Skip to content

AJ-A

Active
Private limited companyfounded 20206 yrs activeRue de la Madeleine 15, 4000 Liège, BelgiumKBO/BCE: BE 0746.851.104
Summary

AJ-A has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,979 and a net result of €16,687. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 14849 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
AJ-AActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Activities of lawyers
NACE 69101
1 site
Size
€74,480total assets 2025
Equity
€18,979
Profit
€16,687
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 93 d early0 of 3 deeds read
Why 96- 1 change of registered office in 24 months+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 3.56, cash €64,339+ Figures for FY 2025 (filed 30-04-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 67% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 50+22
equity 25.5% of total assets
Liquidity 90+6
short-term debt 25.5% · cash 86.4%
Profitability 97+42
return on assets 22.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,768 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +9.1% vs 02-2025 04-2025: < 0.1%▲ +4.2% vs 03-2025 05-2025: 0.1%▲ +8.0% vs 04-2025 06-2025: 0.1%▼ -5.6% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▼ -2.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: 0.1%▲ +2.0% vs 11-2025 01-2026: 0.2%▲ +229% vs 12-2025 02-2026: 0.2%▼ -1.2% vs 01-2026 03-2026: 0.2%▲ +21.7% vs 02-2026highest value 04-2026: 0.2%▼ -3.5% vs 03-2026 05-2026: < 0.1%▼ -76.9% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%▲ +2.2% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 3.56, cash €64,339 lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 30-04-2026) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.56 against 1.68 in 2024; short-term debt: 25.5% and cash: 86.4% of total assets), but 74.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 27%, liquidity 83%, profitability 60%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.56, cash €64,339
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 30-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14849 sector peers (2025).
NBB · sector comparison
Position among 14849 sector peers
Solvency
better than 24%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €18,979
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
93 d early
2024
111 d early
2023
118 d early
2022
4 d early
2021
41 d early
2020
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 62 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 April (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €16,687
  3. Liquidity doublescurrent ratio 3.56

Key points

  • Caution: Among the weakest 20% on equitysector median €87,546 · 14,853 companies €18,979 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Total assets 20256 fiscal years filed €74,480 View

By topic

Financials

Fiscal year
2025
Total assets
€74,480
Profit
€16,687
Solvency
25.5%
Total assets▼ 5.7%
Net result
20202025
Go to Financials

Timeline

Events
11
Since
2021
Next accounts
by 31-07-2027
  1. 29-04-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of lawyersNACE 69101
Founded
12-05-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure