Equity
€3,500 from €106,096 in 2022
Equity fell by 97% in 3 years.
LAAMAJ
Lifetime
6 annual accounts with figures on one time axispeak €61,022 (2024)
€52,145▼ 14.5%
peak €48,515 (2024)
€39,761▼ 18.0%
peak €106,096 (2022)
€3,500unchanged
€62,044▼ 8.3%
Board1 name since 2020
1 directorJean Luc Julien Laama HAGON
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from €61,022 to €52,145Dividend €39,761Investments €2,147Cash from €11,838 to €17,790
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€62,044 95% of the balance sheet
Financial debts 1%Suppliers 9%Taxes and wages 26%Other 64%
Of this, €61,973 falls due within a year.
Investments
€2,147 2.2 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 7 to 62 days before the end of the period.
Position in the sector
€3,500
Less equity than 92% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.
Checked score
92
Excellent
Financially stronger than 35% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025highest value
03-2025: 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €3,500 (5.3% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 0.99, cash €17,790
Size: total assets €65,544
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 11% of them on solvency, 11% on liquidity, 82% on profitability and 35% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as LAAMAJ has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of LAAMAJ itself is lower: < 0.1% within 12 months. It rests on far more data about LAAMAJ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for LAAMAJ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15828 sector peers (2025).
NBB · sector comparisonPosition among 15828 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 days early
2024
33 days early
2023
49 days early
2022
46 days early
2021
62 days early
2020
92 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 48 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0742798680
Registered office moved from Brussels to Lasne
New registered office: Champ d'al Vau 14, 1380 Lasne · Previous registered office: Rue du Bien-Faire 78, 1170 Bruxelles · Gazette deed
Incorporation
Founding capital of €3,500, 100 shares · Founder: Jean Luc Julien Laama HAGON · Appointment: Jean Luc Julien Laama HAGON (director) · published on 04-02-2020 · Gazette deed
First establishment
Champ d'al Vau 14, Lasne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAAMAJ Lasne | €65,544 | €52,145 | 5.3% | - |
| AVOCAT LUC MINGUET Ferrières | €70,052 | €49,068 | 17.8% | - |
| ROBIN RED Watermael-Boitsfort | €68,503 | €53,537 | 10.9% | - |
| AJ-A Liège | €74,480 | €51,292 | 25.5% | - |
| KAREN NIESTEN Lanaken | €63,139 | €50,327 | 87.4% | - |
| W-Advocaten Waregem | €76,290 | €51,107 | 17.3% | - |
| SP AVOCAT Charleroi | €67,329 | €52,220 | 15.3% | - |
These companies have the same main activity as LAAMAJ: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €63,100 and €76,300, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 31-01-2020Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.298.913.6581380 Lasne, since 31-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- €65,544▼ 7.9%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on LAAMAJ
LAAMAJ files the micro format. That format states no turnover. The gross margin rose from €36,235 in 2020 to €52,145 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAAMAJ
- What is the company number of LAAMAJ?
- The company number of LAAMAJ is 0742.798.680. The VAT number is the same number with BE in front: BE 0742.798.680.
- Where is LAAMAJ based?
- The registered office is at Champ d'al Vau 14, 1380 Lasne.Company details
- What does LAAMAJ do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of LAAMAJ?
- LAAMAJ is a private limited company (BV).
- When was LAAMAJ founded?
- LAAMAJ was founded on 31-01-2020.
- Is LAAMAJ still active?
- Yes, LAAMAJ is an active enterprise in the KBO register.
- What is the turnover of LAAMAJ?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €52,145 and 85 comparable companies (NACE 69). It probably lies between €85,000 and €150,000.Financials
- Is LAAMAJ profitable?
- In financial year 2025, LAAMAJ made a profit of €39,761.
- Where can I find the annual accounts of LAAMAJ?
- LAAMAJ filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAAMAJ due?
- LAAMAJ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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