PLANNING ROCHEFORT

Active

Non-profit associationfounded 199234 yrs activeAvenue de Ninove,Jemelle 55, 5580 Rochefort, BelgiumKBO/BCE: BE 0448.071.803

PLANNING ROCHEFORT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €952k and a net result of €193k. Its solvency ranks better than 92% of 691 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2024

97 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability89▼-6

Solvency100=

Growth78

Track record100

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €90k at 30 days acceptable

Liquidity ample (current ratio 9.31 against 6.29 in 2023; short-term debt: 6.2% and cash: 40.6% of total assets), and 18.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 87

Relative position

BE, all sectors

reference

Sector 87

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

81.9%

Return on assets

16.6%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

35 d early

2023

42 d early

2016

52 d early

2015

55 d early

2014

46 d early

2013

52 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

€408k

EBIT margin

42.1%

Net result

€193k▲ 13.4%

2023 · €170k

2023: €170k

2023 → 2024

Working capital

€602k▲ 67.2%

2023 · €360k

2023: €360k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Turnover€408k-

Equity€733k-€952k▲ 29.9%

Operating result€172k-€207k▲ 20.8%

Net result€170k-€193k▲ 13.4%

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 21% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.16M

41.9%

58.1%

Fixed assets €487k▲ 3.7%

Current assets €675k▲ 57.5%

Equity and liabilities €1.16M

81.9%

17.3%

Equity €952k▲ 29.9%

Provisions €9k=

Debt €201k▲ 28.4%

The debt ratio falls from 17.4% to 17.3%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€240k▲

2023 · €198k

Cash flow

€225k▲

2023 · €197k

Solvency

81.9%▲

2023 · 81.6%

Current ratio

9.31▲

2023 · 6.29

Quick ratio

9.31▲

2023 · 6.29

Debt / equity

0.21▼

2023 · 0.21

ROE

20.2%▼

2023 · 23.2%

ROA

16.6%▼

2023 · 18.9%

Interest coverage

114.40▲

2023 · 89.60

Debt

€201k▲

2023 · €157k

Debt ≤ 1 year

€73k▲

2023 · €68k

Debt > 1 year

€81k▼

2023 · €88k

Staff costs

€494k▲

2023 · €399k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€898k€1.16M▲

Fixed assets21/28€470k€487k▲

Intangible fixed assets21€355-

Tangible fixed assets22/27€470k€487k▲

Land and buildings22€468k€466k▼

Plant, machinery and equipment23€818€410▼

Furniture and vehicles24€1k€21k▲

Financial fixed assets28€25€25=

Current assets29/58€428k€675k▲

Amounts receivable within one year40/41€184k€193k▲

Trade receivables40€95k€101k▲

Other amounts receivable41€89k€93k▲

Cash at bank and in hand54/58€236k€472k▲

Deferred charges and accrued income490/1€8k€10k▲

Equity and liabilities

Total equity and liabilities10/49€898k€1.16M▲

Equity10/15€733k€952k▲

Reserves13€672k€854k▲

Profit (loss) carried forward14€50k€60k▲

Investment grants15€11k€38k▲

Provisions and deferred taxes16€9k€9k=

Provisions for liabilities and charges160/5€9k€9k=

Other liabilities and charges164/5€9k€9k=

Amounts payable17/49€157k€201k▲

Amounts payable after more than one year17€88k€81k▼

Financial debts170/4€88k€81k▼

Amounts payable within one year42/48€68k€73k▲

Current portion of amounts payable after more than one year42€7k€7k▲

Trade debts44€4k€4k▼

Suppliers440/4€4k€4k▼

Taxes, remuneration and social security45€57k€61k▲

Taxes450/3-€0

Remuneration and social security454/9€57k€61k▲

Accrued charges and deferred income492/3€209€48k▲

Income statement Code20232024

Turnover70€408k-

Goods, raw materials, services and sundry goods60/61€308k-

Remuneration, social security and pensions62€399k€494k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€33k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k

Other operating charges640/8€2k€3k▲

Gross operating margin9900€599k€739k▲

Operating profit (loss)9901€172k€207k▲

Financial income75/76B€458€859▲

Recurring financial income75€356€729▲

Non-recurring financial income76B€102€130▲

Financial charges65/66B€2k€16k▲

Recurring financial charges65€2k€2k▼

Non-recurring financial charges66B€35€14k▲

Profit (loss) for the period before taxes9903€170k€193k▲

Profit (loss) for the period9904€170k€193k▲

Profit (loss) for the period to be appropriated9905€170k€193k▲

Appropriation of the result

Profit (loss) to be appropriated9906€170k€243k▲

Profit (loss) brought forward from the previous period14P-€50k

From contributions791€61k€15k▼

To contributions691€180k€198k▲

Social balance

Average headcount (FTE)90875.46.9▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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