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LaBel & Co

Active
Private limited companyfounded 2015active for 10 yearsAvenue Blonden 72, 4000 Liège, BelgiumKBO/BCE: BE 0644.838.875
Summary

LaBel & Co has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,553 and a net result of €15,987. Equity has been growing by about 7.2% per year since 2018. Its solvency ranks better than 79% of 5,718 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-12-2015 Normal situation
Activity
Other personal services NACE 96999and 4 others
Establishment unit
2.249.273.117 4000 Liège, since 18-01-2016
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€213,412
▼ 11.0%
Turnover
≈ €380,000
estimated
Profit
€15,987
Equity
€154,553
▲ 11.5%
Total assets
€239,907
▲ 6.9%
Staff
≈ 4.1 FTE
estimated
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskLast filed accounts filed 27 days late; 2 of the last 3 accounts lateSize: total assets €239,907lowers riskLiquidity: current ratio 2.22, cash €61,225Equity €154,553 (64.4% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Strong
Solvency 89+2
equity 64.4% of total assets
Liquidity 66=
short-term debt 35.6% · cash 25.5%
Profitability 77+77
return on assets 6.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,625 companies, NACE 96, micro)
Last 24 months 12-2024: 5.7% 01-2025: 7.9%▲ +2.2 percentage points vs 12-2024 02-2025: 7.9%● unchanged vs 01-2025 03-2025: 8.2%▲ +0.3 percentage points vs 02-2025 04-2025: 7.5%▼ -0.7 percentage points vs 03-2025 05-2025: 7.5%● unchanged vs 04-2025 06-2025: 7.4%▼ -0.1 percentage points vs 05-2025 07-2025: 7.4%● unchanged vs 06-2025 08-2025: 9.3%▲ +1.9 percentage points vs 07-2025highest value 09-2025: 9.3%● unchanged vs 08-2025highest value 10-2025: 9.3%● unchanged vs 09-2025highest value 11-2025: 9.3%● unchanged vs 10-2025highest value 12-2025: 1.8%▼ -7.5 percentage points vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.7%▼ -0.1 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.5 percentage points vs 07-2026 09-2026: 0.3%▼ -1.9 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.22 (2.09 in 2024), above the usual 1.5. Short-term debt is 35.6% and cash 25.5% of total assets. 35.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 79% of them on solvency, 71% on liquidity, 62% on profitability and 59% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 27 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.22, cash €61,225
NBB · annual accounts
lowers risk · Equity €154,553 (64.4% of total assets)
NBB · annual accounts
raises risk · Size: total assets €239,907
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
109 days late
2023
474 days late
2022
356 days late
2021
224 days late
2020
80 days late
2019
145 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 202 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 March (4 of the last 5 accounts filed within 197 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €118,628 in 2024 €15,987 View
  • Positive: More equity than 88% of companies in personal servicessector median €15,349 · 5,731 companies €154,553 View

Recent changes

  1. · Gazette deed Change of role: BELLUZZO Giuseppina, from manager to director
  2. · Gazette deed Resignation: LAYS Jonathan (director)Appointment: BELLUZZO Giuseppina (director)
  3. · Gazette deed Incorporation
All 20 events

Comparable companies

These companies have the same main activity as LaBel & Co: other personal services (NACE 96999). They are comparable in size and age: total assets between €218,000 and €385,000, founded between 2013 and 2019.

CompanyTotal assetsGross margin
LaBel & Co Liège€239,907€213,412
Zugerlaar Consulting Berlaar€282,124€182,880
CH&W Knokke-Heist€326,729€153,607
Dr. Van Droogenbroeck – anesthesist-urgentiearts Gent€321,806€174,342
LOGOSENSE Olen€384,731€213,062
JULLE Putte€217,973€287,483
BDA INTERNATIONAL Herve€237,232€79,493
Full comparison

Key facts about LaBel & Co

What is the company number of LaBel & Co?
The company number of LaBel & Co is 0644.838.875. The VAT number is the same number with BE in front: BE 0644.838.875.
Where is LaBel & Co based?
The registered office is at Avenue Blonden 72, 4000 Liège.Company details
What does LaBel & Co do?
According to the KBO register, the main activity is other personal services (NACE 96999).
What is the legal form of LaBel & Co?
The legal form of LaBel & Co is Private limited company (BV).
When was LaBel & Co founded?
LaBel & Co was founded on 23-12-2015.
Is LaBel & Co still active?
Yes, LaBel & Co is an active enterprise in the KBO register.
What is the turnover of LaBel & Co?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €213,412 and 38 comparable companies (NACE 96). It probably lies between €280,000 and €440,000.Financials
Is LaBel & Co profitable?
In financial year 2025, LaBel & Co made a profit of €15,987.
Where can I find the annual accounts of LaBel & Co?
LaBel & Co filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LaBel & Co due?
LaBel & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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