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Complete company report
Generated 20-08-2026
Active BE 1006.047.970Private limited company

LAB55

Avenue des Pâquerettes 55 ·1410 Waterloo, Belgium· 2 yrs active
Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of LAB55 is 8.2% (elevated). The 2024 annual accounts show negative equity (€-67k) and a net result of €-77k. Its solvency ranks better than 16% of 5651 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-67k
Net result €-77k
Better than sector 16%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency33Growth-Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
8.2% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 08-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -42.6% 19.3%
better than 16% of 5651 sector peers
Net result €-77k €4k
better than 5% of 5639 sector peers
Equity €-67k €14k
better than 6% of 5663 sector peers
Gross operating margin €-62k €52k
better than 5% of 5625 sector peers
Total assets €157k €87k
better than 70% of 5652 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-70k
Net profit€-77k
Cash flow€-66k
Staff costs-
Income taxes€101
Dividends-
Total assets€157k
Equity€-67k
Debt€224k
of which ≤ 1y€224k
of which > 1y-
Working capital€-187k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.17
Quick ratio0.12
Working capital ratio-118.9%
Solvency-42.6%
Debt / equity-3.35
Long-term debt ratio-
Interest coverage-91.74
Gross margin-
Net margin-
ROA-49.0%
ROE114.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€157k
Fixed assets 21/28€120k
Tangible fixed assets 22/27€112k
Financial fixed assets 28€8k
Current assets 29/58€37k
Stocks & contracts in progress 3€9k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€157k
Equity 10/15€-67k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-77k
Amounts payable 17/49€224k
Amounts payable within one year 42/48€224k
Trade debts payable within one year 44€74k
Income statement
Gross operating margin 9900€-62k
Operating result 9901€-81k
Financial income 75€11
Financial charges 65€760
Result before taxes 9903€-77k
Income taxes 67/77€101
Net result for the period 9904€-77k
Result to be appropriated 9905€-77k
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form Private limited company(610)
Incorporation15-02-2024
StatusActive
Postal code1410
Establishment units 1 location
LAB55
Avenue des Pâquerettes 55, 1410 WaterlooAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk
since 20242.357.615.880
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762F0043/00T003 Wallonia 1,433 m² 1 · 832 m² 6.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering van evenementen56210Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Vervaardiging van andere voedingsmiddelen, neg10890Cateringdiensten op contractbasis en overige diensten in verband met maaltijden56220Overige eetgelegenheden56290Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR LAB55
Registered office
Avenue des Pâquerettes 55 bus 22
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 2,998 of 21,773 with filed accounts
ANCHO GROUP BE 0672.566.425 · Waterloo
ANGEDRAS BE 0749.439.915 · Waterloo
BC WATERLOO BE 0805.398.324 · Waterloo
BELELA BE 0797.757.692 · Waterloo
BOTANIQUE FOOD BE 0754.679.497 · Waterloo
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative