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LABEL'OCCAZ

Active Private limited company (pre-2019)founded 1992active for 34 yearsRue de Gawday 74, 5300 AndenneKBO/BCE: BE 0446.719.246
LABEL'OCCAZ
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Overview

Lifetime

17 annual accounts with figures on one time axis, 31 filings since 1992
peak €114,961 (2012)
€14,807 
lowest -€71,565 (2018)
-€7,272 
peak €40,084 (2015)
-€162,299 
€420,006 
peak 1 FTE (2012)
-not published
Documentsfilings and deeds
16-12-2025138 days late
2024micro format
Loss of €7,272No annual accounts filed for 2023

Key points

from the 2024 annual accounts

Equity

-€162,299
201820192020202120222024

Debts exceed assets in financial year 2024.

Debts

€420,006 163% of the balance sheet
Financial debts 17%Suppliers 29%Taxes and wages 6%Other 47%

Of this, €368,196 falls due within a year.

Filings

31 annual accounts 105 days past the deadline
AprilJune31 JulyOctober200020102020

2025 accounts not filed: deadline was 31-07-2026.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,795 companies had the same profile as LABEL'OCCAZ has now. Each dot stands for 7 companies, two years later.

90.3%
were still trading
6.1%
stopped another way
2.1%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a small loss

Another 1.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,795 companies, not a prediction for LABEL'OCCAZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0446719246
First establishment Rue de Gawday 74, Andenne
Incorporation published on 18-03-1992 · Gazette deed
All 40 events

Comparable companies

same main activity, similar in size and age
Company
LABEL'OCCAZ Andenne €257,707 €14,807 -63.0% -
GARAGE LEZIN ET FILS Gedinne €222,769 €13,901 95.6% -
VANDELOISE - GRENIER Walhain €276,660 €16,163 83.6% -
AUTO'S MAES Balen €258,850 €18,687 30.5% -
BEST BUDGET CAR Tienen €241,049 €14,604 -88.8% -
DUKA et FILS Jette €279,986 €11,708 88.3% -
PHILIPS CARS Asse €287,396 €14,532 -9.3% -

These companies have the same main activity as LABEL'OCCAZ: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €223,000 and €287,000, founded between 1987 and 1995.

Official details

Source: KBO
Status
Active since 03-03-1992Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 3 others
Establishment unit
2.056.584.5955300 Andenne, since 18-03-1992
Financial year end
31 December
Peppol
Reachable since 01-07-2025
Company details

Annual accounts 2024

€14,807
≈ €210,000estimated
€7,272
-€162,299
€257,707
≈ 0 FTEestimated
Filing
Filed on 16-12-2025
Financials

Insights on LABEL'OCCAZ

LABEL'OCCAZ files the micro format. That format states no turnover. The gross margin fell from €27,443 in 2006 to €14,807 in 2024.

The balance sheet grew most from 2010 to 2011 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 16-12-2025, 138 days late

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 13 November 2026.

€14,807
-€1,167
€11,835
€5,729
-63.0%
0.54

Money flows

no detail for 2024

Balance sheet

balance sheet total €257,707 on 31-12-2024
What the company ownsHow it is paid for

Position in the sector

Compare with sector

-63.0%

Higher than 11% of 25,636 companies in 2024.

0.54

Higher than 15% of 24,690 companies in 2024.

-2.8%

Higher than 26% of 24,860 companies in 2024.

LABEL'OCCAZ Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20242022202120202019201820172015201420132012201120102009200820072006
Balance sheet: assets
20/58 257,707338,885258,580257,819365,628333,254446,532458,347491,065555,612573,993614,469597,438421,261444,189412,579349,295
20 --------------8161,6322,448
21/28 58,52686,15990,823109,085128,995205,982239,069206,618244,641248,185254,638281,809301,049126,320109,016137,375125,130
21 --------295590-------
22/27 58,52686,15990,663108,925128,835205,822238,909206,618244,296247,545254,588281,759300,999126,270108,150135,693122,632
22 55,83477,03084,35894,041105,296130,139157,125117,911135,480158,166180,206197,270214,34167,67472,20376,73376,161
23 2,4327,9633,9739,45215,00717,27523,37629,89332,8894,6895,0125,9783,6413,9094,3176,8859,453
24 2601,1662,3325,4328,53258,40858,40858,81375,92784,69169,37078,51283,01854,68731,62952,07537,018
28 --160160160160160-505050505050505050
29/58 199,181252,726167,757148,734236,633127,271207,463251,729246,424307,427319,355332,659296,388294,941335,173275,205224,165
29 -------------7---
291 -------------7---
3 59,997252,372160,151121,251232,048107,992143,898206,775219,162275,926242,604232,302226,749187,375292,833246,122173,177
30/36 59,997252,372160,151121,251232,048107,992143,898206,775219,162275,926242,604232,302226,749187,375292,833246,122173,177
40/41 130,9261676,11327,2614,15719,27940,44231,9126,1574,02434,03953,0138,96559,23729,85110,66713,398
40 130,617-6,01123,9344,0779,67928,8203421,68673329,75235,5074,61059,23729,85110,66713,398
41 3081671023,327809,60011,62331,5704,4713,2914,28717,5064,355----
54/58 7,307-1,275166-----1,4008,867-1,35929,89811,39317,76036,754
490/1 95118721756428-23,12213,04321,10526,07833,84647,34559,31518,4241,096657836
Balance sheet: equity and liabilities
10/49 257,707338,885258,580257,819365,628333,254446,532458,347491,065555,612573,993614,469597,438421,261444,189412,579349,295
10/15 -162,299-71,007-71,007-133,902-70,183-84,244-12,67940,08434,98535,45214,121-13337,5292,85319,52523,78339,104
10/11 6,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,1976,197
10 6,1976,1976,197--------------
100 18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
101 12,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,395
13 1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
130/1 1,8591,8591,8591,859-------------
130 1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
14 -170,356-79,063-79,063-141,958-78,239-92,301-20,73632,02726,92927,3956,064-8,18929,473-5,20411,46915,72731,048
17/49 420,006409,891329,587391,720435,811417,498459,211418,264456,079520,160559,872614,601559,909418,408424,664388,796310,191
17 51,81077,13277,13285,20999,910127,611178,465134,208169,097196,112225,610238,483278,637113,723122,704119,964127,056
170/4 51,81077,13277,13285,20999,910127,611178,465134,208169,097196,112225,610238,483278,637113,723122,704119,964127,056
42/48 368,196332,759252,455306,512335,901285,900276,760279,375282,516319,538333,858375,967279,823303,198301,960267,998182,472
42 8,627-8,07614,68927,70131,51841,65846,28862,79454,75955,11746,03149,47028,03222,26020,53016,947
43 20,47498,0829,51621,48137,71532,85230,21720,03429,43720,0018,08414,12612,96611,242---
430/8 20,47498,0829,51621,48137,71532,85230,21720,03429,43720,0018,08414,12612,96611,242---
44 123,01536,12921,35742,05616,96025,15315,6509,84711,63253,37064,842190,83699,837191,273179,519153,506137,776
440/4 123,01536,12921,35742,05616,96025,15315,6509,84711,63253,37064,842190,83699,837191,273179,519153,506137,776
46 3,0003,0003,0003,0003,000------------
45 27,25832,05024,31415,1916,4801,4824,3922,7444,2288,11411,2091,756-4,82313,8003,65516,903
450/3 24,41431,25623,97015,0114,3135205282,7444,2282,7931,615885-4,82310,0501,38016,052
454/9 2,8447943441802,1679623,864--5,3219,594872--3,7502,275851
47/48 185,821163,499186,191210,095244,045194,895184,842200,462174,426183,294194,606123,219117,54967,82886,38190,30710,846
492/3 -----3,9873,9874,6814,4664,5114051511,4491,488-834663
Income statement
70 --541,932517,946348,959438,090----1.3m915,344951,8271.3m1.2m1.4m1.2m
76A -----3,014-723------24,502--
9900 14,80736,86992,810-18,83779,510-19,09039,17651,87163,971112,615114,96135,535101,33443,82638,57343,26927,443
60/61 --458,372544,352278,278-----1.2m892,121855,6291.3m1.1m1.3m1.2m
62 6177931,66211,80720,7065,0883,3281,10211,75640,60043,58823,82718,33225,28826,98410,8621,901
630 13,00213,87220,55221,10937,66033,48734,91130,53237,68634,03433,31232,67336,31320,14121,52531,28021,392
631/4 ----------------1,250
640/8 2,35614,5402,3311,6615,1885,1998,4692,4691,1302,3782,1662,7844,6465,3977,9277,2665,370
66A --------------374-1,312
9901 -1,1677,66568,265-53,41415,956-62,864-7,53217,76813,39935,60235,895-23,74942,043-7,000-17,863-6,138-2,470
75/76B 0117775,88816-016----410411,04244
75 01927216-016----410411,04244
76B --85-5,887------------
65/66B 6,1057,6665,54810,4717,7828,71610,63611,23412,58613,40721,43713,9137,36710,08210,56310,22410,570
65 5,6927,6665,1857,8037,7828,71610,63611,23412,58613,40721,43713,9137,36710,08210,56310,22410,570
66B 413-3632,668-------------
9903 -7,272-62,895-63,87914,062-71,565-18,1697,25782922,19614,458-37,66234,677-16,673-4,257-15,320-14,308
67/77 ----160---2,1591,296865204---11-
9904 -7,272-62,895-63,71914,062-71,565-18,1695,098-46721,33114,254-37,66234,677-16,673-4,258-15,321-14,308
9905 -7,272-62,895-63,71914,062-71,565-18,1695,098-46721,33114,254-37,66234,677-16,673-4,258-15,321-14,308
Appropriation of the result
9906 -170,356-79,063-79,063-141,958-78,239-92,301-20,73632,02726,92927,3956,064-8,18929,473-5,20411,46915,72731,048
14P -163,083-79,063-141,958--------------
Social balance sheet
9087 ---0.9----0.2110.5-0.60.60.60.2
Hours worked1013 ---7101,352---3561,7321,798942-1,1201,1361,168400
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 14 older financial years (1992-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 16-12-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2024 micro format 16-12-2025 2025-00582959 PDF
31-12-2022 micro format 31-12-2023 2024-00544113 PDF
31-12-2021 micro format 31-12-2022 2023-20554233 PDF
31-12-2020 micro format 09-12-2021 2021-80000113 PDF
31-12-2019 micro format 23-12-2020 2020-76800220 PDF
31-12-2018 full format 31-12-2019 2019-77900257 PDF
31-12-2017 full format 31-12-2018 2018-76100228 PDF
31-12-2015 full format 25-11-2016 2016-68600482 PDF
31-12-2014 full format 25-05-2016 2016-13000458 PDF
31-12-2013 full format 23-09-2014 2014-59500577 PDF
31-12-2012 full format 04-11-2013 2013-65300563 PDF
31-12-2011 full format 30-11-2012 2012-65400599 PDF
31-12-2010 full format 30-12-2011 2011-65900132 PDF
31-12-2009 full format 30-11-2010 2010-61600374 PDF
31-12-2008 full format 31-08-2009 2009-73100214 PDF
31-12-2007 full format 02-07-2008 2008-32800268 PDF
31-12-2006 full format 28-06-2007 2007-29100372 PDF
31-12-2005 full format 03-07-2006 2006-38803847 PDF
31-12-2004 full format 24-06-2005 2005-32803016 PDF
31-12-2003 full format 05-07-2004 2004-39704118 PDF
31-12-2002 full format 29-08-2003 2003-64102365 PDF
31-12-2001 full format 06-09-2002 2002-53804531 PDF
31-12-2000 full format 05-12-2001 2001-73604520 PDF
31-12-1999 full format 13-10-2000 2000-64702858 PDF
31-12-1998 full format 05-11-1999 1999-57305320 PDF
31-12-1997 full format 17-09-1998 1998-47303971 PDF
31-12-1996 full format 14-11-1997 1997-53104303 PDF
31-12-1995 full format 03-12-1996 1996-52303627 PDF
31-12-1994 full format 22-11-1995 1995-57701553 PDF
31-12-1993 full format 02-12-1994 1994-49003556 PDF
31-12-1992 full format 18-05-1994 1994-08801360 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20242022202120202019201820172015201420132012201120102009200820072006
11,83521,53788,817-32,30553,616-29,37727,37948,30051,08569,63769,2068,92478,35613,1413,66225,14218,922
5,729-83,447-42,61051,722-38,07816,74235,63037,21955,36547,565-4,98970,9893,46917,26715,9597,084
-9,3682,2901,19919,0814006,8888,83634,14243,7636,14113,432211,04337,44532,10443,52453,476
--1,109-------7,467---28,53918,505-6,367-18,994-
-169,015-80,033-84,697-157,778-99,268-158,629-69,297-27,646-36,092-12,110-14,503-43,30816,565-8,25733,2137,20741,693
--12.6%-10.3%4.6%-14.3%----2.8%-2.6%4.4%-0.5%-1.5%-0.5%-0.2%
-63.0%-21.0%-27.5%-51.9%-19.2%-25.3%-2.8%8.7%7.1%6.4%2.5%0.0%6.3%0.7%4.4%5.8%11.2%
0.540.760.660.490.700.450.750.900.870.960.960.881.060.971.111.031.23
0.380.000.030.090.010.070.230.160.100.100.230.270.250.350.140.110.28
-------10.4313.0414.6739.65-14.92-21.7516.357.93
-------12.7%-1.3%60.2%100.9%-92.4%-584.5%-21.8%-64.4%-36.6%
-2.8%-24.3%-24.7%3.8%-21.5%-4.1%1.1%-0.1%3.8%2.5%-6.1%5.8%-4.0%-1.0%-3.7%-4.1%
2.082.8117.13--------------
--4 days17 days4 days8 days----8 days14 days2 days17 days9 days3 days4 days
--17 days28 days22 days-----20 days78 days43 days55 days58 days43 days42 days

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202420222021
Tangible fixed assets-€9,368€2,290
€13,002€13,872€20,552

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Insights on LABEL'OCCAZ

The operating result for 2024 is a loss of €1,167, against €7,665 in 2022. Comparable figures for the intervening years are unavailable.

Equity is negative. Debt (€420,006) exceeds the balance-sheet total (€257,707).

Network & group

No group

LABEL'OCCAZ has no parent and no holdings in its annual accounts.

At the same address

Rue de Gawday 74, 5300 Andenne · 4 other companies
Scoy
registered office since 24-09-2024 · founded in 2024
 total assets €913,312 (2025)
1007.305.606
SURJEET
registered office since 13-01-2020 · founded in 2020
 total assets €329,318 (2022)
0741.479.579
PRABHMAN
establishment since 15-01-2026
 founded in 2026
1032.692.286
B7B
registered office since 08-08-2016
 founded in 2016
0660.767.364

Timeline

Timeline

40 events since 1992
2025
Annual accounts 2024 filed PDFmicro format · 138 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0446719246
2023
Annual accounts 2022 filed PDFmicro format · 153 days late
2022
Annual accounts 2021 filed PDFmicro format · 153 days late
2021
Back to profit net €62,895 The net result is €62,895, after one loss-making year.
Annual accounts 2020 filed PDFmicro format · 131 days late
2020
Annual accounts 2019 filed PDFmicro format · 145 days late
2019
Back to profit net €14,062 The net result is €14,062, after 2 loss-making years.
Annual accounts 2018 filed PDFfull format · 153 days late
2018
Weakest financial year net -€71,565 The net result drops to -€71,565, the lowest from 2006 to 2024. It recovers the following year.
Annual accounts 2017 filed PDFfull format · 153 days late
2016
Annual accounts 2015 filed PDFfull format · 117 days late
Annual accounts 2014 filed PDFfull format · 299 days late
2015
Back to profit net €5,098 The net result is €5,098, after one loss-making year.
2014
Annual accounts 2013 filed PDFfull format · 54 days late
2013
Annual accounts 2012 filed PDFfull format · 96 days late
2012
Back to profit net €14,254 The net result is €14,254, after one loss-making year.
Annual accounts 2011 filed PDFfull format · 122 days late
2011
Annual accounts 2010 filed PDFfull format · 152 days late
2010
Back to profit net €34,677 The net result is €34,677, after 4 loss-making years.
Annual accounts 2009 filed PDFfull format · 122 days late
2009
Annual accounts 2008 filed PDFfull format · 31 days late
2008
Annual accounts 2007 filed PDFfull format · 29 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 33 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed NBBfull format
1997
Annual accounts 1996 filed NBBfull format
1996
Annual accounts 1995 filed NBBfull format
1995
Annual accounts 1994 filed NBBfull format
1994
Annual accounts 1993 filed NBBfull format
Annual accounts 1992 filed NBBfull format
1992
First establishment Rue de Gawday 74, Andenne
Incorporation published on 18-03-1992

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

LABEL'OCCAZ was incorporated on 3 March 1992.1 Turnover grew from €438,090 in 2018 to €541,932 in 2021.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2021

Company details

Identity

Enterprise number
0446.719.246
VAT number
BE 0446.719.246
Peppol ID
0208:0446719246
Other Peppol ID
9925:BE0446719246
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
03-03-1992
Financial year
ends on 31 December
Peppol
Reachable since 01-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
LABEL'OCCAZ in French
Entity type
Legal entity

Activities

NACEBEL 2025
47811 Retail sale of cars and light vans (up to 3.5 tonnes) main activity
77110 Renting and leasing of cars and light motor vehicles
95311 General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95316 Washing and cleaning of motor vehicles
Codes under NACEBEL 2008
45113 main activity
45201
45206
77110 Renting of cars
Codes under NACEBEL 2003
50103 main activity
50200
71100

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue de Gawday 74 registered office 5300 Andenne 18-03-1992 2.056.584.595

Buildings and parcels at the address

Ground area
554 m²
Buildings
304 m²
Volume, LiDAR
1,295 m³
Tallest building
7.4 m
Buildings to scale, each on its own parcel
304 m², 7.4 m 304 m², 7.4 m

Location

registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
92081A0059/00T002554 m² 1 · 304 m² 7.4 m · 1

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