MYVS
ActiveMYVS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €32k. Its solvency ranks better than 94% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 13.14 against 2.92 in 2024; short-term debt: 6.3% and cash: 70.9% of total assets), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
50.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 115%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€65k▲ 57.8%
2024 · €41k
2024: €41k
2024 → 2025
Net result
€32k▲ 46.1%
2024 · €22k
2024: €22k
2024 → 2025
Working capital
€50k▲ 102%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€61k▲ 115%
Operating result€33k-€48k▲ 44.8%
Net result€22k-€32k▲ 46.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€11k▲ 209%
Current assets
€54k▲ 43.8%
Equity and liabilities €65k
Equity
€61k▲ 115%
Debt
€4k▼ 68.0%
The debt ratio falls from 31.3% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €34k
Cash flow
€35k▲
2024 · €23k
Solvency
93.7%▲
2024 · 68.7%
Current ratio
13.14▲
2024 · 2.92
Quick ratio
13.14▲
2024 · 2.92
Debt / equity
0.07▼
2024 · 0.46
ROE
53.5%▼
2024 · 78.7%
ROA
50.1%▼
2024 · 54.1%
Interest coverage
252.09▼
2024 · 605.45
Debt
€4k▼
2024 · €13k
Debt ≤ 1 year
€4k▼
2024 · €13k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€65k▲
Fixed assets21/28€3k€11k▲
Tangible fixed assets22/27€3k€11k▲
Land and buildings22-€4k
Furniture and vehicles24€3k€7k▲
Current assets29/58€38k€54k▲
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€33k€46k▲
Deferred charges and accrued income490/1€34€731▲
Equity and liabilities
Total equity and liabilities10/49€41k€65k▲
Equity10/15€28k€61k▲
Contributions10/11€6k€6k=
Reserves13€22k€55k▲
Distributable reserves133€22k€55k▲
Profit (loss) carried forward14€7€28▲
Amounts payable17/49€13k€4k▼
Amounts payable within one year42/48€13k€4k▼
Financial debts43€10k€0▼
Credit institutions430/8€10k€0▼
Trade debts44€198€2k▲
Suppliers440/4€198€2k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€1k€0▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48-€239
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€818€2k▲
Other operating charges640/8€3k€794▼
Gross operating margin9900€37k€51k▲
Operating profit (loss)9901€33k€48k▲
Financial charges65/66B€57€201▲
Recurring financial charges65€57€201▲
Profit (loss) for the period before taxes9903€33k€48k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€22k€32k▲
Profit (loss) for the period to be appropriated9905€22k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€32k▲
Profit (loss) brought forward from the previous period14P-€7
Transfer to equity691/2€22k€32k▲
To other reserves6921€22k€32k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 13.14
Current ratio from 2.92 to 13.14; short-term debt falls from €13k to €4k.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldovenweg 62960 BrechtGround area
490 m²
Building footprint
90 m²
Volume, LiDAR
835 m³
Parcel 11333D0417/00Y000, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MYVS
since 20232.348.542.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333D0417/00Y000 | Flanders | 490 m² | 1 · 90 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,500 EUR | 1,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 1,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2023
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.