LA ZAGARA
ActiveThe computed 12-month bankruptcy probability of LA ZAGARA is 2.1% (moderate). The 2024 annual accounts show equity of €697 and a net result of €3k. Its solvency ranks better than 10% of 11615 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▲+64
Solvency27▲+13
Growth78
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.9%
Return on assets
7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 11615 sector peers (2024).
NBB · sector comparisonPosition among 11615 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-06-2025, 47 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
47 d early
2023
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€697
2023 · €-2k
2023: €-2k
2023 → 2024
Total assets
€37k▲ 116%
2023 · €17k
2023: €17k
2023 → 2024
Net result
€3k
2023 · €-6k
2023: €-6k
2023 → 2024
Working capital
€-12k▼ 118%
2023 · €-5k
2023: €-5k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€-2k-€697
Operating result€-5k-€6k
Net result€-6k-€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €6k after a loss of €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36k
Fixed assets
€11k▲ 581%
Current assets
€25k▲ 80.3%
Equity and liabilities €37k
Equity
€697
Debt
€37k
Debt finances 98.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k▲
2023 · €-5k
Cash flow
€4k▲
2023 · €-6k
Solvency
1.9%▲
2023 · -11.1%
Current ratio
0.68▼
2023 · 0.72
Quick ratio
0.39▲
2023 · 0.38
ROA
7.0%▲
2023 · -34.2%
Interest coverage
4.40▲
2023 · -96.51
Debt
€37k▲
2023 · €19k
Debt ≤ 1 year
€37k▲
2023 · €19k
Income taxes
€2k▲
2023 · €1k
Staff costs
€24k
Equity ratios withheld: equity of €697 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€17k€37k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€2k€11k▲
Tangible fixed assets22/27€2k€7k▲
Furniture and vehicles24€2k€7k▲
Financial fixed assets28€96€4k▲
Current assets29/58€14k€25k▲
Stocks and contracts in progress3€7k€11k▲
Stocks30/36€7k€11k▲
Amounts receivable within one year40/41€995€5k▲
Trade receivables40€745€5k▲
Other amounts receivable41€250-
Cash at bank and in hand54/58€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€17k€37k▲
Equity10/15€-2k€697▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-6k€-3k▲
Amounts payable17/49€19k€37k▲
Amounts payable within one year42/48€19k€37k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€1k€10k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€15k€23k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€24k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€267€1k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-3k€32k▲
Operating profit (loss)9901€-5k€6k▲
Financial income75/76B€0€760▲
Recurring financial income75€0€760▲
Financial charges65/66B€47€2k▲
Recurring financial charges65€47€2k▲
Profit (loss) for the period before taxes9903€-5k€5k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-6k€3k▲
Profit (loss) for the period to be appropriated9905€-6k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-3k▲
Profit (loss) brought forward from the previous period14P-€-6k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Keymplein 181170 Watermaal-BosvoordeGround area
1,068 m²
Building footprint
660 m²
Volume, LiDAR
5,734 m³
2 parcels, Brussels, Wallonia · tallest building 16.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
LA ZAGARA
since 20232.351.810.431
LA ZAGARA
since 20242.356.921.638
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0557/00C000 | Wallonia | 890 m² | 1 · 483 m² | 11.8 m · 3 fl. |
| 21017D0161/00R000 | Brussels | 178 m² | 1 · 177 m² | 16.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWatermaal-Bosvoorde2.356.921.638
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TOUCHE INTERIEUR
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KWISHA
BE 0776.451.445
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44
BE 0789.657.501
Merelbeke-Melle · Eq €587
Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 148 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2023
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
71112Activities of interior architects
46389Wholesale of other food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@lazagarasrl.com
Phone:+32472814561