LaBel & Co
ActiveLaBel & Co has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €16k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 4577 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+77
Solvency89▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.09 in 2024; short-term debt: 35.6% and cash: 25.5% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
109 d late
2023
474 d late
2022
356 d late
2021
224 d late
2020
80 d late
2019
145 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k
2024 · €-119k
2018: €48k
2019: €19k
2020: €-6k
2021: €45k
2022: €44k
2023: €19k
2024: €-119k
2018 → 2025
Working capital
€104k▲ 11.1%
2024 · €94k
2018: €99k
2019: €108k
2020: €114k
2021: €159k
2022: €192k
2023: €221k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€238k▲ 22.5%€257k▲ 8.1%€139k▼ 46.1%€155k▲ 11.5%
Operating result€22k-€56k▲ 153%€15k▼ 73.2%€-121k€14k
Net result€45k-€44k▼ 2.2%€19k▼ 56.0%€-119k€16k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €121k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€50k▲ 12.5%
Current assets
€190k▲ 5.5%
Equity and liabilities €240k
Equity
€155k▲ 11.5%
Debt
€85k▼ 0.7%
The debt ratio falls from 38.3% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €-100k
Cash flow
€26k▲
2024 · €-98k
Solvency
64.4%▲
2024 · 61.7%
Current ratio
2.22▲
2024 · 2.09
Quick ratio
2.22▲
2024 · 2.09
Debt / equity
0.55▼
2024 · 0.62
ROE
10.3%▲
2024 · -85.6%
ROA
6.7%▲
2024 · -52.8%
Interest coverage
6.20▲
2024 · -26.62
Debt
€85k▼
2024 · €86k
Debt ≤ 1 year
€85k▼
2024 · €86k
Income taxes
€449▼
2024 · €4k
Staff costs
€180k▼
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€240k▲
Fixed assets21/28€45k€50k▲
Tangible fixed assets22/27€45k€50k▲
Furniture and vehicles24€45k€2k▼
Other tangible fixed assets26-€49k
Current assets29/58€180k€190k▲
Amounts receivable within one year40/41€118k€128k▲
Trade receivables40€0€20k▲
Other amounts receivable41€118k€108k▼
Cash at bank and in hand54/58€61k€61k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€225k€240k▲
Equity10/15€139k€155k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€120k€136k▲
Amounts payable17/49€86k€85k▼
Amounts payable within one year42/48€86k€85k▼
Trade debts44€19€28k▲
Suppliers440/4€19€28k▲
Taxes, remuneration and social security45€86k€58k▼
Taxes450/3€58k€36k▼
Remuneration and social security454/9€28k€22k▼
Income statement
Code20242025
Remuneration, social security and pensions62€193k€180k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€10k▼
Other operating charges640/8€9k€9k▼
Non-recurring operating charges66A€138k-
Gross operating margin9900€240k€213k▼
Operating profit (loss)9901€-121k€14k▲
Financial income75/76B€11k€6k▼
Recurring financial income75€11k€6k▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-114k€16k▲
Income taxes67/77€4k€449▼
Profit (loss) for the period9904€-119k€16k▲
Profit (loss) for the period to be appropriated9905€-119k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€136k▲
Profit (loss) brought forward from the previous period14P€239k€120k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €150kEq €155k ▲11.5%
Equity rises from €139k to €155k.
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 109 days late
17-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 474 days late
2024
31-12
Financial
Weakest financial yearnet €-119k ▼716%
Net result drops to €-119k, the lowest in the series; recovery starts the following year.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 356 days late
2023
12-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 224 days late
2022
31-12
Financial
Equity above €200kEq €238k ▲22.5%
2 profitable years in a row build equity to €238k.
2021
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
31-12
Financial
Equity above €150kEq €194k ▲30%
Equity rises from €149k to €194k.
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 80 days late
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 145 days late
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 284 days late
2019
31-12
Financial
Equity above €150kEq €155k ▲13.6%
2 profitable years in a row build equity to €155k.
2018
22-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Blonden 724000 LiègeGround area
327 m²
Building footprint
228 m²
Parcel 62805B0438/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LaBel&Co
since 20162.249.273.117
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0438/00K000 | Wallonia | 327 m² | 1 · 227 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,009 companies in sector 96999 we hold annual accounts for 602. 412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2015
Fiscal year end31-12
Activities, NACEBEL
93299Other amusement and recreation activities
96999Other personal services
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
93110Operation of sports facilities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.