Summary
Bankruptcy probability (12 mo)
0.5%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one seriesfiscal year 2026 expected by 31-07-2027
2026
21-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
19-01-2026 State Gazette act Registered-office change
v3.2
2025
28-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03-2023 State Gazette act Incorporation
oprichting
Financials
Equity€126k+37.4%
Total assets€159k+15.0%
Net result€34k-25.5%
Working capital€125k+39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
Source: NBB · 2025Annual accounts filed on 21-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Gross margin: declining trend of ~5.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 66.3% | 60.5% | |
| Net result | €46k | €31k | |
| Equity | €91k | €63k | |
| Gross operating margin | €63k | €52k | |
| Total assets | €138k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€52k
-16.5%
23-25
€34k
-25.5%
23-25
€35k
-26.1%
23-25
€159k
+15.0%
23-25
€126k
+37.4%
23-25
€125k
+39.1%
23-25
€15k
+20.1%
23-25
€33k
-29.1%
23-25
€33k
-29.1%
23-25
4.80
+63.5%
23-25
4.80
+63.5%
23-25
79.2%
+19.5%
23-25
0.26
-48.4%
23-25
27.2%
-45.8%
23-25
21.6%
-35.2%
23-25
22.14
+2.7%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €52k |
| Net profit | €34k |
| Cash flow | €35k |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | - |
| Total assets | €159k |
| Equity | €126k |
| Debt | €33k |
| of which ≤ 1y | €33k |
| of which > 1y | - |
| Working capital | €125k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 4.80 |
| Quick ratio | 4.80 |
| Working capital ratio | 78.9% |
| Solvency | 79.2% |
| Debt / equity | 0.26 |
| Long-term debt ratio | - |
| Interest coverage | 22.14 |
| Gross margin | - |
| Net margin | - |
| ROA | 21.6% |
| ROE | 27.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €159k |
| Fixed assets | 21/28 | €436 |
| Tangible fixed assets | 22/27 | €436 |
| Current assets | 29/58 | €158k |
| Amounts receivable within one year | 40/41 | €44k |
| Cash & bank | 54/58 | €114k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €159k |
| Equity | 10/15 | €126k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €124k |
| Amounts payable | 17/49 | €33k |
| Amounts payable within one year | 42/48 | €33k |
| Trade debts payable within one year | 44 | €486 |
| Income statement | ||
| Gross operating margin | 9900 | €53k |
| Operating result | 9901 | €52k |
| Financial income | 75 | €7 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €49k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €34k |
| Result to be appropriated | 9905 | €34k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Signals
Signals
Gazette, CBE, filings and accounts in one listConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 21-08-2026 | 21 d late | 2026-00424027 |
| 31-12-2024 | 31-07-2025 | 28-08-2025 | 28 d late | 2025-00466512 |
| 31-12-2023 | 31-07-2024 | 31-08-2024 | 31 d late | 2024-00427269 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Adrien David(BO) 65/D34520 WanzeEstablishment units
1 locationLaand Engineering
since 20232.344.277.489
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area6,495 m²
Buildings2
Building footprint457 m²
Volume (LiDAR)3,810 m³
Tallest building10.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61006A0113/00B000 | Wallonia | 4,601 m² | 1 · 277 m² | 10.6 m · 3 fl. |
| 61068B0702/00C000 | Wallonia | 1,894 m² | 1 · 180 m² | 9.6 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,455 of the 82,341 companies in this sector. 12,646 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameFR | Laand Engineering |
Registered office
Rue Adrien David(BO) 65/D3
4520 Wanze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.