Equity
€169,849 ▲ 45.2%
JULLE has made a profit in every financial year since 2019.
JULLE
Lifetime
7 annual accounts with figures on one time axispeak €287,483 (2025)
€287,483▲ 244%
peak €52,886 (2025)
€52,886▲ 143%
peak €169,849 (2025)
€169,849▲ 45.2%
€48,124▼ 34.5%
Board2 names since 2019
2 directorsENGELS Julie and 1 other
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €83,532 to €287,483Result from €21,779 to €52,886Equity from €116,963 to €169,849Debts from €73,427 to €48,124Cash from €16,998 to €42,718
Key points
from the 2025 annual accountsTurnover
≈ €580,000 estimated
The micro format states no turnover.
Staff
15.9 FTE ▲ 382%
More staff in 2025 from 3.3 FTE to 15.9 FTE.
Liquidity
3.79 was 2.14 in 2024
Short-term debts fell from €73,427 to €48,124.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 3 to 36 days before the end of the period.
Position in the sector
€52,886
Higher net result than 92% of companies in personal services. Sector median €2,798 · 5,761 companies.
Checked score
94
Excellent
Financially stronger than 82% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.8%● unchanged vs 12-2024
02-2025: 1.7%▼ -0.1 percentage points vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 2.0%▲ +0.3 percentage points vs 03-2025
05-2025: 2.3%▲ +0.3 percentage points vs 04-2025
06-2025: 2.2%▼ -0.1 percentage points vs 05-2025
07-2025: 2.4%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 1.4%▼ -1.0 percentage point vs 07-2025
09-2025: 1.2%▼ -0.2 percentage points vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.1%▼ -0.1 percentage points vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.3%▲ +0.2 percentage points vs 03-2026
05-2026: 1.6%▲ +0.3 percentage points vs 04-2026
06-2026: 1.6%● unchanged vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 0.4%▼ -1.2 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2019
Size: total assets €217,973
lowers risk
Liquidity: current ratio 3.79, cash €42,718
Equity €169,849 (77.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 72% on liquidity, 85% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as JULLE has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of JULLE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for JULLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.79 (2.14 in 2024), above the usual 1.5. Short-term debt is 22.1% and cash 19.6% of total assets. 22.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 days early
2024
15 days early
2023
36 days early
2022
18 days early
2021
3 days early
2020
8 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0728734769
Registered office moved within Putte
New registered office: Waversesteenweg 41 te 2580 Putte · Previous registered office: Hoogveld 29 te 2580 Putte · Appointment: Goris Frederick (director) · General meeting of 23-09-2024 · Gazette deed
Incorporation
Founder: ENGELS Julie (comparant) · Founding capital of €2,000 · Appointment: ENGELS Julie (director) · published on 25-06-2019 · Gazette deed
First establishment
Délice, Waversesteenweg 41, Putte
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JULLE Putte | €217,973 | €287,483 | 77.9% | - |
| Kathleen Peeters Zaventem | €307,811 | €294,015 | 86.6% | - |
| Dr. Van Droogenbroeck – anesthesist-urgentiearts Ghent | €321,806 | €174,342 | 9.7% | - |
| LaBel & Co Liège | €239,907 | €213,412 | 64.4% | - |
| Zugerlaar Consulting Berlaar | €282,124 | €182,880 | 33.6% | - |
| KOLIBRIE CONSULTING Harelbeke | €152,444 | €128,496 | 44.2% | - |
| WIBAG Anderlecht | €389,668 | €433,695 | 12.2% | - |
These companies have the same main activity as JULLE: other personal services (NACE 96999). They are comparable in size and age: total assets between €152,000 and €390,000, founded between 2014 and 2020.
Official details
Source: KBO- Status
- Active since 21-06-2019Normal situation
- Activity
- Other personal servicesNACE 96999and 4 others
- Establishment unit
- 2.291.887.7892580 Putte, since 21-06-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 13-08-2025
Annual accounts 2025
- €217,973▲ 14.5%
- Employeeson 31-12-2025
- 3▲ 50.0%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on JULLE
JULLE files the micro format. That format states no turnover. The gross margin rose from €10,198 in 2019 to €287,483 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JULLE
- What is the company number of JULLE?
- The company number of JULLE is 0728.734.769. The VAT number is the same number with BE in front: BE 0728.734.769.
- Where is JULLE based?
- The registered office is at Waversesteenweg 41, 2580 Putte.Company details
- What does JULLE do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of JULLE?
- JULLE is a private limited company (BV).
- When was JULLE founded?
- JULLE was founded on 21-06-2019.
- Is JULLE still active?
- Yes, JULLE is an active enterprise in the KBO register.
- How many employees does JULLE have?
- JULLE had an average of 15.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of JULLE?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €287,483 and 878 comparable companies of the same size. It probably lies between €400,000 and €840,000. It is a rough estimate.
- Is JULLE profitable?
- In financial year 2025, JULLE made a profit of €52,886.
- Where can I find the annual accounts of JULLE?
- JULLE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JULLE due?
- JULLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.