LA VILLA BLANCHE
ActiveLA VILLA BLANCHE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €994k and a net result of €29k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 127 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▼-5
Solvency72▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 2.11 in 2023; short-term debt: 29.3% and cash: 8% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.8%
Return on assets
1.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
138 d late
2022
140 d late
2021
108 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▼ 35.2%
2023 · €45k
2018: €6k
2019: €20k
2020: €8k
2021: €-12k
2022: €71k
2023: €45k
2018 → 2024
Working capital
€361k▼ 35.7%
2023 · €562k
2018: €101k
2019: €164k
2020: €635k
2021: €527k
2022: €486k
2023: €562k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€835k-€849k▲ 1.7%€921k▲ 8.4%€965k▲ 4.9%€994k▲ 3.0%
Operating result€13k-€16k▲ 20.3%€94k▲ 495%€100k▲ 6.5%€37k▼ 63.5%
Net result€8k-€-12k€71k€45k▼ 37.3%€29k▼ 35.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.13M
Fixed assets
€1.14M▼ 3.2%
Current assets
€983k▼ 7.9%
Equity and liabilities €2.13M
Equity
€994k▲ 3.0%
Provisions
€0▼ 100%
Debt
€1.13M▼ 2.5%
The debt ratio rises from 51.6% to 53.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▼
2023 · €213k
Cash flow
€145k▼
2023 · €158k
Solvency
46.8%▲
2023 · 42.9%
Current ratio
1.58▼
2023 · 2.11
Quick ratio
1.58▼
2023 · 2.11
Debt / equity
1.14▼
2023 · 1.20
ROE
2.9%▼
2023 · 4.6%
ROA
1.4%▼
2023 · 2.0%
Interest coverage
5.43▼
2023 · 6.28
Debt
€1.13M▼
2023 · €1.16M
Debt ≤ 1 year
€622k▲
2023 · €506k
Debt > 1 year
€509k▼
2023 · €654k
Income taxes
€15k▼
2023 · €22k
Staff costs
€486k▲
2023 · €300k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.25M€2.13M▼
Fixed assets21/28€1.18M€1.14M▼
Tangible fixed assets22/27€1.10M€1.06M▼
Land and buildings22€1.07M€1.03M▼
Plant, machinery and equipment23€6k€15k▲
Furniture and vehicles24€25k€18k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€80k€80k=
Current assets29/58€1.07M€983k▼
Amounts receivable after more than one year29€243k€320k▲
Other amounts receivable291€243k€320k▲
Amounts receivable within one year40/41€350k€380k▲
Trade receivables40€71k€131k▲
Other amounts receivable41€278k€249k▼
Current investments50/53€109k€109k=
Cash at bank and in hand54/58€254k€170k▼
Deferred charges and accrued income490/1€112k€4k▼
Equity and liabilities
Total equity and liabilities10/49€2.25M€2.13M▼
Equity10/15€965k€994k▲
Contributions10/11€47k€47k=
Outside capital11€47k€47k=
Other1109/19€47k€47k=
Reserves13€774k€774k=
Non-distributable reserves130/1€109k€109k=
Own shares acquired1312€109k€109k=
Tax-exempt reserves132€479k€479k=
Distributable reserves133€186k€186k=
Profit (loss) carried forward14€144k€173k▲
Provisions and deferred taxes16€123k-
Provisions for liabilities and charges160/5€123k-
Other liabilities and charges164/5€123k-
Amounts payable17/49€1.16M€1.13M▼
Amounts payable after more than one year17€654k€509k▼
Financial debts170/4€654k€509k▼
Amounts payable within one year42/48€506k€622k▲
Current portion of amounts payable after more than one year42€141k€172k▲
Financial debts43€17k€42k▲
Credit institutions430/8€17k€42k▲
Trade debts44€155k€172k▲
Suppliers440/4€155k€172k▲
Taxes, remuneration and social security45€192k€235k▲
Taxes450/3€86k€91k▲
Remuneration and social security454/9€106k€144k▲
Other amounts payable47/48€212€212=
Income statement
Code20232024
Remuneration, social security and pensions62€300k€486k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€116k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-123k
Other operating charges640/8€24k€23k▼
Gross operating margin9900€538k€539k▲
Operating profit (loss)9901€100k€37k▼
Financial income75/76B€15k€42k▲
Recurring financial income75€8k€13k▲
Non-recurring financial income76B€7k€29k▲
Financial charges65/66B€48k€34k▼
Recurring financial charges65€34k€28k▼
Non-recurring financial charges66B€14k€6k▼
Profit (loss) for the period before taxes9903€67k€44k▼
Income taxes67/77€22k€15k▼
Profit (loss) for the period9904€45k€29k▼
Profit (loss) for the period to be appropriated9905€45k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€144k€173k▲
Profit (loss) brought forward from the previous period14P€99k€144k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 140 days late
2022
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 108 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼249%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.07
Current ratio from 1.48 to 3.07; short-term debt falls from €345k to €306k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
31-12
Financial
Equity above €500kEq €505k ▲4.1%
2 profitable years in a row build equity to €505k.
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 84 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai de Longdoz 794020 LiègeGround area
687 m²
Building footprint
191 m²
Volume, LiDAR
2,798 m³
Parcel 62817B0742/00N000, Wallonia · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LA VILLA BLANCHE
since 19992.090.020.495
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817B0742/00N000 | Wallonia | 687 m² | 1 · 191 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.090.020.495
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Of 143 companies in sector 87992 we hold annual accounts for 89. 73 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1998
Fiscal year end31-12
Activities, NACEBEL
87992Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.