Summary
Conclusion
the dossier summarised in one paragraphLABBE ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €61k and a net result of €-1k. Its solvency ranks better than 94% of 758 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Equity€61k
Net result€-1k
Total assets€68k
Solvency89.9%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 15-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 89.9% | 38.7% | |
| Net result | €-1k | €28k | |
| Equity | €61k | €62k | |
| Gross operating margin | €8k | €66k | |
| Staff costs | €2k | €63k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-1k |
| Cash flow | n/a |
| Staff costs | €2k |
| Income taxes | €786 |
| Dividends | - |
| Total assets | €68k |
| Equity | €61k |
| Debt | €7k |
| of which ≤ 1y | €7k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 89.9% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -1.5% |
| ROE | -1.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €68k |
| Fixed assets | 21/28 | €7k |
| Formation expenses | 20 | €1k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €59k |
| Amounts receivable within one year | 40/41 | €29k |
| Cash & bank | 54/58 | €30k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €68k |
| Equity | 10/15 | €61k |
| Contributions / capital | 10/11 | €62k |
| Accumulated profits (losses) | 14 | €-1k |
| Amounts payable | 17/49 | €7k |
| Amounts payable within one year | 42/48 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €2k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-228 |
| Income taxes | 67/77 | €786 |
| Net result for the period | 9904 | €-1k |
| Result to be appropriated | 9905 | €-1k |
Ratios computed by Checked.
Health barometer
FY 2024 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Current01-04-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
indexingNo insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Public limited company(014) |
| Incorporation | 12-06-2023 |
| Status | Active |
| Postal code | 6850 |
Structure & network
Locations & real estate
Establishment units
6 locationsLABBE ASSURANCES
since 20232.346.891.937
LABBE ASSURANCES
since 20232.351.128.758
LABBE ASSURANCES
since 20232.351.128.956
LABBE ASSURANCES
since 20232.351.129.055
Labbe Assurances
since 20252.385.326.703
Labbe Assurances
since 20252.385.326.802
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels6
Ground area6,869 m²
Buildings6
Building footprint843 m²
Volume (LiDAR)6,578 m³
Tallest building12.9 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85035C1612/00R000 | Wallonia | 3,967 m² | 1 · 312 m² | 9.8 m · 3 fl. |
| 84050A0088/00M000 | Wallonia | 1,077 m² | 1 · 150 m² | 12.6 m · 4 fl. |
| 91015B0298/00Y000 | Wallonia | 939 m² | 1 · 94 m² | - |
| 85014B0377/00F000 | Wallonia | 571 m² | 1 · 98 m² | 11.2 m · 3 fl. |
| 84009A0013/00X000 | Wallonia | 187 m² | 1 · 104 m² | 12.9 m · 3 fl. |
| 84059A0837/00F000 | Wallonia | 127 m² | 1 · 85 m² | 10.2 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes46
/ 100
Mixed profile: strong on solvency, weaker on health.
Health
0
Profitability
0
Solvency
100
Growth
50
Stability
79
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
| Legal nameFR | LABBE ASSURANCES |
Registered office
Grand-Place 4
6850 Paliseul, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.