Result
€126,547 €126,547
Back in profit in 2025, after a loss of €19,074 in 2024.
LABEL RENOVATION
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €414,271 (2025)
€414,271▲ 97.0%
lowest -€19,074 (2024)
€126,547▲ €145,621
peak €463,602 (2025)
€463,602▲ 37.5%
€578,106▲ 40.4%
peak 3 FTE (2020)
2.9 FTE▲ 3.6%
Board1 name since 2019
1 directorLopez Nino José
Documentsfilings and deeds
29-06-2026149 days late
2025abbreviated format
Gross margin from €210,255 to €414,271Back to profit: €126,547Equity from €337,055 to €463,602Debts from €411,789 to €578,106Cash from €81,716 to €46,981
Key points
from the 2025 annual accountsChecked score
56
Fair
Financially stronger than 60% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.4%▲ +0.2 percentage points vs 12-2024
02-2025: 0.6%▲ +0.2 percentage points vs 01-2025
03-2025: 0.2%▼ -0.4 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%▲ +0.3 percentage points vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026
04-2026: 1.0%▲ +0.3 percentage points vs 03-2026
05-2026: 1.1%▲ +0.1 percentage points vs 04-2026
06-2026: 1.4%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 0.4%▼ -1.0 percentage point vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%▼ -0.1 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 150 days late; 1 of the last 3 accounts late
lowers risk
Founded in 2004
Size: 2.9 FTE, total assets €1.0m
Equity €463,602 (44.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 53% of them on solvency, 26% on liquidity, 78% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as LABEL RENOVATION has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LABEL RENOVATION itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for LABEL RENOVATION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 1.75 (1.76 in 2024), above the usual 1.5. Short-term debt is 53.4% and cash 4.5% of total assets. However, 55.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 149 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-06-2026, 149 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
149 days late
2024
10 days late
2023
5 days late
2022
2 days late
2021
22 days late
2020
26 days late
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 10 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
LN
Lopez Nino José
Manager
- Lopez Nino José 176 sharesdeed of 06-01-2020
- Martin Dumitru Catalin 10 sharesdeed of 06-01-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0862813020
Transfer of 10 shares from Martin Dumitru Catalin to Lopez Nino José
Lopez Nino José holds 176 shares · Martin Dumitru Catalin holds 10 shares · General meeting of 20-12-2019 · Gazette deed
Transfer of 10 shares from Paladin Narcis Catalin to Lopez Nino José
Lopez Nino José holds 146 shares · Lovin Florin holds 10 shares · Popa Allin Razvan holds 10 shares · General meeting of 20-06-2019 · Gazette deed
Transfer of 10 shares from Popa Allin Razvan to Lopez Nino José
Lopez Nino José holds 156 shares · Lovin Florin holds 10 shares · Popa Allin Razvan holds 10 shares · General meeting of 20-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LABEL RENOVATION Anderlecht | €1.0m | €414,271 | 44.5% | 2.9 |
| SABRE Belgium Etterbeek | €1.0m | €493,882 | 79.8% | 3 |
| CILOGIS Bruges | €1.3m | €372,215 | 20.3% | 3.5 |
| C. Legal Grimbergen | €1.4m | €286,818 | 79.8% | 2.6 |
| Tentconcepts Schoten | €1.1m | €226,598 | 26.1% | 3 |
| C.P.R. Lier | €0.8m | €395,121 | 86.4% | 2 |
| YKOU Ixelles | €0.6m | €230,188 | 81.0% | 2 |
These companies have the same main activity as LABEL RENOVATION: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €616,000 and €1.4m, founded between 1995 and 2006.
Official details
Source: KBO- Status
- Active since 20-01-2004Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 2 others
- Establishment unit
- 2.135.806.5741070 Anderlecht, since 05-01-2004
- Financial year end
- 30 June
- Peppol
- Reachable since 20-05-2026
Annual accounts to 30-06-2025
- ≈ €2.1mestimated
- €1.0m▲ 39.1%
- Employeeson 30-06-2025
- 3=
- Filing
- Filed on 29-06-2026
Insights on LABEL RENOVATION
LABEL RENOVATION files the abbreviated format. That format states no turnover. The gross margin rose from €205 in 2006 to €414,271 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LABEL RENOVATION
- What is the company number of LABEL RENOVATION?
- The company number of LABEL RENOVATION is 0862.813.020. The VAT number is the same number with BE in front: BE 0862.813.020.
- Where is LABEL RENOVATION based?
- The registered office is at Neerpedestraat 314, 1070 Anderlecht.Company details
- What does LABEL RENOVATION do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of LABEL RENOVATION?
- LABEL RENOVATION is a private limited company (pre-2019) (BVBA).
- When was LABEL RENOVATION founded?
- LABEL RENOVATION was founded on 20-01-2004.
- Is LABEL RENOVATION still active?
- Yes, LABEL RENOVATION is an active enterprise in the KBO register.
- How many employees does LABEL RENOVATION have?
- LABEL RENOVATION had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of LABEL RENOVATION?
- The turnover in financial year 2025 is ≈ €2.1m. This figure is estimated from the gross margin of €414,271 and 139 comparable companies (NACE 46). It probably lies between €1.3m and €3.6m.
- Is LABEL RENOVATION profitable?
- In financial year 2025, LABEL RENOVATION made a profit of €126,547.
- Where can I find the annual accounts of LABEL RENOVATION?
- LABEL RENOVATION filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LABEL RENOVATION due?
- LABEL RENOVATION must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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