La Véri
ActiveThe computed 12-month bankruptcy probability of La Véri is 1.5% (moderate). The 2025 annual accounts show equity of €31k and a net result of €6k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 11297 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+25
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 10.96 against 77.14 in 2024; short-term debt: 9.1% and cash: 95.9% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
16.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
4 d late
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 23.8%
2024 · €25k
2023: €23k
2024: €25k
2023 → 2025
Total assets
€36k▲ 38.9%
2024 · €26k
2023: €27k
2024: €26k
2023 → 2025
Net result
€6k▲ 256%
2024 · €2k
2023: €13k
2024: €2k
2023 → 2025
Working capital
€33k▲ 27.9%
2024 · €26k
2023: €24k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€25k▲ 7.2%€31k▲ 23.8%
Operating result€17k-€2k▼ 87.4%€8k▲ 264%
Net result€13k-€2k▼ 87.5%€6k▲ 256%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 264% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €36k
Equity
€31k▲ 23.8%
Debt
€5k▲ 444%
The debt ratio rises from 3.6% to 14.1%. Equity and debt are higher.
Key figures and ratios
Solvency
85.9%▼
2024 · 96.4%
Current ratio
10.96▼
2024 · 77.14
Quick ratio
10.96▼
2024 · 37.03
Debt / equity
0.16▲
2024 · 0.04
ROE
19.2%▲
2024 · 6.7%
ROA
16.5%▲
2024 · 6.4%
Debt
€5k▲
2024 · €937
Debt ≤ 1 year
€3k▲
2024 · €337
Income taxes
€2k▲
2024 · €337
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€36k▲
Current assets29/58€26k€36k▲
Stocks and contracts in progress3€14k€0▼
Stocks30/36€14k€0▼
Amounts receivable within one year40/41€7k€1k▼
Trade receivables40€3k€0▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€6k€35k▲
Equity and liabilities
Total equity and liabilities10/49€26k€36k▲
Equity10/15€25k€31k▲
Contributions10/11€10k€10k=
Reserves13€15k€21k▲
Distributable reserves133€15k€21k▲
Amounts payable17/49€937€5k▲
Amounts payable within one year42/48€337€3k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€337€2k▲
Taxes450/3€337€2k▲
Other amounts payable47/48-€600
Accrued charges and deferred income492/3€600€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€10k
Other operating charges640/8-€126
Gross operating margin9900€2k€8k▲
Operating profit (loss)9901€2k€8k▲
Financial charges65/66B€110€155▲
Recurring financial charges65€110€155▲
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€337€2k▲
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€6k▲
Transfer to equity691/2€2k€6k▲
To other reserves6921€2k€6k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €2k ▼87.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 10current ratio 77.14
Current ratio from 7.91 to 77.14; short-term debt falls from €3k to €337.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Processiestraat(Bel) 5/0008510 KortrijkGround area
1,674 m²
Building footprint
343 m²
Volume, LiDAR
1,563 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Véri
since 20222.328.461.838
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33031C0562/00D000 | Flanders | 1,494 m² | 1 · 215 m² | 9.1 m · 2 fl. |
| 34005C0394/00B000 | Flanders | 180 m² | 1 · 129 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HUNG KEE
BE 0445.777.851
Antwerpen · Eq €31k
TOROS BELGIUM
BE 0797.580.124
Dilsen-Stokkem · Eq €31k
BD FOOD SERVICE
BE 0725.683.625
Liège · Eq €31k
NEW D'STOCK
BE 0766.494.889
Denderleeuw · Eq €31k
ALEGRIA
BE 0477.508.036
Antwerpen · Eq €31k
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end30-06
Activities, NACEBEL
46349Wholesale of beverages, general range
46170Agents in the wholesale of food, beverages and tobacco
46900Non-specialised wholesale trade
47252Retail sale of beverages, general range
82990Other business support services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.