tech is an active enterprise in the KBO register.
- How many employees does AB Tech have?
- AB Tech had an average of 84.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AB Tech fall under?
- In its 2025 annual accounts, AB Tech states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of AB Tech?
- The turnover of AB Tech was €24.7m in financial year 2025, according to the filed annual accounts.
- Is AB Tech profitable?
- In financial year 2025, AB Tech made a profit of €617,869.
- Where can I find the annual accounts of AB Tech?
- AB Tech filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AB Tech due?
- AB Tech must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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