Equity
-€4,283
Debts exceed assets in financial year 2025.
Lab 04
Lifetime
5 annual accounts with figures on one time axispeak €13,285 (2023)
€7,280▲ 36.4%
lowest -€15,914 (2022)
-€43▼ €4,059
peak €16,339 (2021)
-€4,283▼ €43
€35,983▼ 5.4%
Board7 names since 2019
6 directorsAUFORT Maxime and 5 others
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €5,339 to €7,280Loss of €43
Key points
from the 2025 annual accountsChecked score
55
Fair
Financially stronger than 38% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.7%▼ -0.1 percentage points vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.8%▲ +0.1 percentage points vs 02-2025
04-2025: 1.8%● unchanged vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 1.9%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 1.9%● unchanged vs 06-2025
08-2025: 1.4%▼ -0.5 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.3%▼ -0.1 percentage points vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 1.1%● unchanged vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€4,283
1 of the last 3 accounts late
lowers risk
Size: total assets €31,700
Liquidity: current ratio 0.88, cash €14,509
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 13% of them on solvency, 51% on liquidity, 51% on profitability and 37% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as Lab 04 has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Lab 04 itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for Lab 04. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.88 (0.87 in 2024), below 1. Short-term debt is 113.1% and cash 45.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€4,283
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 days early
2024
7 days early
2023
61 days late
2022
31 days late
2021
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 17 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Hannut to Jodoigne
New registered office: Avenue Fernand Charlot n°44R à 1370 Jodoigne · Previous registered office: Rue de Tirlemont n°92 bte 1 à 4280 Hannut · General meeting of 11-07-2022 · Gazette deed
1 manager resigning
Changes of role: AUFORT Jean-François, HARDY Loïc and AUFORT Maxime · Resignation: AUFORT Yvan (manager) · Legal-form conversion: from general partnership to private limited company · General meeting of 29-09-2021 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0740673786
Incorporation
Founders: HARDY LOIC CHRISTIAN PHILIPPE (partner and founder), AUFORT YVAN CORNEILLE JOSEPH (partner and founder), AUFORT JEAN-FRANCOIS CHRISTIAN LAURENT (partner and founder) and 1 other · Founding capital of €20,000, 100 shares · Appointments: HARDY LOIC CHRISTIAN PHILIPPE, AUFORT YVAN CORNEILLE JOSEPH, AUFORT JEAN-FRANCOIS CHRISTIAN LAURENT and AUFORT MAXIME FRANCOIS ROBERT · published on 06-01-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Lab 04 Jodoigne | €31,700 | €7,280 | -13.5% | - |
| Goals Beverages Beringen | €40,469 | €5,212 | 26.7% | - |
| Baeten Vinostore Eksel Maaseik | €30,434 | €4,375 | 97.4% | 0 |
| La Véri Kortrijk | €36,121 | €7,841 | 85.9% | - |
| Brouwerij Schaepherders Mechelen | €28,756 | €3,813 | 92.7% | - |
| MILAMORES Brasschaat | €52,839 | €5,108 | 32.1% | - |
| WHY NOT ? MY EVENT & DISTRI Rumes | €51,109 | €11,631 | -122.5% | - |
These companies have the same main activity as Lab 04: wholesale of beverages, general range (NACE 46349). They are comparable in size and age: total assets between €28,800 and €52,800, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 02-01-2020Normal situation
- Activity
- Wholesale of beverages, general rangeNACE 46349and 1 other
- Establishment unit
- 2.298.221.6911360 Perwez, since 02-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- ≈ €120,000estimated
- €31,700▼ 6.2%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on Lab 04
Lab 04 files the micro format. That format states no turnover. The gross margin rose from -€6,740 in 2021 to €7,280 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Lab 04
- What is the company number of Lab 04?
- The company number of Lab 04 is 0740.673.786. The VAT number is the same number with BE in front: BE 0740.673.786.
- Where is Lab 04 based?
- The registered office is at Avenue Fernand Charlot (Jod.) 44R, 1370 Jodoigne.Company details
- What does Lab 04 do?
- According to the KBO register, the main activity is wholesale of beverages, general range (NACE 46349).
- What is the legal form of Lab 04?
- Lab 04 is a private limited company (BV).
- When was Lab 04 founded?
- Lab 04 was founded on 02-01-2020.
- Is Lab 04 still active?
- Yes, Lab 04 is an active enterprise in the KBO register.
- How many employees does Lab 04 have?
- Lab 04 had an average of 0.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of Lab 04?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €7,280 and 48 comparable companies (NACE 463). It probably lies between €56,000 and €190,000. It is a rough estimate. In financial year 2021 turnover was €0.
- Is Lab 04 profitable?
- In financial year 2025, Lab 04 made a loss of €43.
- Where can I find the annual accounts of Lab 04?
- Lab 04 filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Lab 04 due?
- Lab 04 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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