Debts
€104,022 86% of the balance sheet
Financial debts 20%Suppliers 12%Taxes and wages 58%Other 10%
Of this, €83,562 falls due within a year.
LAABZ
Lifetime
7 annual accounts with figures on one time axispeak €285,180 (2025)
€285,180▲ 65.2%
lowest -€28,780 (2025)
-€28,780▼ €37,796
peak €45,205 (2024)
€16,425▼ 63.7%
€104,022▲ 71.3%
Board4 names since 2018
1 directorEL HANNOUFI YOUNES
Documentsfilings and deeds
05-11-202697 days late
2025micro format
Gross margin from €172,635 to €285,180Loss of €28,780Equity from €45,205 to €16,425Debts from €60,726 to €104,0221 establishment registered
Key points
from the 2025 annual accountsFilings
7 annual accounts 97 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€28,780
Lower net result than 91% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
Checked score
34
Weak
Financially stronger than 21% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.8%
01-2025: 3.7%▼ -0.1 percentage points vs 12-2024
02-2025: 3.7%● unchanged vs 01-2025
03-2025: 3.7%● unchanged vs 02-2025
04-2025: 3.7%● unchanged vs 03-2025
05-2025: 3.7%● unchanged vs 04-2025
06-2025: 3.6%▼ -0.1 percentage points vs 05-2025
07-2025: 3.6%● unchanged vs 06-2025
08-2025: 4.5%▲ +0.9 percentage points vs 07-2025
09-2025: 4.9%▲ +0.4 percentage points vs 08-2025
10-2025: 6.5%▲ +1.6 percentage points vs 09-2025
11-2025: 7.3%▲ +0.8 percentage points vs 10-2025highest value
12-2025: 3.7%▼ -3.6 percentage points vs 11-2025
01-2026: 3.4%▼ -0.3 percentage points vs 12-2025
02-2026: 3.3%▼ -0.1 percentage points vs 01-2026
03-2026: 3.3%● unchanged vs 02-2026
04-2026: 3.3%● unchanged vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026
06-2026: 3.2%▼ -0.1 percentage points vs 05-2026
07-2026: 2.8%▼ -0.4 percentage points vs 06-2026lowest value
08-2026: 3.6%▲ +0.8 percentage points vs 07-2026
09-2026: 4.0%▲ +0.4 percentage points vs 08-2026
10-2026: 6.1%▲ +2.1 percentage points vs 09-2026
11-2026: 6.2%▲ +0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 97 days late; 3 of the last 3 accounts late
Sector: Food and beverage service activities (NACE 56)
Loss of €28,780 (financial year 2025)
Equity €16,425 (13.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 36% of them on solvency, 28% on liquidity, 8% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as LAABZ has now. Each dot stands for 3 companies, two years later.
86.4%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LAABZ itself: 6.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for LAABZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.23 (1.92 in 2024), below the usual 1.5. Short-term debt is 69.4% and cash 16.5% of total assets. 86.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · 2025 accounts filed 97 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-11-2026, 97 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 7 filingsDeviation from the deadline
2025
97 days late
2024
92 days late
2023
70 days late
2022
402 days late
2021
242 days late
2020
507 days late
2019
172 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 226 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 November (4 of the last 5 accounts filed within 145 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0695744772
New establishment in Brussels
SANDO, Brandhoutkaai 19A
1 director appointed, 2 resignations
Transfer of shares from EL MOKADEM MOHAMED to EL HANNOUFI YOUNES · Transfer of shares from AMEZIAN MOHAMMED to EL HANNOUFI YOUNES · Resignations: EL MOKADEM MOHAMED and AMEZIAN MOHAMMED · General meeting of 01-11-2022 · Gazette deed
Share transfer · Resignations & appointments
Transfer of 20 shares from ANDICH IBRAHIM to AMEZIAN MOHAMMED · Transfer of 10 shares from ANDICH IBRAHIM to EL MOKADEM MOHAMED · Transfer of 10 shares from AQDAS IJAZ to EL MOKADEM MOHAMED · General meeting of 01-09-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAABZ Brussels | €120,447 | €285,180 | 13.6% | - |
| TINTO Brussels | €126,692 | €254,792 | 41.6% | - |
| Future Hotspots Brussels | €133,504 | €350,206 | -26.2% | - |
| MESBO Ixelles | €131,091 | €262,163 | -38.3% | - |
| Van Dyck Projects Laakdal | €131,651 | €249,704 | 33.0% | - |
| BRASSERIE TEMPS LIBRE Welkenraedt | €132,339 | €314,317 | 16.7% | - |
| NBS Gourmet Machelen (Brab.) | €137,579 | €271,143 | 20.1% | - |
These companies have the same main activity as LAABZ: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €127,000 and €138,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 07-05-2018Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 3 others
- Establishment units
- 2.276.231.0011000 Brussels, since 07-05-2018
- 2.380.415.4341000 Brussels, since 25-10-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 02-03-2026
Annual accounts 2025
- ≈ €810,000estimated
- €120,447▲ 13.7%
- ≈ 7.2 FTEestimated
- Filing
- Filed on 05-11-2026
Insights on LAABZ
LAABZ files the micro format. That format states no turnover. The gross margin rose from €5,705 in 2019 to €285,180 in 2025.
The balance sheet grew most from 2020 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAABZ
- What is the company number of LAABZ?
- The company number of LAABZ is 0695.744.772. The VAT number is the same number with BE in front: BE 0695.744.772.
- Where is LAABZ based?
- The registered office is at Brandhoutkaai 3A, 1000 Brussels.Company details
- What does LAABZ do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of LAABZ?
- LAABZ is a private limited company (pre-2019) (BVBA).
- When was LAABZ founded?
- LAABZ was founded on 07-05-2018.
- Is LAABZ still active?
- Yes, LAABZ is an active enterprise in the KBO register.
- What is the turnover of LAABZ?
- The turnover in financial year 2025 is ≈ €810,000. This figure is estimated from the gross margin of €285,180 and 37 comparable companies (NACE 56112). It probably lies between €670,000 and €900,000. In financial year 2020 turnover was €482,494.Financials
- Is LAABZ profitable?
- In financial year 2025, LAABZ made a loss of €28,780.
- Where can I find the annual accounts of LAABZ?
- LAABZ filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAABZ due?
- LAABZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.