Tentconcepts
ActiveTentconcepts has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €428k and a net result of €4k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 9016 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability4▼-1
Solvency66▼-33
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 2.71 in 2023), but 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
50 d late
2022
22 d late
2021
75 d late
2020
61 d late
2019
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€428k▼ 40.8%
2023 · €722k
2018: €201k
2019: €214k
2020: €311k
2021: €556k
2022: €804k
2023: €722k
2018 → 2024
Total assets
€1.29M▲ 7.8%
2023 · €1.20M
2018: €336k
2019: €303k
2020: €423k
2021: €934k
2022: €1.36M
2023: €1.20M
2018 → 2024
Net result
€4k▼ 50.6%
2023 · €7k
2018: €879
2019: €13k
2020: €114k
2021: €268k
2022: €248k
2023: €7k
2018 → 2024
Working capital
€473k▼ 32.6%
2023 · €702k
2018: €200k
2019: €197k
2020: €297k
2021: €588k
2022: €805k
2023: €702k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€311k-€556k▲ 79.0%€804k▲ 44.6%€722k▼ 10.3%€428k▼ 40.8%
Operating result€171k-€334k▲ 94.9%€340k▲ 1.9%€27k▼ 92.1%€9k▼ 65.0%
Net result€114k-€268k▲ 135%€248k▼ 7.3%€7k▼ 97.1%€4k▼ 50.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 65% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.28M
Fixed assets
€49k▼ 29.2%
Current assets
€1.23M▲ 10.5%
Equity and liabilities €1.29M
Equity
€428k▼ 40.8%
Debt
€862k▲ 81.6%
The debt ratio rises from 39.7% to 66.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€35k▼
2023 · €58k
Cash flow
€29k▼
2023 · €38k
Solvency
33.2%▼
2023 · 60.3%
Current ratio
1.63▼
2023 · 2.71
Quick ratio
0.91▼
2023 · 1.41
Debt / equity
2.02▲
2023 · 0.66
ROE
0.8%▼
2023 · 1.0%
ROA
0.3%▼
2023 · 0.6%
Interest coverage
1.48▼
2023 · 3.63
Debt
€862k▲
2023 · €474k
Debt ≤ 1 year
€755k▲
2023 · €409k
Debt > 1 year
€105k▲
2023 · €64k
Income taxes
€5k▲
2023 · €4k
Staff costs
€194k▼
2023 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.20M€1.29M▲
Formation expenses20€16k€13k▼
Fixed assets21/28€69k€49k▼
Intangible fixed assets21€1k€977▼
Tangible fixed assets22/27€65k€45k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€41k€26k▼
Other tangible fixed assets26€20k€17k▼
Financial fixed assets28€3k€3k=
Current assets29/58€1.11M€1.23M▲
Stocks and contracts in progress3€533k€539k▲
Stocks30/36€533k€539k▲
Amounts receivable within one year40/41€490k€622k▲
Trade receivables40€429k€514k▲
Other amounts receivable41€60k€108k▲
Cash at bank and in hand54/58€84k€63k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.29M▲
Equity10/15€722k€428k▼
Contributions10/11€40k€40k=
Reserves13€682k€388k▼
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€678k€384k▼
Amounts payable17/49€474k€862k▲
Amounts payable after more than one year17€64k€105k▲
Financial debts170/4€18k€9k▼
Other amounts payable178/9€46k€96k▲
Amounts payable within one year42/48€409k€755k▲
Current portion of amounts payable after more than one year42€11k€11k▼
Financial debts43€120k€185k▲
Credit institutions430/8€120k€185k▲
Trade debts44€164k€334k▲
Suppliers440/4€164k€334k▲
Advances received on contracts in progress46€65k€186k▲
Taxes, remuneration and social security45€44k€36k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€33k€28k▼
Other amounts payable47/48€5k€3k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€227k€194k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€25k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-24k€-81k▼
Other operating charges640/8€8k€4k▼
Operating charges capitalised as restructuring costs649€-19k-
Gross operating margin9900€249k€152k▼
Operating profit (loss)9901€27k€9k▼
Financial income75/76B€357€22k▲
Recurring financial income75€357€22k▲
Financial charges65/66B€16k€23k▲
Recurring financial charges65€16k€23k▲
Profit (loss) for the period before taxes9903€12k€8k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€4k▼
Transfer from equity791/2€85k€295k▲
Transfer to equity691/2€2k€1k▼
To other reserves6921€2k€1k▼
Profit to be distributed694/7€90k€298k▲
Return on contributions (dividend)694€85k€295k▲
Directors or managers695€5k€2k▼
Social balance
Average headcount (FTE)90874.33.4▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 50 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Highest result since 2018net €268k ▲135%
Net result €268k, the highest in the series.
31-12
Financial
Equity above €500kEq €556k ▲79%
4 profitable years in a row build equity to €556k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kromvendreef 792900 SchotenGround area
1,834 m²
Building footprint
207 m²
Volume, LiDAR
1,602 m³
Parcel 11040D0204/00S004, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Tentconcepts
since 20022.131.946.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0204/00S004 | Flanders | 1,834 m² | 1 · 207 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JLC Management
BE 0741.784.140
Lievegem · Eq €426k
BLU AGENCIES
BE 0878.082.206
Brugge · Eq €429k
SUURMOND
BE 0440.573.109
Antwerpen · Eq €421k
PERFECTIBILITY OF MAN
BE 0669.655.138
Gent · Eq €421k
JESTOH
BE 0836.987.165
Hasselt · Eq €435k
Of 6,128 companies in sector 46190 we hold annual accounts for 2,553. 1,604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2002
Fiscal year end31-12
Abbreviation NL
REDS
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46419Wholesale trade
70120
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
77392Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.